1. Chile Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Banco de Chile

Banco de Chile

CHILE.SN
Banco de ChileCL flagSantiago Stock Exchange
184.52
CLP
+2.02
- -
18.64TMarket Cap
Banco de Chile
CHILE.SN
(Santiago Stock Exchange)

Recent

price

184.52

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
11.84
12.42
12.27
14.14
15.99
15.72
16.72
16.65
18.04
19.71
19.08
21.93
30.8
29.4
30.09
29.62
29.5
Revenue per Share
4.26
4.39
4.46
5.27
5.73
5.78
5.61
5.66
5.98
5.98
3.98
10.46
14.31
13.6
12.36
11.73
11.14
Basic EPS, GAAP
-1.36
-4.87
-4.11
-1.51
-2.46
-15.93
1.21
8.22
-13.72
13.09
-24.95
29.1
0.5
16.23
35.83
7.41
-7.24
Free Cash Flow per Basic Share
2.94
2.8
2.76
3.29
3.54
3.48
3.58
3.39
3.7
3.53
3.47
2.18
5.34
8.58
8.08
9.85
10
Dividend per Share
17.18
19.42
20.19
23.61
25.09
25.76
27.11
28.79
29.9
31.41
31.81
40.7
47.04
51.7
54.69
56.16
49.12
Book Value per Share
16.38
19.62
21.17
24.97
27.39
29.5
31.65
34.38
35.52
37.76
38.64
46.66
52.38
58.52
62.49
64.15
52.34
Tangible Book Value per Share
98,134
99,888
107,703
104,383
103,850
105,454
102,462
101,017
101,017
101,017
101,017
101,017
101,017
101,017
101,017
101,017
101,017
Basic Weighted Avg Shares
1,161,519
1,240,976
1,321,894
1,476,195
1,660,695
1,657,830
1,712,829
1,682,275
1,821,872
1,990,642
1,927,108
2,214,875
3,111,301
2,969,856
3,039,651
2,992,107
2,979,863
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
34,964
35,131
35,146
27,677
32,787
31,822
35,575
37,536
37,681
70,541
73,357
76,798
84,205
92,308
94,601
95,110
95,311
Depreciation Expense
417,614
438,143
479,880
550,188
595,518
609,903
575,051
572,080
603,633
603,744
401,629
1,056,316
1,445,799
1,374,027
1,248,476
1,185,413
1,125,097
Net Income, GAAP
10.02
12.99
11.76
13.94
11.8
11.89
14.84
16.78
20.93
22.34
20.45
20.71
16.67
18.99
21.09
21.17
22.01
Effective Tax Rate (%)
35.95
35.31
36.3
37.27
35.86
36.79
33.57
34.01
33.13
30.33
20.84
47.69
46.47
46.27
41.07
39.62
37.76
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,764,165
4,056,425
4,382,596
5,356,415
6,156,663
7,631,829
7,217,950
7,684,002
8,992,311
10,522,704
9,267,765
9,170,470
10,406,471
11,488,899
11,927,819
13,235,469
13,384,353
LT Debt
1,694,325
2,040,669
2,355,462
2,679,039
2,910,975
3,175,325
3,307,674
3,545,348
3,673,716
3,905,761
3,997,081
4,818,972
5,431,437
6,081,945
6,504,896
6,687,847
5,462,801
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
25.48
24.17
23.33
23.72
23.49
22.92
20.93
20.12
20.36
19.5
12.58
28.84
32.63
27.55
23.23
21.17
22.96
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
25,604
23,569
21,876
LT Borrowings
13,955,258
13,184,695
13,337,449
LT Finance Leases
54,704
50,774
46,904
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
101,017
101,017
101,017
Market Capitalization
14,747,484
17,576,972
16,982,992

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,852,985
6,478,410
6,012,788
Accounts Receivable, Net
283,020
170,185
575,714
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,295,263
902,154
1,192,205
ST Debt
25,604
23,569
21,876
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.87%
11%
2.81%
Free Cash Flow
258.56%
574.64%
-79.31%
Net Income, GAAP
14.66%
36.15%
-5.05%
Sales/Revenue/Turnover
6.75%
10.33%
-1.56%
Total Cash Common Dividend
18.07%
36.92%
21.99%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
779,341
766,741
710,796
773,098
3,039,651
2025
776,261
756,177
717,031
760,665
2,992,107
2026
745,990
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.95
3.2
2.85
- -
12.36
2025
3.26
- -
- -
- -
11.73
2026
2.66
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8.08
- -
- -
- -
8.08
2025
9.85
- -
- -
- -
9.85
2026
10
- -
- -
- -
- -
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Business
Banco de Chile (CHILE.SN), a leading full-service financial institution, provides a comprehensive range of banking and financial services including retail banking with consumer loans, mortgages, credit cards, checking and savings accounts, and time deposits; wholesale banking offering commercial loans, syndicated loans, liquidity management, debt instruments, foreign trade financing, derivatives, and leasing; treasury services encompassing foreign exchange trading, fixed income, and derivatives; and subsidiaries delivering securities brokerage, mutual funds, investment banking, insurance brokerage, factoring, securitization, and collection services. Founded in 1893 through the merger of Banco de Valparaíso, Banco Agrícola, and Banco Nacional de Chile, the bank is headquartered at Ahumada 251 in Santiago, Chile, and operates nationwide through an extensive branch network supplemented by advanced digital and mobile platforms serving over 2 million customers. It maintains international presence with branches in New York, Miami, São Paulo, Buenos Aires, Mexico City, and Hong Kong, primarily targeting individuals, SMEs, large corporations, and institutions in Chile and select Latin American and global markets, with joint control by the Quiñenco group and Citigroup since 2008. In recent developments, Banco de Chile completed the integration of its former collection services subsidiary Socofin into core operations during the third quarter of 2025, yielding significant cost synergies and improved efficiency without impacting productivity; the bank also launched new digital initiatives including an API Store and expanded AI capabilities, alongside ongoing investments in digital transformation to enhance online and mobile banking platforms.