Cincinnati Financial Corporation

Cincinnati Financial Corporation

CINF
Cincinnati Financial CorporationUS flagNASDAQ Global Select
165.29
USD
+4.63
- -
25.57BMarket Cap
Cincinnati Financial Corporation
CINF
(NASDAQ Global Select)

Recent

price

165.29

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
23.21
23.29
25.12
27.39
29.95
31.39
33.1
34.89
33.16
48.57
46.79
59.76
41.32
63.78
72.46
80.86
83.01
Revenue per Share
2.31
1
2.57
3.13
3.18
3.87
3.59
6.36
1.76
12.24
7.55
18.43
-3.07
11.74
14.65
15.32
17.7
Basic EPS, GAAP
3.16
1.47
3.86
4.77
5.23
6.5
6.69
6.31
7.12
7.26
9.13
12.21
12.83
12.96
16.79
19.8
22.08
Free Cash Flow per Basic Share
1.55
1.56
1.56
1.59
1.68
2.23
1.86
2.43
2.06
2.18
2.33
2.45
2.66
2.89
3.13
3.36
3.42
Dividend per Share
26.91
26.07
26.98
28.2
29.69
31.49
33.01
33.94
49.19
59.17
65.08
80.85
76.24
85.87
97.58
109.58
110.73
Book Value per Share
30.97
30.83
33.32
36.7
39.81
39.23
42.89
50.17
48.04
60.46
66.99
81.36
66.5
77.06
89.07
101.86
100.9
Tangible Book Value per Share
162
163
164
165
165
164
165
164
163
163
161
161
159
157
156
156
156
Basic Weighted Avg Shares
3,772
3,803
4,111
4,531
4,945
5,142
5,449
5,732
5,407
7,924
7,536
9,626
6,563
10,013
11,337
12,631
12,928
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
41
42
44
50
51
52
48
55
63
72
109
118
127
112
130
168
161
Depreciation Expense
375
164
421
517
525
634
591
1,045
287
1,997
1,216
2,968
-487
1,843
2,292
2,393
2,757
Net Income, GAAP
24.7
5.2
25.62
27.59
27.18
28.04
27.22
- -
- -
19.22
18.88
19.74
- -
19.02
19.8
19.7
19.71
Effective Tax Rate (%)
9.94
4.31
10.24
11.41
10.62
12.33
10.85
18.23
5.31
25.2
16.14
30.83
-7.42
18.41
20.22
18.95
21.33
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
807
821
827
835
822
821
826
827
834
845
845
843
841
849
850
861
859
LT Debt
5,032
5,033
5,453
6,070
6,573
6,427
7,060
8,243
7,833
9,864
10,789
13,105
10,562
12,098
13,935
15,911
15,714
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
8.05
4.13
8.76
10.16
9.91
11.4
10.24
- -
- -
21
11.5
23.8
- -
13.79
15.31
14.27
16.44
Return on Capital (%)
8.69
3.8
9.71
11.39
10.98
12.6
11.16
18.98
4.22
22.6
12.08
25.26
-3.88
14.4
15.95
14.78
17.08
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
25
25
25
LT Borrowings
790
790
791
LT Finance Leases
68
71
68
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
156
155
155
Market Capitalization
24,710
25,501
24,506

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,461
19,702
2,097
Accounts Receivable, Net
3,986
3,797
3,948
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
25
25
25
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.29%
9.19%
14.18%
Free Cash Flow
11.97%
16.79%
17.7%
Net Income, GAAP
13.22%
-84.4%
4.41%
Sales/Revenue/Turnover
12.03%
14.62%
11.41%
Total Cash Common Dividend
4.44%
6.96%
7.14%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,935
2,544
3,320
2,538
11,337
2025
2,566
3,248
3,726
3,091
12,631
2026
2,863
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.82
2
5.25
2.59
14.65
2025
-0.58
4.38
7.19
4.34
15.32
2026
1.77
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.74
0.8
0.79
0.8
3.13
2025
0.8
0.85
0.86
0.85
3.36
2026
0.86
- -
- -
- -
- -
Business
Cincinnati Financial Corporation (Nasdaq: CINF), founded in 1950 and headquartered in Fairfield, Ohio, provides property casualty and life insurance products and services through its subsidiaries, including The Cincinnati Insurance Company, The Cincinnati Indemnity Company, The Cincinnati Casualty Company, and The Cincinnati Life Insurance Company; it operates primarily through independent agents across the United States with additional international capabilities via Cincinnati Global Underwriting Ltd. in London. The company markets commercial lines insurance covering casualty, property, auto, workers' compensation, contract and commercial surety bonds, fidelity bonds, management liability, and machinery and equipment; personal lines insurance including homeowner, auto, dwelling fire, inland marine, personal umbrella liability, and watercraft coverages through its Cincinnati Private Client offering for high net worth clients; excess and surplus lines insurance for non-standard business risks such as miscellaneous errors and omissions, professional liability, and excess liability; and life insurance products comprising term life, universal life, whole life, worksite products, and annuities; it also engages in investments in fixed-maturity securities, equities, and asset management services through CinFin Capital Management Company, alongside leasing and financing support via CFC Investment Company. In 2025, the company reported record book value per share of $91.46 at June 30 and consolidated cash and investments exceeding $30 billion, reflecting strong investment performance with an 18% rise in pretax investment income; it launched a fifth excess and surplus product brokered through CSU Producer Resources Inc. with Cincinnati Global Underwriting Ltd. support in May, contributing to 24% growth in second-quarter E&S new business premiums; enhanced its property catastrophe reinsurance treaty effective July 1 by adding a $300 million layer to increase total limit to $1.8 billion while retaining 57.2% of losses between $1.5 billion and $1.8 billion; terminated a $300 million credit line and entered a new $400 million unsecured revolving credit agreement in October; and appointed 258 new agencies in the first half of the year, boosting new business production.

Company News

APIChat
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