Commerzbank AG

Commerzbank AG

CRZBF
Commerzbank AGUS flagOther OTC
43.03
USD
- -
- -
47.18BMarket Cap
Commerzbank AG
CRZBF
(Other OTC)

Recent

price

43.03

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
89.23
29.13
18.33
10.55
8.42
8.14
7.3
6.87
6.84
7.06
6.99
7.7
8.3
9.48
10.41
11.49
11.99
Revenue per Share
9.72
1.84
-0.08
0.09
0.23
0.9
0.22
0.1
0.69
0.47
-2.29
0.34
1.15
1.79
2.25
2.33
2.48
Basic EPS, GAAP
-99.66
-43.58
8.97
-10.92
2.07
11.97
5.5
15.56
-0.75
-9.17
26.17
-20.15
20.11
15.48
-18.06
-6.99
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.2
- -
- -
0.2
- -
- -
- -
0.2
0.35
0.65
- -
Dividend per Share
82.86
40.27
29.61
13.01
9.92
10.52
9.88
9.97
9.03
9.02
11.04
12.96
14.17
15.47
16.97
18.1
19.07
Book Value per Share
173.77
62.91
41.35
26.06
20.55
22.01
21.18
21.34
20.89
21.92
21.68
22.82
23.67
25.38
28.57
29.76
30.96
Tangible Book Value per Share
147
346
561
913
1,139
1,209
1,252
1,252
1,252
1,252
1,252
1,252
1,252
1,246
1,188
1,126
1,092
Basic Weighted Avg Shares
13,124
10,080
10,281
9,638
9,581
9,841
9,138
8,605
8,571
8,843
8,758
9,645
10,390
11,812
12,362
12,934
13,090
Sales/Revenue/Turnover
10.31
- -
11.83
2.41
6.5
18.24
7.04
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
517
439
387
382
419
485
547
612
663
1,005
939
875
811
769
806
838
- -
Depreciation Expense
1,430
638
-47
81
266
1,084
279
128
862
585
-2,870
430
1,435
2,224
2,677
2,625
2,704
Net Income, GAAP
- -
- -
93.48
27.73
40.76
34.41
40.59
63.05
21.58
37.46
- -
- -
30.52
34.91
25.8
27.59
28.08
Effective Tax Rate (%)
10.9
6.33
-0.46
0.84
2.78
11.02
3.05
1.49
10.06
6.62
-32.77
4.46
13.81
18.83
21.66
20.3
20.66
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
148,385
120,995
93,270
78,356
61,169
52,416
46,760
44,041
46,390
45,276
46,123
43,845
43,765
48,254
54,886
72,543
- -
LT Debt
28,658
24,803
26,242
27,005
26,729
30,125
29,574
30,021
29,413
30,501
28,574
29,826
30,933
33,008
35,717
35,364
35,671
Total Equity
- -
- -
0.06
0.15
0.38
1.38
0.48
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.36
4.88
-0.31
0.57
2.3
9.03
2.22
1.03
7.25
5.18
-22.85
2.86
8.45
12.02
13.58
12.96
13.06
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,127
1,097
1,097
Market Capitalization
37,107
42,660
33,782

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
69,268
67,729
65,465
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.71%
4.4%
-0.99%
Free Cash Flow
9.28%
-134.94%
-63.28%
Net Income, GAAP
1.45%
38.43%
-1.94%
Sales/Revenue/Turnover
2.97%
8.17%
4.63%
Total Cash Common Dividend
- -
- -
76.63%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,747
3,367
2,131
4,117
12,362
2025
3,062
3,459
2,496
3,917
12,934
2026
3,218
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.62
- -
- -
- -
2.25
2025
0.73
- -
- -
0.67
2.33
2026
0.84
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.35
2025
- -
- -
- -
- -
0.65
2026
- -
- -
- -
- -
- -
Business
Commerzbank AG is a major German universal bank headquartered in Frankfurt am Main, founded in 1870. It provides a comprehensive range of financial products and services including retail banking, private banking and wealth management, corporate banking, investment banking, foreign exchange services, and transaction banking. The bank offers specific products such as current accounts, debit and credit cards, savings and time deposit accounts, consumer and mortgage loans, bonds, private placements, structured financing, and capital market services. It supports both private and business customers with payment transactions, securities trading, investment advisory, real estate and corporate loans, and international trade finance, serving German and global clients. The bank operates through two main business segments: private and small-business customers, and corporate clients, the latter including international companies with a strong presence in the German Mittelstand sector. Commerzbank facilitates approximately one-third of Germany’s foreign trade. Geographically, it maintains around 14 operational foreign branches, over 30 international representative offices, and subsidiaries in more than 40 countries across all continents. Recent major changes include an upgraded strategy announced in 2024 aimed at accelerating profitable growth through expansion in asset and wealth management, enhanced client penetration in corporate clients with a focus on North America and Asia, and increased capital efficiency. The bank is intensifying digital transformation by integrating artificial intelligence and modernizing IT infrastructure to streamline operations and improve productivity. It also plans a reduction of 3,900 full-time positions by 2028 mainly in Germany, alongside efforts to leverage securitization and enhance revenue from foreign exchange, interest rate, commodity products, and transaction banking services. Commerzbank continues to strengthen its digital distribution channels and international expansion, reflecting a strategic shift toward growth and operational efficiency.

Company News

APIChat
  • UniCredit Clears Key 30% Threshold in Commerzbank Takeover Bid

  • UniCredit says take-up in Commerzbank takeover bid at 7.6% of capital

  • UniCredit set to exceed 30% stake in Commerzbank, Bloomberg News reports

  • Commerzbank workers protest UniCredit takeover attempt

  • UniCredit won't participate in Commerzbank shareholder meeting, sources say

  • Commerzbank Advises Shareholders Against Accepting UniCredit Offer

  • Commerzbank formally rejects UniCredit takeover offer

  • Commerzbank AG (CRZBY) Q1 2026 Earnings Call Transcript

  • Commerzbank Q1 Earnings Call Highlights

  • Commerzbank to Cut 3,000 Jobs, Spend on AI as it Raises Targets Amid UniCredit Bid

  • Commerzbank upgrades targets as it fends off UniCredit takeover

  • Commerzbank official rejects UniCredit CEO's calls for renewed talks

  • Germany ponders last-ditch plan to thwart Italian bid for Commerzbank

  • Commerzbank CEO calls UniCredit offer unusual for not offering premium

  • What UniCredit's $28B Commerzbank bid mean for European banking?

  • UniCredit CEO says taking control of Commerzbank ‘not the expected scenario'

  • UniCredit posts record quarterly profit as it kicks off Commerzbank bid

  • Germany's financial watchdog BaFin orders UniCredit to stop provocative Commerzbank ads

  • Commerzbank plans further job cuts as part of updated strategy, Handelsblatt reports

  • Commerzbank CEO tells employees no "convincing plan" for UniCredit tie-up