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    Banks - Regional
Yokohama Financial Group, Inc.

Yokohama Financial Group, Inc.

CCRDF
Yokohama Financial Group, Inc.US flagOther OTC
11.70
USD
- -
- -
13.00BMarket Cap
Yokohama Financial Group, Inc.
CCRDF
(Other OTC)

Recent

price

11.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
231
236.01
216.6
224.82
222.88
219.64
225.21
202.91
272.02
122.64
Revenue per Share
98.09
52.36
43.46
38.38
20.99
44.68
47.4
47.39
71.64
24.98
Basic EPS, GAAP
767.51
-491.68
182.14
-257.21
1,677.38
1,019.91
804.49
-1,582.41
311.84
- -
Free Cash Flow per Basic Share
15.94
14.03
15.57
17.64
16.03
17.04
19.66
17.08
25.23
- -
Dividend per Share
550.61
598.99
636.31
676.27
684.5
711.88
752.39
661.53
855.8
828.21
Book Value per Share
852.85
899.47
915.52
895.28
946.11
951.87
965.31
896.25
1,102.56
1,100.52
Tangible Book Value per Share
1,291
1,268
1,249
1,213
1,206
1,206
1,185
1,412
1,156
1,165
Basic Weighted Avg Shares
298,280
299,342
270,523
272,601
268,887
264,887
266,860
286,581
314,419
142,834
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
9,639
10,451
11,787
13,041
13,513
13,724
13,152
13,268
12,774
- -
Depreciation Expense
126,656
66,413
54,285
46,536
25,326
53,881
56,159
66,931
82,805
29,093
Net Income, GAAP
18.58
31.18
31.33
31.81
28.37
30.84
30.21
26.49
30.14
33.34
Effective Tax Rate (%)
42.46
22.19
20.07
17.07
9.42
20.34
21.04
23.36
26.34
20.37
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,954,150
1,411,927
1,045,994
828,086
1,721,474
3,180,442
4,269,539
2,320,391
2,262,436
2,253,709
LT Debt
1,113,700
1,153,999
1,160,146
1,103,972
1,159,098
1,164,624
1,161,252
1,284,765
1,292,591
1,300,064
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
9.03
6.98
5.76
3.08
6.4
6.42
7.33
8.61
3.09
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,164
- -
1,164
Market Capitalization
- -
- -
850,461

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,133,789
- -
3,852,207
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
3.29%
0.61%
Free Cash Flow
- -
-252.23%
-116.13%
Net Income, GAAP
- -
22.86%
23.72%
Sales/Revenue/Turnover
- -
3%
9.71%
Total Cash Common Dividend
- -
6.9%
20.9%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
68,565
75,182
66,830
76,004
286,581
2025
- -
- -
- -
- -
314,419
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
17.34
- -
- -
- -
47.39
2025
- -
- -
- -
- -
71.64
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
17.08
2025
- -
- -
- -
- -
25.23
2026
- -
- -
- -
- -
- -
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Business
Yokohama Financial Group, Inc. (ticker: CCRDF) operates as a regional bank holding company primarily engaged in providing banking and financial services to small- and medium-sized enterprises and individuals. The company offers current, ordinary, savings, and term deposits; various loan products including mortgages and home equity loans; and securities brokerage, leasing, information services and research, venture capital, credit guarantee, credit card issuance, securities investment trust management, investment consulting, and investment banking services. It conducts these operations through subsidiaries such as The Bank of Yokohama Ltd., The Kanagawa Bank Ltd., Hamagin Tokai Tokyo Securities Co., Ltd., Hamagin Finance Co., Ltd., and Yokohama Capital Co., Ltd., supported by a network of branches, sub-branches, ATMs, and representative offices. Yokohama Financial Group, headquartered on the 34th floor of Tokyo Nihonbashi Tower in Tokyo, Japan, primarily serves markets in Yokohama, Kanagawa Prefecture, southwestern Tokyo, and eastern Japan, with some international presence. Founded on April 1, 2016, the company was formerly known as Concordia Financial Group, Ltd., reflecting its formation through the merger of regional banking entities including the historic Bank of Yokohama, which traces origins to 1920. In recent developments, Yokohama Financial Group raised its full-year profit and dividend forecasts while announcing a large share buyback authorization and increased dividends, citing gains in net interest income and commissions as of late 2025. The group continues to focus on enhancing shareholder returns and operational profitability amid a favorable financial environment.

Company News

APIChatGPT

  • defenseworld.net

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