China Construction Bank Corporation

China Construction Bank Corporation

CICHY
China Construction Bank CorporationUS flagOther OTC
21.67
USD
-0.35
- -
377.94BMarket Cap
China Construction Bank Corporation
CICHY
(Other OTC)

Recent

price

21.67

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
26.87
31.9
36.73
40.75
45.55
48.26
48.1
49.26
51.74
55.53
59.05
64.72
61.69
60.53
58.27
58.36
59.03
Revenue per Share
11.2
13.6
15.4
17.2
18.2
18.2
18.4
19.2
20
21
21.2
23.8
25.6
26.2
26.2
26
25.95
Basic EPS, GAAP
19.84
8.17
26.62
0.6
22.48
48.26
67.95
4.5
33.22
43.94
43.4
32.69
75.26
48.66
24.11
159.39
99.67
Free Cash Flow per Basic Share
4.2
4.52
5.16
5.98
6.61
6.85
6.37
6.61
6.92
7.8
7.98
8.2
9.32
10.13
10.69
10.68
18.5
Dividend per Share
37.04
43.33
51.1
55.62
64.6
73.56
82.43
90.1
97.46
107.59
116.49
129.4
140.34
151.57
158.63
168.17
167.61
Book Value per Share
57.98
65.35
75.4
85.79
99.63
113.37
124.37
135.58
149.66
169.13
181.6
200.32
221.33
244.4
255.74
277.57
273.81
Tangible Book Value per Share
12,040
12,445
12,544
12,480
12,518
12,535
12,579
12,618
12,733
12,702
12,785
12,711
12,685
12,697
12,808
13,035
12,847
Basic Weighted Avg Shares
323,455
397,066
460,718
508,548
570,225
604,922
605,021
621,498
658,751
705,380
754,963
822,643
782,566
768,585
746,386
760,713
758,380
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
11,827
12,497
13,889
15,416
17,811
19,736
16,017
17,414
17,874
23,927
26,182
27,295
28,482
29,081
30,230
29,302
30,052
Depreciation Expense
134,844
169,258
193,179
214,657
227,830
228,145
231,460
242,264
254,655
266,733
271,050
302,513
324,727
332,653
335,577
338,906
333,327
Net Income, GAAP
22.91
22.67
23
23.12
23.69
23.32
21.28
18.74
17.05
17.57
18.73
19.68
15.33
14.62
12.51
10.73
10.68
Effective Tax Rate (%)
41.69
42.63
41.93
42.21
39.95
37.71
38.26
38.98
38.66
37.81
35.9
36.77
41.5
43.28
44.96
44.55
43.95
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
159,587
247,037
383,247
513,457
634,054
737,256
774,100
980,165
1,196,006
1,598,128
1,289,835
1,622,652
2,012,630
2,303,457
2,866,476
3,093,481
3,433,732
LT Debt
700,905
816,661
949,545
1,074,329
1,251,848
1,445,083
1,589,654
1,795,827
1,991,594
2,235,127
2,389,353
2,614,122
2,876,244
3,172,074
3,343,965
3,686,077
3,584,859
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
33.06
34.36
32.73
32.15
30.32
26.36
23.63
22.29
21.42
20.46
18.98
19.3
18.96
17.96
16.96
16.05
16.1
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
59,977
59,977
59,977
Shares Outstanding
250,011
250,011
261,600
Market Capitalization
1,529,379
1,646,858
1,863,242

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,537,201
3,778,085
4,065,021
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.84%
9.08%
10.23%
Free Cash Flow
121.57%
118.41%
572.71%
Net Income, GAAP
4.08%
4.65%
0.99%
Sales/Revenue/Turnover
2.42%
0.27%
1.92%
Total Cash Common Dividend
5.1%
6.51%
1.7%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
200,973
184,786
183,219
180,589
746,386
2025
190,066
204,506
187,234
- -
760,713
2026
211,004
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7
- -
7
- -
26.2
2025
6.6
- -
- -
- -
26
2026
6.6
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.36
- -
8.68
- -
10.69
2025
4.37
- -
- -
- -
10.68
2026
4.01
- -
- -
- -
- -
Business
China Construction Bank Corporation (CCB) is a leading partially state-owned multinational commercial bank headquartered in Beijing, China, and founded in 1954 as the People's Construction Bank of China. The bank operates through three principal business segments—corporate banking, personal banking, and treasury operations—offering a comprehensive range of financial products and services including corporate deposits, credit loans, asset custody, enterprise annuities, trade financing, international settlement, personal deposits, loans, bank cards, private banking, foreign exchange trading, gold trading, wealth management, financial leasing, equity investments, and green finance solutions such as green loans, bonds, and investments; it maintains market leadership in infrastructure loans, residential mortgages, and bank cards while serving over 757 million personal customers and 10.8 million corporate clients with total assets exceeding RMB45 trillion as of September 2025. CCB conducts extensive operations across mainland China with approximately 13,629 domestic branches and sub-branches, alongside overseas branches in key financial centers including Hong Kong, Singapore, London, New York, Tokyo, Seoul, Sydney, Frankfurt, Johannesburg, Ho Chi Minh City, and a European headquarters in Luxembourg; its principal subsidiaries encompass China Construction Bank (Asia) Corporation Limited, China Construction Bank (London) Limited, China Construction Bank Financial Leasing Corporation Limited, and Sino-German Bausparkasse Co. Ltd. Recent developments include robust growth in technology finance with 21 equity investment pilot funds established for sci-tech enterprises and RMB14.3 billion in M&A loans for innovation firms, expansion of green loans to RMB5.89 trillion and issuance of over RMB50 billion in green bonds, a RMB45 billion Tier 2 capital bond issuance in July 2025, redemption of RMB65 billion in Tier 2 bonds in September 2025, a planned RMB3 billion capital increase for subsidiary CCB Shipping and Aviation Leasing, cancellation of the Board of Supervisors with functions transferred to the Audit Committee effective September 2025, and a partnership by CCB Singapore with NUS Enterprise to support green tech startups at the Singapore FinTech Festival in 2025.

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