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PT Bank Central Asia Tbk

PT Bank Central Asia Tbk

IBKD.SI
PT Bank Central Asia TbkSG flagStock Exchange of Singapore
0.94
SGD
+0.00
- -
57.74BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
284.45
342.59
395.67
444.08
469.89
522.93
591.91
622.24
650.09
726.21
815.14
882.55
927.58
921.78
Basic EPS, GAAP
115.72
133.73
146.17
167.15
189.09
209.74
231.72
220.09
254.9
330.45
394.56
444.83
466.85
462.19
Free Cash Flow per Basic Share
-57.86
263.44
218.42
330.52
64.26
20.81
399.65
391.85
996.8
246.8
429.64
402.73
609.01
356.49
Dividend per Share
23.22
25
30.6
35
42
52
71
110.6
111.4
155
212.5
277.5
305.04
50
Book Value per Share
504.82
612.36
724.96
912.05
1,065.13
1,230.25
1,411.83
1,497.43
1,644.39
1,792.89
1,965.98
2,130.53
2,288.1
2,122.54
Tangible Book Value per Share
504.82
612.36
724.96
912.05
1,058.08
1,224.74
1,400.65
1,484.22
1,631.56
1,780.18
1,953.29
2,115.88
2,273.64
2,108.35
Basic Weighted Avg Shares
123,174
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,245
123,275
Sales/Revenue/Turnover
35,036,474
42,232,761
48,776,714
54,743,742
57,925,379
64,464,796
72,968,338
76,706,444
80,139,976
89,523,508
100,485,975
108,796,625
114,319,648
113,632,424
Operating Margin (%)
48.75
48.55
46.45
47.2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,075,336
1,215,241
1,552,591
1,641,630
1,821,003
2,081,608
2,015,615
2,545,011
2,447,189
2,662,190
3,211,483
2,167,549
2,602,035
2,457,735
Net Income, GAAP
14,253,831
16,485,858
18,018,653
20,605,736
23,309,994
25,855,154
28,565,053
27,131,109
31,422,660
40,735,722
48,639,122
54,836,305
57,537,287
56,976,535
Effective Tax Rate (%)
19.98
20.39
20.4
20.15
20.02
20.96
21.27
19.13
19.05
19.24
19.15
19.59
19.22
19.48
Profit Margin (%)
40.68
39.04
36.94
37.64
40.24
40.11
39.15
35.37
39.21
45.5
48.4
50.4
50.33
50.14
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,633,799
5,584,265
4,563,725
5,120,146
3,650,524
2,832,633
4,179,816
2,718,014
2,289,222
2,105,543
2,366,393
3,044,409
2,395,446
1,787,047
Total Equity
62,332,414
75,725,690
89,624,940
112,715,059
131,401,694
151,753,427
174,143,156
184,714,709
202,848,934
221,181,655
242,537,593
262,835,087
281,687,555
261,800,906
Return on Invested Capital (%)
22.59
22.09
20.5
19.42
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
24.99
23.94
21.86
20.42
19.13
18.27
17.54
15.13
16.23
19.23
20.99
21.72
21.15
22.69

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
123,275
123,274
123,247
Market Capitalization
- -
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
88,618,295
117,911,518
107,459,299
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.27%
8.81%
7.17%
Free Cash Flow
191.98%
39.63%
51.18%
Net Income, GAAP
12.64%
16.51%
4.93%
Sales/Revenue/Turnover
8.94%
8.36%
5.08%
Total Cash Common Dividend
26.79%
23.49%
9.9%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
26,763,711
26,832,797
28,397,314
28,361,962
108,796,625
2025
27,679,953
29,193,195
26,715,069
- -
114,319,648
2026
28,660,037
28,891,999
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
104.48
- -
- -
- -
444.83
2025
114.75
- -
- -
- -
466.85
2026
119.49
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
277.5
2025
- -
- -
- -
- -
305.04
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Gregory Hendra Lembong
Full Time Employees
27,937
Sector
Financial Services
Industry
Banks
Address
Menara BCA, Grand Indonesia Jakarta JK Indonesia 10310
IPO Date
Mar 12, 2026
Website
bca.co.id
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Business
PT Bank Central Asia Tbk is a leading Indonesian commercial bank that provides retail, consumer, SME, commercial and corporate banking services; transaction banking; cash management; payments and collections; trade finance; treasury and foreign exchange; wealth management; digital banking; and sharia banking services, supported by a broad ecosystem that includes debit and credit cards, mortgages, vehicle loans, personal loans, savings and current accounts, term deposits, e-wallet and mobile banking solutions, merchant acquiring, ATM and EDC networks, and online business banking platforms. Founded in 1955 and commencing operations in 1957, the bank is headquartered at Menara BCA, Grand Indonesia, Jl. M.H. Thamrin No. 1, Jakarta, Indonesia, and operates primarily in Indonesia with an expanding digital and subsidiary network. BCA’s recent strategic developments include the continued expansion of its digital banking franchise through myBCA, BCA mobile and blu by BCA Digital; the integration of wealth, insurance and brokerage access across its platforms; enhancements to merchant, QRIS, API and business banking capabilities; and broader use of AI and automation to improve customer service, fraud detection and operational efficiency. In FY25, BCA reported further growth in loans, CASA and customer transactions, while highlighting sustained development in sustainable finance, MSME lending, and channel productivity, alongside the continued transformation of offline branches and self-service infrastructure. The bank is controlled by PT Dwimuria Investama Andalan, the vehicle of the Hartono family, and is one of Indonesia’s largest banking groups by market value.