China Construction Bank Corporation

China Construction Bank Corporation

CICHF
China Construction Bank CorporationUS flagOther OTC
1.03
USD
+0.01
- -
247.63BMarket Cap
China Construction Bank Corporation
CICHF
(Other OTC)

Recent

price

1.03

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.34
1.6
1.84
2.04
2.28
2.41
2.4
2.46
2.59
2.78
2.95
3.24
3.08
3.03
2.91
2.92
2.95
Revenue per Share
0.56
0.68
0.77
0.86
0.91
0.91
0.92
0.96
1
1.05
1.06
1.19
1.28
1.31
1.31
1.3
1.3
Basic EPS, GAAP
0.99
0.41
1.33
0.03
1.12
2.41
3.4
0.23
1.66
2.2
2.17
1.63
3.76
2.43
1.21
7.97
4.98
Free Cash Flow per Basic Share
0.21
0.23
0.26
0.3
0.33
0.34
0.32
0.33
0.35
0.39
0.4
0.41
0.47
0.51
0.53
0.53
0.92
Dividend per Share
1.85
2.17
2.56
2.78
3.23
3.68
4.12
4.51
4.87
5.38
5.82
6.47
7.02
7.58
7.93
8.41
8.38
Book Value per Share
2.9
3.27
3.77
4.29
4.98
5.67
6.22
6.78
7.48
8.46
9.08
10.02
11.07
12.22
12.79
13.88
13.69
Tangible Book Value per Share
240,793
248,909
250,882
249,601
250,363
250,709
251,587
252,358
254,655
254,031
255,708
254,213
253,693
253,934
256,166
260,697
256,932
Basic Weighted Avg Shares
323,455
397,066
460,718
508,548
570,225
604,922
605,021
621,498
658,751
705,380
754,963
822,643
782,566
768,585
746,386
760,713
758,380
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
11,827
12,497
13,889
15,416
17,811
19,736
16,017
17,414
17,874
23,927
26,182
27,295
28,482
29,081
30,230
29,302
30,052
Depreciation Expense
134,844
169,258
193,179
214,657
227,830
228,145
231,460
242,264
254,655
266,733
271,050
302,513
324,727
332,653
335,577
338,906
333,327
Net Income, GAAP
22.91
22.67
23
23.12
23.69
23.32
21.28
18.74
17.05
17.57
18.73
19.68
15.33
14.62
12.51
10.73
10.68
Effective Tax Rate (%)
41.69
42.63
41.93
42.21
39.95
37.71
38.26
38.98
38.66
37.81
35.9
36.77
41.5
43.28
44.96
44.55
43.95
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
159,587
247,037
383,247
513,457
634,054
737,256
774,100
980,165
1,196,006
1,598,128
1,289,835
1,622,652
2,012,630
2,303,457
2,866,476
3,093,481
3,433,732
LT Debt
700,905
816,661
949,545
1,074,329
1,251,848
1,445,083
1,589,654
1,795,827
1,991,594
2,235,127
2,389,353
2,614,122
2,876,244
3,172,074
3,343,965
3,686,077
3,584,859
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
33.06
34.36
32.73
32.15
30.32
26.36
23.63
22.29
21.42
20.46
18.98
19.3
18.96
17.96
16.96
16.05
16.1
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
59,977
59,977
59,977
Shares Outstanding
250,011
250,011
261,600
Market Capitalization
1,599,107
1,641,263
1,822,737

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,537,201
3,778,085
4,065,021
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.84%
9.08%
10.23%
Free Cash Flow
121.57%
118.41%
572.71%
Net Income, GAAP
4.08%
4.65%
0.99%
Sales/Revenue/Turnover
2.42%
0.27%
1.92%
Total Cash Common Dividend
5.1%
6.51%
1.7%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
200,973
184,786
183,219
180,589
746,386
2025
190,066
204,506
187,234
- -
760,713
2026
211,004
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.35
- -
0.35
- -
1.31
2025
0.33
- -
- -
- -
1.3
2026
0.33
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.02
- -
0.43
- -
0.53
2025
0.22
- -
- -
- -
0.53
2026
0.2
- -
- -
- -
- -
Business
China Construction Bank Corporation (CCB) is a leading multinational banking and financial services institution headquartered in Beijing, China, founded in 1954. The bank provides a comprehensive range of financial products and services including corporate banking, personal banking, treasury operations, investment banking, wealth management, commercial lending, green finance, and infrastructure financing. Its core offerings encompass loans and advances to various sectors such as manufacturing, private enterprises, strategic emerging industries, and sustainable projects. CCB also conducts securities services, collective investment schemes, over-the-counter derivatives contracts, foreign exchange, and structured deposits, supported by a strong digital and fintech innovation platform. In its recent strategic developments, CCB has focused on deepening its commitment to green finance, with a rapid increase in green loans reaching RMB 4.7 trillion by the end of 2024, marking a growth of nearly 21%. The bank has actively underwritten numerous green and sustainable development bonds domestically and internationally, reflecting its emphasis on environmental sustainability. Furthermore, CCB has pursued expanded collaboration and partnerships, including a memorandum of understanding with the Swiss financial services group SIX, aiming to enhance cooperation in securities services and foster international market development. CCB has also promoted the financing coordination mechanism for small and micro-sized enterprises and strengthened its support for key national infrastructure, industrial chain, and supply chain initiatives. Geographically, CCB operates extensively across China and has expanded its presence internationally with branches in regions such as Singapore and Hungary, providing localized financial services across Asia and beyond. The bank also has subsidiaries and capital market services that include dealing in securities and investment advisory. Operationally, CCB reported steady growth in 2024 with total assets reaching RMB 40.57 trillion and strong increases in loans to private enterprises, manufacturing, and strategic emerging industries, demonstrating balanced growth in asset quality and scale. The bank continues to optimize cost and risk management while maintaining leadership in operational efficiency within the Chinese banking sector. China Construction Bank remains a significant player in the banking industry with its diversified product portfolio, strategic alliances, and business expansion aimed at supporting China’s broader economic development goals and transitioning toward sustainable finance. Its continuous innovation in financial products and international cooperation underscores its role as a major financial institution domestically and globally.

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