1. People's Republic of China Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
China Everbright Bank Company Limited

China Everbright Bank Company Limited

CEBCF
China Everbright Bank Company LimitedUS flagOther OTC
0.42
USD
- -
- -
24.79BMarket Cap
China Everbright Bank Company Limited
CEBCF
(Other OTC)

Recent

price

0.42

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1
1.15
1.47
1.61
1.69
1.99
1.95
1.86
2
2.42
2.56
2.5
2.51
2.21
2.01
1.89
1.95
Revenue per Share
0.36
0.45
0.58
0.66
0.62
0.63
0.63
0.64
0.61
0.68
0.68
0.71
0.74
0.62
0.62
0.58
0.62
Basic EPS, GAAP
0.32
1.11
6.62
-0.08
0.68
4.47
7.2
-2.99
0.28
1.1
1.98
-1.92
-1.01
-0.13
-3.19
2.32
2.15
Free Cash Flow per Basic Share
0.03
0.11
0.15
0.12
0.22
0.33
0.44
0.5
0.53
0.47
0.48
0.53
0.63
0.61
0.65
0.64
0.71
Dividend per Share
1.33
1.43
1.46
2.1
2.13
2.37
2.44
2.93
2.77
3.15
3.43
3.43
3.85
3.93
4.13
4.47
4.27
Book Value per Share
2.25
2.35
2.76
3.73
3.81
4.31
4.55
5.54
5.26
5.79
6.95
6.79
7.27
7.36
7.72
8.01
7.78
Tangible Book Value per Share
35,528
40,151
40,674
40,477
46,585
46,870
48,141
49,289
55,179
54,932
55,640
61,137
60,550
65,794
67,252
66,941
67,618
Basic Weighted Avg Shares
35,530
46,072
59,916
65,306
78,531
93,159
94,037
91,850
110,244
132,812
142,577
152,841
151,695
145,649
135,402
126,311
131,522
Sales/Revenue/Turnover
47.79
- -
52.59
52.5
48.92
42.12
42.47
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,736
1,117
1,394
1,634
1,941
2,105
2,182
2,136
2,164
4,464
4,953
5,448
5,964
6,316
6,456
6,393
- -
Depreciation Expense
12,790
18,068
23,591
26,715
28,883
29,528
30,329
31,545
33,659
37,354
37,835
43,407
44,807
40,792
41,696
38,826
41,831
Net Income, GAAP
25.23
25.3
25.23
22.27
24.97
24.85
24.37
22.23
17.46
17.1
16.69
17.57
19.52
17.45
18.58
21.22
19.68
Effective Tax Rate (%)
36
39.22
39.37
40.91
36.78
31.7
32.25
34.34
30.53
28.13
26.54
28.4
29.54
28.01
30.79
30.74
31.81
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
34,214
43,362
75,905
93,064
126,420
270,366
508,001
552,194
592,486
549,198
613,556
953,894
1,074,723
1,303,880
1,458,086
1,546,942
1,395,741
LT Debt
81,463
96,150
114,322
153,052
179,483
224,047
251,068
305,436
322,473
386,054
455,040
484,366
510,013
554,785
590,231
607,442
597,182
Total Equity
12.04
- -
14.05
12.05
10.32
7.28
4.78
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
31.03
34.41
40.36
37.01
31.31
28.06
26.58
24.09
22.63
22.93
20.81
21.67
20.21
16.59
15.55
13.45
14.97
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
64,906
64,906
64,906
Shares Outstanding
59,086
59,086
59,086
Market Capitalization
139,013
190,002
261,845

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
517,560
584,257
621,977
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.67%
5.96%
2.92%
Free Cash Flow
201.68%
366.03%
-172.55%
Net Income, GAAP
3%
0.87%
-6.88%
Sales/Revenue/Turnover
3.52%
-2.26%
-6.71%
Total Cash Common Dividend
11.68%
10.43%
-2.01%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
34,480
35,318
32,589
33,015
135,402
2025
33,086
32,832
32,041
- -
126,311
2026
31,811
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
- -
0.2
- -
0.62
2025
0.19
- -
- -
- -
0.58
2026
0.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
- -
0.28
- -
0.65
2025
0.21
- -
- -
- -
0.64
2026
0.2
- -
- -
- -
- -
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Business
China Everbright Bank Company Limited is a national joint-stock commercial bank providing a comprehensive range of financial products and services to corporations, government agencies, retail customers, and individuals; core offerings include notice, RMB general, intelligent agreement, and structured deposits; working capital, fixed asset, project financing, syndicated, entrusted, personal, E-grain, E-mortgage, E-catering, and overdraft loans; credit and debit cards; bank acceptance bills; investment banking services such as bond underwriting, M&A financing, corporate asset-backed and credit asset-backed securitization, and intermediary business; auto and trade finance; factoring; FX transactions; e-settlement; e-financing chain; blockchain forfaiting transaction platform; risk management products; interbank lending and deposits; fund custody; clearing agency services; issuance of letters of guarantee; asset custody and management; monetary market operations; bond investment and proprietary trading; foreign exchange trading; and mobile, online, and cloud-based banking and fee payment platforms. The bank operates primarily in Mainland China with over 1,200 branches, and maintains international presence in Hong Kong, Luxembourg, Macao, Seoul, and Sydney; it focuses on retail banking, wealth management, small and micro-enterprises, corporate financing, institutional clients, investment and trading, and asset management segments targeting diverse customer groups including strategic corporate clients and high-net-worth individuals. Founded in 1992 and headquartered at China Everbright Center, 25 Taipingqiao Avenue, Xicheng District, Beijing, the bank is listed on the Shanghai Stock Exchange since 2010 and Hong Kong Stock Exchange since 2013, with total assets exceeding RMB 3.8 trillion as of recent reports and majority ownership by the Chinese government. Recent developments include proposing and approving interim cash dividends of RMB 1.05 per 10 shares for the first half of 2025, totaling RMB 6,204 million, reflecting over 25% profit distribution; advancing the Sunshine Financial Market business and integration of commercial, investment, and private banking with RMB 316.541 billion in bond underwriting and RMB 23.925 billion in M&A loans through the first three quarters of 2025; granting comprehensive credit lines such as RMB 1.2 billion to China Everbright Environment Group Limited and RMB 11.5 billion to Everbright Securities Company Limited, both under the parent China Everbright Group; and enhancing retail customer acquisition, group management, and open-ended Wealth+ platform via CEB Mobile Banking app.