- CEO
- Joe Chen
- Full Time Employees
- 33
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 641 W. LAS TUNAS DRIVE San Gabriel CA United States of America 91776
- IPO Date
- Sep 8, 2008
- Business
- Pacific Alliance Bank provides commercial and consumer banking products and services primarily to small and midsize business owners and their employees in the United States. Its product offerings include demand deposits, money market accounts, interest-bearing checking (NOW) accounts, savings accounts, individual retirement accounts, and certificates of deposit. The bank also offers various loan products such as mortgage loans, commercial loans, term loans, commercial real estate loans, construction loans, SBA loans, and lines of credit. Additional services comprise personal and business online banking, cashier’s checks, check reorder, night deposit, direct deposit, safe deposit boxes, positive pay/check reconciliation, wire transfers, debit cards, and merchant payment solutions supported by Elavon. Headquartered in San Gabriel, California, the bank focuses on client relationships and serves businesses and related communities primarily in California.
In terms of recent developments, Pacific Alliance Bank has enhanced its digital banking capabilities by introducing real-time account alerts accessible via its online and mobile banking platforms, improving client engagement and security. The bank has maintained its well-capitalized status under regulatory guidelines with strong capital ratios reported in 2024. It also declared cash dividends in 2024 and continues to sustain stable financial performance. The bank's senior management is actively involved in client relationship development, emphasizing personalized banking solutions tailored to business growth needs. There have been no publicly reported major acquisitions or name changes within the last two years, but the bank remains committed to expanding its service offerings and improving technology-driven banking experiences.
Founded in 2006, Pacific Alliance Bank operates within the commercial banking industry, targeting small and midsize enterprises and individual consumers. It emphasizes deposit and loan products complemented by various business services. The bank holds a strong regional presence in California and aims to support business clients with tailored financial products and relationship-driven service models. Its product suite and services are designed to support both personal and business financial needs, positioning it as a community-focused commercial bank in its core markets.