Cornerstone Community Bancorp

Cornerstone Community Bancorp

CRSB
Cornerstone Community BancorpUS flagOther OTC
40.00
USD
+1.00
- -
60.44MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
4.54
5.27
5.57
6.02
7.49
7.58
8.48
10.16
13.91
13.83
15.67
- -
14.17
Basic EPS, GAAP
0.89
0.62
0.73
1.09
1.32
2.03
2.41
3.12
5.44
4.92
4.98
- -
-0.61
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.73
4.08
2.83
5.15
5.43
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
10.39
11.63
12.61
14.15
16.15
17.96
20.03
26.1
30.81
35.68
- -
35.91
Tangible Book Value per Share
- -
11.27
11.71
12.67
14.23
16.15
17.99
20.28
25.45
22.59
29.17
- -
29.47
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
- -
1
Sales/Revenue/Turnover
5
6
7
7
9
10
12
15
20
20
23
21
21
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
1
1
1
1
1
- -
Net Income, GAAP
1
1
1
1
2
3
3
5
8
7
7
-1
-1
Effective Tax Rate (%)
1.11
40.77
41.12
41.02
52.7
22.61
27.56
26.79
28.83
28.54
27.84
- -
78.67
Profit Margin (%)
19.66
11.7
13.16
18.19
17.57
26.81
28.35
30.71
39.11
35.56
31.78
-3.73
-4.28
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
20
17
14
11
8
32
17
12
32
27
27
Total Equity
- -
14
15
16
18
22
26
30
37
33
43
43
44
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
11.87
6.73
8.98
9.87
13.99
14.43
16.67
23.39
17.38
15.02
-1.49
-1.68

Capital Structure

FRC

in mil. unless spec.
Sep'24
Dec'24
Mar'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
40
40
54

Working Capital

FRC

in mil. unless spec.
Sep'24
Dec'24
Mar'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
49
30
26
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.57%
11.56%
-1.35%
Free Cash Flow
- -
104.16%
-12.15%
Net Income, GAAP
17.17%
-2.46%
-110.65%
Sales/Revenue/Turnover
13.21%
12.65%
-9.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
5
6
6
6
23
2024
5
5
5
6
21
2025
5
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1.15
1.26
1.3
1.28
4.98
2024
0.94
0.97
-3.65
1.21
- -
2025
0.84
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Matthew B. Moseley
Sector
Financial Services
Industry
Banks - Regional
Address
500 Riverside Way Red Bluff CA United States of America 96080
IPO Date
Sep 4, 2007
Business
Cornerstone Community Bancorp Cornerstone Community Bancorp (CRSB) serves as the bank holding company for Cornerstone Community Bank, which provides commercial, industrial, agricultural, and personal credit along with other community banking services primarily in Tehama and Shasta counties and surrounding areas of California. The bank offers personal banking products including checking and savings accounts such as standard and gold savings, money market, health savings, individual retirement accounts, and certificates of deposit; debit and personal credit cards; and personal loans encompassing secured and unsecured term loans, savings and CD secured loans, lines of credit, auto loans, home equity lines of credit, and residential construction loans. Business banking products comprise checking and savings accounts, money market accounts, and certificates of deposit; business debit and credit cards; business loans such as term, equipment, commercial real estate, commercial construction, and small business administration loans; business lines of credit and letters of credit; and services including online banking and bill payment, automated sweeps, positive pay, remote deposit capture, ACH origination, messenger, and merchant card services; while additional offerings feature digital banking, mobile payments, e-statements, telephone banking, notary services, ATMs, safe deposit boxes, wire transfers, night depository, Zelle money transfers, and agricultural loans. Cornerstone Community Bancorp was incorporated in 2014 and maintains headquarters in Red Bluff, California. In a major strategic development, Plumas Bancorp Plumas Bancorp announced a definitive agreement in January 2025 to acquire Cornerstone Community Bancorp in a stock-and-cash transaction valued at approximately $64.6 million, with shareholder approval secured and the deal completed as of July 1, 2025; this merger enhances service capabilities in Northern California through combined local expertise and technology, amid prior challenges including a $9.4 million charge-off of related agricultural loans in 2024 that impacted quarterly results.

Company News

APIChat
  • Cornerstone Community Bancorp (OTCMKTS:CRSB) Stock Price Crosses Below 200 Day Moving Average – Here’s What Happened

  • Cornerstone Community Bancorp (OTCMKTS:CRSB) Share Price Crosses Below 200 Day Moving Average – Should You Sell?

  • Cornerstone Community Bancorp Reports Financial Results for the First Quarter Ended March 31, 2025

  • Cornerstone Community Bancorp Reports Financial Results for the Fourth Quarter and Full Year Ended December 31, 2024

  • Cornerstone Community Bancorp Reports Financial Results For the Second Quarter Ended June 30, 2024

  • Cornerstone Community Bancorp Reports Financial Results For the Fourth Quarter and Full Year Ended December 31, 2023

  • Cornerstone Community Bancorp Reports Financial Results For the Third Quarter Ended September 30, 2023

  • Cornerstone Community Bancorp Reports Financial Results For the Second Quarter Ended June 30, 2023