Spar Nord Bank A/S

    Spar Nord Bank A/S

    CCPH:SPNO
    - -
    DKK
    - -
    - -
    11.82P/E
    Spar Nord Bank A/S
    CPH:SPNO
    (Nasdaq Copenhagen)

    Recent

    price

    - -

    P/E

    ratio

    11.82

    div

    yld

    - -

    ROIC.AI

    2009
    2010
    2011
    2012
    2013
    2014
    2015
    2016
    2017
    2018
    2019
    2020
    2021
    2022
    2023
    2024
    TTM
    DKK
    33.55
    28.05
    37.28
    20.38
    25.68
    25.73
    26.83
    25.71
    25.57
    24.36
    26.27
    26.83
    30.31
    33.4
    46.38
    47.55
    47.3
    Revenue per Share
    1.51
    1.33
    4.84
    1.91
    4.29
    4.9
    7.15
    6.75
    8.04
    7.48
    8.61
    6
    11.13
    11.63
    20.31
    19.17
    17.64
    Basic EPS, GAAP
    -23.04
    -24.24
    8.75
    28.59
    -27.13
    40.75
    -14.74
    0.1
    3.97
    0.46
    -14.66
    -1.59
    -8.26
    -4.33
    -35.43
    14.27
    18.08
    Free Cash Flow per Basic Share
    - -
    - -
    - -
    - -
    - -
    1
    3.6
    3.02
    5
    3.5
    3.5
    - -
    1.5
    5.05
    4.53
    10.1
    - -
    Dividend per Share
    47.3
    48.89
    72.44
    45.93
    46.52
    49.24
    55.66
    56.56
    61.72
    63.81
    67.2
    74.98
    82.63
    85.62
    93.97
    111.25
    116.22
    Book Value per Share
    51.17
    53.27
    79.16
    49.29
    50.59
    54.32
    61.19
    67.91
    71.5
    73.7
    77.98
    83.13
    93.5
    98.91
    113.77
    122.61
    127.57
    Tangible Book Value per Share
    78
    79
    57
    117
    125
    125
    125
    124
    123
    123
    123
    123
    123
    122
    119
    116
    116
    Basic Weighted Avg Shares
    2,608
    2,221
    2,117
    2,388
    3,208
    3,224
    3,364
    3,192
    3,144
    2,996
    3,230
    3,298
    3,726
    4,069
    5,528
    5,512
    5,479
    Sales/Revenue/Turnover
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Operating Margin (%)
    112
    125
    215
    157
    116
    72
    66
    94
    61
    55
    86
    80
    96
    98
    94
    91
    93
    Depreciation Expense
    118
    105
    275
    224
    536
    614
    897
    838
    989
    920
    1,059
    737
    1,368
    1,417
    2,421
    2,222
    2,043
    Net Income, GAAP
    18.8
    20.72
    17.48
    22.06
    19.93
    12.96
    16.47
    18.48
    20.94
    15.9
    18.66
    19.72
    19.58
    18.09
    22.92
    23.54
    23.57
    Effective Tax Rate (%)
    4.51
    4.73
    12.98
    9.37
    16.71
    19.03
    26.66
    26.25
    31.46
    30.71
    32.79
    22.35
    36.71
    34.82
    43.8
    40.31
    37.29
    Profit Margin (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Working Capital
    9,126
    10,283
    10,338
    8,655
    3,304
    1,731
    1,089
    1,093
    1,144
    1,332
    4,091
    4,140
    6,519
    7,971
    11,069
    10,894
    11,117
    LT Debt
    4,143
    4,374
    4,627
    5,975
    6,533
    7,033
    7,887
    8,626
    8,975
    9,241
    9,761
    10,390
    11,924
    12,469
    13,979
    14,628
    15,192
    Total Equity
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Return on Invested Capital (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Return on Capital (%)
    3.25
    2.78
    6.88
    4.71
    9.58
    10.24
    13.64
    11.97
    13.54
    11.92
    13.15
    8.43
    14.12
    13.76
    22.38
    18.44
    16.2
    Return on Common Equity (%)

    Capital Structure

    DKK

    •

    in mil. unless spec.
    Sep'24
    Dec'24
    Mar'25
    ST Debt
    - -
    - -
    - -
    LT Borrowings
    - -
    - -
    - -
    LT Finance Leases
    - -
    - -
    - -
    Preferred Equity and Hybrid Capital
    - -
    - -
    - -
    Shares Outstanding
    115
    114
    115
    Market Capitalization
    14,951
    24,099
    24,152

    Working Capital

    DKK

    •

    in mil. unless spec.
    Sep'24
    Dec'24
    Mar'25
    Total Current Assets
    - -
    - -
    - -
    Cash, Cash Equivalents & STI
    2,490
    2,263
    3,544
    Accounts Receivable, Net
    - -
    - -
    - -
    Inventories
    - -
    - -
    - -
    Total Current Liabilities
    - -
    - -
    - -
    Payables & Accruals
    - -
    - -
    - -
    ST Debt
    - -
    - -
    - -
    Deferred Revenue
    - -
    - -
    - -

    Growth Rates

    DKK

    •

    in mil. unless spec.

    (avg. rate of change)

    10 years
    5 years
    1 year
    Total Equity
    7.67%
    8.5%
    4.64%
    Free Cash Flow
    85.24%
    168.37%
    -139.17%
    Net Income, GAAP
    18.72%
    24.28%
    -8.22%
    Sales/Revenue/Turnover
    6.07%
    11.97%
    -0.29%
    Total Cash Common Dividend
    - -
    - -
    116.85%

    Quarterly Revenue

    DKK

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    1,335
    1,415
    1,486
    1,341
    5,528
    2024
    1,482
    1,393
    1,399
    1,300
    5,512
    2025
    1,387
    - -
    - -
    - -
    - -

    Quarterly Earnings Per Share

    DKK

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    4.6
    5.2
    5.8
    - -
    20.31
    2024
    5.7
    4.6
    4.9
    - -
    19.17
    2025
    4.31
    - -
    - -
    - -
    - -

    Quarterly Dividends Per Share

    DKK

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    4.46
    - -
    - -
    - -
    4.53
    2024
    9.97
    - -
    - -
    - -
    10.1
    2025
    - -
    - -
    - -
    - -
    - -
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