Community Heritage Financial, Inc.

Community Heritage Financial, Inc.

CMHF
Community Heritage Financial, Inc.US flagOther OTC
34.50
USD
- -
- -
77.67MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
Revenue per Share
8.94
12.24
13.68
12.8
9.89
11.53
Basic EPS, GAAP
1.17
1.83
2.67
2.85
1.48
2.27
Free Cash Flow per Basic Share
0.51
-0.91
5.85
3.61
2.81
1.96
Dividend per Share
0.12
0.16
0.16
0.16
0.24
0.24
Book Value per Share
8.84
10.51
13.02
14.86
13.31
15.3
Tangible Book Value per Share
20.87
22.78
24.56
27.19
23.93
26.53
Basic Weighted Avg Shares
2
2
2
2
3
3
Sales/Revenue/Turnover
20
28
31
31
29
34
Operating Margin (%)
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
Net Income, GAAP
3
4
6
7
4
7
Effective Tax Rate (%)
26.08
27.68
26.7
26.43
24.41
24.91
Profit Margin (%)
13.08
14.97
19.53
22.23
14.94
19.71
Working Capital
- -
- -
- -
- -
- -
- -
LT Debt
18
26
19
18
35
29
Total Equity
49
53
57
67
71
79
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
18.96
22.71
21.06
11.53
15.91

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
10.27%
10.95%
Free Cash Flow
- -
-217.96%
-29.96%
Net Income, GAAP
- -
26.71%
54.31%
Sales/Revenue/Turnover
- -
11.83%
17.01%
Total Cash Common Dividend
- -
- -
0.31%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
29
2024
- -
- -
- -
- -
34
2025
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.48
2024
- -
- -
- -
- -
2.27
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.24
2024
- -
- -
- -
- -
0.24
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Robert E. Goetz Jr.
Full Time Employees
174
Sector
Financial Services
Industry
Banks - Regional
Address
24 West Main Street Middletown MD United States of America 21769
IPO Date
Oct 19, 2000
Business
Community Heritage Financial, Inc. serves individuals and businesses by offering a comprehensive suite of retail and commercial banking products through its core operations. Functioning as the parent organization for Middletown Valley Bank and its subsidiary, Millennium Financial Group, Inc. (Mlend), the company focuses its services primarily within Frederick, Washington, and Garrett counties in Maryland, alongside Franklin County, Pennsylvania. Its offerings are categorized into commercial banking and mortgage banking. The commercial banking division provides a variety of financial solutions, including commercial, real estate, installment, consumer, and agricultural loans, in addition to managing deposit products such as checking, savings, individual retirement, demand, and time accounts. Meanwhile, the mortgage banking segment is principally involved in originating residential mortgages, which are often sold into the secondary market, encompassing new home purchases, refinancing, and construction financing. The company also extends life insurance services. Operating through a network of eight branch locations, Community Heritage Financial, Inc. was formally established as a bank holding company in November 2018 and maintains its headquarters in Middletown, Maryland.

Company News

APIChat
  • Community Heritage Financial, Inc. Repositions Investment Portfolio

  • Community Heritage Financial, Inc. Reports Record Earnings for the First Quarter 2026

  • Community Heritage Financial, Inc. Announces First Quarter 2026 Dividend

  • Analyzing Mid Penn Bancorp (NASDAQ:MPB) & Community Heritage Financial (OTCMKTS:CMHF)

  • Community Heritage Financial, Inc. Announces Fourth Quarter 2025 Dividend

  • Community Heritage Financial (OTCMKTS:CMHF) Stock Price Up 0.3% – What’s Next?

  • Community Heritage Financial, Inc. Announces Executive Leadership Transition

  • Head-To-Head Survey: Citizens Financial Group (NYSE:CFG) and Community Heritage Financial (OTCMKTS:CMHF)

  • Community Heritage Financial, Inc. Announces Third Quarter 2025 Dividend

  • Community Heritage Financial, Inc. Reports Record Earnings for the Second Quarter of 2025

  • Community Heritage Financial, Inc. Announces Second Quarter 2025 Dividend

  • Community Heritage Financial, Inc. Announces First Quarter 2025 Dividend

  • Community Heritage Financial, Inc. Reports 54% Increase in Earnings for the Year Ended 2024

  • Community Heritage Financial, Inc. Announces Dividend Increase

  • Community Heritage Financial, Inc. Completes $12.1 Million Subordinated Debt Offering

  • Community Heritage Financial, Inc. Reports Earnings for the Third Quarter of 2024

  • Community Heritage Financial, Inc. Announces Third Quarter 2024 Dividend

  • Community Heritage Financial, Inc. Announces New Member to the Board of Directors

  • Community Heritage Financial, Inc. Announces Second Quarter 2024 Dividend

  • Jessica Green joins the Community Heritage Financial, Inc. Board of Directors