1. Taiwan, Province of China Stocks

  2. •

    Financial Services

  3. •

    Insurance - Life
Cathay Financial Holding Co., Ltd.

Cathay Financial Holding Co., Ltd.

CHYFF
Cathay Financial Holding Co., Ltd.US flagOther OTC
14.63
USD
- -
- -
31.15BMarket Cap
Cathay Financial Holding Co., Ltd.
CHYFF
(Other OTC)

Recent

price

14.63

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
221.36
196.56
308.19
311.24
317.72
343.4
419.87
455.03
371.04
431.89
476.52
466.01
288.02
180.81
246.05
285.15
285.1
Revenue per Share
3.66
8.96
13.16
30.57
38.51
44.87
37.15
43.93
40.33
48.97
55.76
105.77
28.32
34.72
75.17
73.04
73.02
Basic EPS, GAAP
262.82
248.78
171.6
40.09
119.31
-164.3
-28.71
91.45
-70.86
130.8
144.52
52.35
-23.64
-43.92
-66.86
124.7
124.68
Free Cash Flow per Basic Share
3.98
4.9
4.15
6.04
14
20.02
19.68
19.93
26.1
16.79
22.23
27.53
37.52
11.31
22.32
37.45
- -
Dividend per Share
90.62
94.98
104.49
126.86
145.55
148.86
154.96
175.47
173.34
148.16
225.26
302.88
285.85
134.25
286.36
186.16
186.12
Book Value per Share
171.27
169
194.98
300.94
335.33
315.26
361.11
424.65
360.6
558.23
624.6
642.29
413
502.03
584.93
605.06
604.94
Tangible Book Value per Share
1,250
1,243
1,224
1,237
1,282
1,282
1,282
1,282
1,276
1,282
1,338
1,319
1,319
1,467
1,467
1,467
1,467
Basic Weighted Avg Shares
276,744
244,251
377,377
385,001
407,268
440,189
538,210
583,286
473,459
553,505
637,379
614,660
379,888
265,227
360,932
418,298
418,298
Sales/Revenue/Turnover
-0.81
- -
110.6
8.26
13.81
12.03
9.32
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4,145
4,115
4,448
2,907
2,525
3,641
5,189
5,424
5,675
7,098
7,358
7,398
7,544
8,636
8,436
8,840
8,840
Depreciation Expense
4,575
11,129
16,116
37,816
49,369
57,514
47,619
56,307
51,467
62,757
74,579
139,514
37,359
50,929
110,270
107,142
107,142
Net Income, GAAP
- -
- -
- -
11.17
11.46
13.78
4.27
4.97
6.79
9.49
6.93
11.68
24
11.36
13.11
4.73
4.73
Effective Tax Rate (%)
1.65
4.56
4.27
9.82
12.12
13.07
8.85
9.65
10.87
11.34
11.7
22.7
9.83
19.2
30.55
25.61
25.61
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
65,105
84,744
95,371
102,467
134,404
107,478
93,566
150,259
153,926
187,841
202,989
221,661
238,032
285,488
400,397
441,883
441,883
LT Debt
222,507
219,348
248,149
381,486
439,120
461,062
529,824
608,471
529,289
782,027
904,776
914,039
611,708
801,446
906,527
934,388
934,388
Total Equity
- -
- -
- -
6.83
9.42
7.98
8.03
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.14
9.62
13.1
26.55
28.75
30.48
24.45
26.59
23.07
30.53
30.37
39.82
9.62
17.75
35.74
30.92
30.92
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
15,333
15,333
15,333
Shares Outstanding
14,669
14,669
14,669
Market Capitalization
625,642
654,608
673,631

Working Capital

FRC

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
935,262
908,883
790,689
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.53%
3.03%
3.07%
Free Cash Flow
-128.53%
-67.41%
-286.51%
Net Income, GAAP
19.71%
32.77%
-2.84%
Sales/Revenue/Turnover
2.39%
-3.99%
15.89%
Total Cash Common Dividend
18.98%
31.41%
67.79%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
58,085
91,626
77,347
40,392
265,227
2024
127,457
76,992
99,484
57,000
360,932
2025
116,213
26,399
117,328
158,357
418,298

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
4.78
15
18.3
- -
34.72
2024
25.98
20.6
21.2
- -
75.17
2025
21.82
9.53
19.5
- -
73.04

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
11.31
2024
- -
- -
- -
- -
22.32
2025
- -
- -
- -
- -
37.45
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Business
Cathay Financial Holding Co., Ltd. (CHYFF) operates as a leading financial holding company in Taiwan, providing a comprehensive range of financial services through its subsidiaries, including life insurance, property and casualty insurance, banking, securities brokerage, and asset management. Cathay Life Insurance offers traditional life, health care, accident insurance, policy purchase and advisory services, and fast claims processing; Cathay United Bank provides deposits, loans, personal loans, consumer credit, credit cards, foreign exchange, guarantees, international banking, domestic transfers, safe deposit boxes, payment services, fund sales, and asset custody; Cathay Century Insurance delivers property and casualty coverage; Cathay Securities engages in retail and institutional brokerage, financial product structuring, asset securitization, underwriting, and proprietary trading; and Cathay Securities Investment Trust and Consulting manage investment trusts, mutual funds, and advisory services. The company serves retail, institutional, and corporate customers across Taiwan, the rest of Asia including China, Hong Kong, Vietnam, Cambodia, Thailand, the Philippines, Indonesia, Singapore, Malaysia, Laos, and Myanmar, and other international markets, with a focus on cross-selling and one-stop financial solutions. Founded on December 31, 2001, and headquartered in Taipei, Taiwan, Cathay Financial Holding maintains a robust network of branches, sales forces, and digital platforms to support its operations. Recent developments include the April 2024 divestiture by subsidiary Cathay Life Insurance of Conning Holdings Limited and affiliates to Generali, establishing a minority stake partnership in Generali Investments Holding and bolstering global asset management capabilities; ongoing digital transformation initiatives emphasizing fintech, data-driven FinLife ecosystems, and innovations like the FitBack health management app; expansion of sustainable finance efforts with 100% renewable energy at headquarters and net-zero carbon goals by 2030 in Taiwan and 2050 globally; and in 2025, recognition for wealth management products such as Taiwan's first private equity fund launched in partnership with First Securities Investment Trust and VIVO Capital.

Company News

APIChatGPT

  • https://thefly.com

    Cathay Financial downgraded to Neutral from Buy at Goldman Sachs