China Minsheng Banking Corp., Ltd.

China Minsheng Banking Corp., Ltd.

CGMBF
China Minsheng Banking Corp., Ltd.US flagOther OTC
0.46
USD
- -
- -
21.76BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.83
3.32
3.63
3.54
3.27
3.55
4.09
3.83
3.49
2.87
2.83
2.7
2.94
3.22
Basic EPS, GAAP
1.03
1.09
1.08
1.09
1.13
1.14
1.22
0.71
0.71
0.71
0.72
0.64
0.63
0.71
Free Cash Flow per Basic Share
-1.22
5.16
5.11
23.23
-6.06
-9.09
-2.11
-1.87
3.01
3.13
1.31
-4.78
-3.44
-3.96
Dividend per Share
0.3
0.16
0.24
0.43
0.53
0.52
0.65
0.62
0.51
0.48
0.65
0.61
0.4
0.6
Book Value per Share
2.26
3.04
3.6
3.81
4.53
5.37
5.95
5.57
5.93
6.07
6.34
6.37
6.9
7.7
Tangible Book Value per Share
4.86
5.94
7.15
7.69
8.51
9.43
11.25
10.48
11.59
11.82
12.3
12.46
13.9
15.35
Basic Weighted Avg Shares
40,914
40,805
42,564
43,826
44,082
44,146
44,114
48,323
48,424
49,675
49,754
50,462
48,513
43,938
Sales/Revenue/Turnover
115,886
135,469
154,425
155,154
144,281
156,769
180,441
184,951
168,804
142,476
140,817
136,290
142,865
141,547
Operating Margin (%)
49.02
43.91
39.02
38.78
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,840
2,505
3,288
3,354
3,705
6,292
6,446
7,599
7,407
7,805
8,314
8,710
8,615
- -
Net Income, GAAP
42,278
44,546
46,111
47,843
49,813
50,327
53,819
34,309
34,381
35,269
35,823
32,296
30,563
31,202
Effective Tax Rate (%)
24.27
23.79
22.63
19.04
15.92
14.38
15.16
4.37
2.1
3.75
3.67
4
5.2
5.73
Profit Margin (%)
36.48
32.88
29.86
30.84
34.52
32.1
29.83
18.55
20.37
24.75
25.44
23.7
21.39
22.04
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
121,172
172,327
251,628
498,773
679,389
851,161
962,304
1,126,518
785,273
753,767
790,823
1,032,968
1,117,306
1,133,025
Total Equity
204,287
247,756
309,783
352,027
389,812
431,001
530,829
541,248
586,539
612,814
637,801
656,568
703,197
702,312
Return on Invested Capital (%)
13.84
11.98
9.36
6.8
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
53.39
41.14
33.24
29.86
27.14
23.04
21.55
12.91
12.37
11.98
11.61
10.14
9.32
9.41

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
20,000
20,000
20,000
Shares Outstanding
43,782
43,782
43,782
Market Capitalization
129,857
130,927
144,707

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
620,772
587,300
664,530
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.7%
5.39%
7.1%
Free Cash Flow
-60.38%
-163.13%
-30.9%
Net Income, GAAP
-3.13%
-2.17%
-5.37%
Sales/Revenue/Turnover
-0.42%
-4.78%
4.82%
Total Cash Common Dividend
10.47%
-5.43%
-36.54%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
34,273
32,854
34,533
34,630
136,290
2025
36,813
35,571
34,356
- -
142,865
2026
37,822
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.31
- -
- -
- -
0.64
2025
0.29
- -
- -
- -
0.63
2026
0.26
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
- -
- -
- -
0.61
2025
- -
- -
- -
- -
0.4
2026
0.02
- -
- -
- -
- -

Company Description

APIChat
CEO
Yingxin Gao
Full Time Employees
63,490
Sector
Financial Services
Industry
Banks - Regional
Address
China Minsheng Bank Building Beijing People's Republic of China 100031
IPO Date
Jun 24, 2013
Business
China Minsheng Banking Corp., Ltd. (CMBC) operates as China's first national joint-stock commercial bank primarily focused on serving non-state-owned enterprises, small and micro businesses, retail customers, and corporate clients through comprehensive banking products and services. The bank offers deposit products including savings accounts, deposit certificates, contracted deposits, agreement deposits, call deposits, corporate term deposits, and current deposits; lending solutions such as personal housing mortgages, automobile purchase loans, household composite consumption loans, micro-credit, medium- and long-term loans, short-term working capital loans, trade finance, industrial chain finance, and green finance products like emission reduction loans and carbon footprint-linked loans; card services encompassing debit and credit cards; and additional services including appointed and domestic remittances, payment and collection agency, clearing, safe deposit boxes, VIP management, salary agent cards, internet/mobile/telephone/self-service banking, cash management, letters of guarantee, forex settlement and remittance, travelers promissory notes, comprehensive credit granting, asset management, trust financing, and non-financial services in education, business travel, arts, luxury, health, and sports. Its operations span commercial banking, financial leasing, fund management, global investment banking, and wealth management, conducted through 41 tier-1 branches, 105 tier-2 branches, over 2,400 outlets including 1,100 community sub-branches and 142 small business sub-branches across 139 cities in mainland China, plus branches in Hong Kong and London. Founded in January 1996 and headquartered in Beijing, CMBC maintains total assets exceeding RMB 7.8 trillion and employs nearly 63,000 people. Recent developments include strengthened ecosystem collaborations with governments, universities, and industrial partners for one-stop equity, debt, credit, and insurance services; innovations in transition and carbon finance such as syndicated loans linked to biodiversity and sustainable development; elevated MSCI ESG rating to AAA in 2024, the highest globally; progression under its 2021-2025 Five-Year Development Plan emphasizing digital transformation with a distributed core system and AI applications; and expanded green finance initiatives supporting carbon markets, marine economy, forestry, and new energy vehicles.

Company News

APIChat
  • China Minsheng Banking (CGMBF) to Release Quarterly Earnings on Monday

  • China Minsheng Banking (CGMBF) Projected to Post Earnings on Monday

  • China Minsheng Banking Corp., Ltd. (OTCMKTS:CGMBF) Short Interest Up 38.0% in February

  • China Minsheng Banking Corp., Ltd. (OTCMKTS:CGMBF) Short Interest Update