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CoBiz Financial Inc.

CoBiz Financial Inc.

COBZ
CoBiz Financial Inc.US flagNASDAQ
22.14
USD
- -
- -
CoBiz Financial Inc.
COBZ
(NASDAQ)

Recent

price

22.14

P/E

ratio

- -

div

yld

- -

ROIC.AI

2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
TTM
FRC
2.74
3.32
4.03
4.32
4.84
4.93
5.66
4.49
3.61
3.55
3.13
3.13
3.4
3.48
3.62
3.95
4.17
Revenue per Share
0.56
0.64
0.81
0.9
1.01
0.98
0.06
-2.98
-0.3
0.76
0.55
0.66
0.7
0.64
0.84
0.79
0.95
Basic EPS, GAAP
0.84
0.88
1.24
1.08
1.17
1.2
1.52
0.86
1.49
0.99
0.73
0.61
0.56
0.8
0.82
1.02
1.17
Free Cash Flow per Basic Share
0.13
0.15
0.17
0.19
0.22
0.26
0.29
0.19
0.13
0.1
0.14
0.16
0.16
0.18
0.19
0.21
0.27
Dividend per Share
1.68
2.11
2.62
3.28
4.01
3.92
3.77
-0.07
-0.82
-0.09
0.4
0.93
1.46
1.91
2.5
3.06
3.49
Book Value per Share
3.72
2.85
3.72
4.28
5.33
6.1
8.67
7.78
5.84
5.82
6.41
6.44
7.54
6.71
7.24
7.89
8.34
Tangible Book Value per Share
20
20
22
22
23
24
23
29
37
37
40
40
41
40
42
42
41
Basic Weighted Avg Shares
54
68
88
96
109
116
131
131
132
132
124
127
138
141
150
165
173
Sales/Revenue/Turnover
32.84
30.3
31.77
32.44
33.02
31.62
0.95
-18.24
-9.41
21.01
30.26
32.22
32
25.35
31.34
- -
17.19
Operating Margin (%)
3
4
5
4
2
2
4
3
4
4
4
4
- -
4
4
5
2
Depreciation Expense
11
13
18
20
23
23
1
-83
-7
33
25
28
29
26
35
33
39
Net Income, GAAP
37.71
36.37
36.73
35.84
36.81
37.33
- -
- -
- -
- -
35.35
32.73
34.3
26.87
25.87
38.35
33.52
Effective Tax Rate (%)
20.46
19.28
20.1
20.81
20.87
19.82
1.02
-63.38
-5.34
25.28
19.82
21.81
21.03
18.48
23.23
20
22.67
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
72
72
72
93
93
93
93
93
93
72
131
131
131
131
LT Debt
82
96
122
137
163
189
252
232
217
220
257
264
309
274
302
329
346
Total Equity
7.61
8.61
9.87
7.4
6
5.44
- -
- -
- -
- -
7.1
7.76
6.82
5.08
6.48
- -
3.04
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
38.32
34.25
35.21
30.8
27.91
25.15
1.48
- -
- -
- -
- -
99.65
58.56
37.62
38.46
28.46
29.96
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'17
Mar'18
Jun'18
ST Debt
78
98
190
LT Borrowings
131
131
131
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
42
42
42
Market Capitalization
810
800
886

Working Capital

FRC

•

in mil. unless spec.
Dec'17
Mar'18
Jun'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
80
68
85
Accounts Receivable, Net
14
14
14
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
30
26
31
ST Debt
78
98
190
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.47%
5.54%
8.92%
Free Cash Flow
10.89%
10.14%
24.91%
Net Income, GAAP
-710.51%
7.1%
-5.68%
Sales/Revenue/Turnover
3.68%
5.88%
9.56%
Total Cash Common Dividend
-52.66%
28.77%
11.8%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
35
36
37
39
150
2017
38
40
43
43
165
2018
44
43
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
0.18
0.21
0.25
0.21
0.84
2017
0.21
0.23
0.27
0.09
0.79
2018
0.31
0.27
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
0.05
0.05
0.05
0.05
0.19
2017
0.05
0.05
0.06
0.06
0.21
2018
0.06
0.1
- -
- -
- -
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Business
CoBiz Financial Inc. (NASDAQ:COBZ), a diversified financial services holding company founded in 1994 and headquartered in Denver, Colorado, operates through subsidiaries providing commercial banking, wealth management, and insurance services primarily to businesses, business owners, and professionals in Colorado and Arizona; core offerings include commercial and real estate banking via Colorado Business Bank and Arizona Business Bank, treasury management, leveraged and specialty lending in healthcare and public finance, private banking and investment management through CoBiz Private Client Advisors and CoBiz Wealth, employee benefits brokerage and consulting, and property and casualty insurance brokerage via CoBiz Insurance. The company maintains a focus on fee-based business lines complementing its commercial banking segment, targeting mid-market commercial clients with sophisticated financial products such as retirement income strategies, coordinated investment planning, performance-based analytics, and 24/7 online benefit technology. In October 2018, CoBiz Financial completed its acquisition by BOK Financial Corporation in a $1 billion cash-and-stock transaction, marking its integration into BOK Financial's regional operations across multiple states including Colorado and Arizona, with CoBiz operations rebranded under BOK Financial by March 2019; the deal delivered projected cost savings of approximately 40% of CoBiz's non-interest expenses and enhanced BOK Financial's commercial banking footprint, though COBZ ticker references persist in certain trading platforms as of 2025.