Commerzbank AG

Commerzbank AG

CRZBY
Commerzbank AGUS flagOther OTC
42.70
USD
-0.71
- -
48.30BMarket Cap
Commerzbank AG
CRZBY
(Other OTC)

Recent

price

42.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
89.23
29.13
18.33
10.55
8.42
8.14
7.3
6.87
6.84
7.06
6.99
7.7
8.3
9.48
10.41
11.8
11.99
Revenue per Share
9.72
1.84
-0.08
0.09
0.23
0.9
0.22
0.1
0.69
0.47
-2.29
0.34
1.15
1.79
2.25
2.39
2.48
Basic EPS, GAAP
-99.66
-43.58
8.97
-10.92
2.07
11.97
5.5
15.56
-0.75
-9.17
26.17
-20.15
20.11
15.48
-18.06
-7.18
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.2
- -
- -
0.2
- -
- -
- -
0.2
0.35
0.67
- -
Dividend per Share
82.86
40.27
29.61
13.01
9.92
10.52
9.88
9.97
9.03
9.02
11.04
12.96
14.17
15.47
16.97
18.58
19.07
Book Value per Share
173.77
62.91
41.35
26.06
20.55
22.01
21.18
21.34
20.89
21.92
21.68
22.82
23.67
25.38
28.57
30.56
30.96
Tangible Book Value per Share
147
346
561
913
1,139
1,209
1,252
1,252
1,252
1,252
1,252
1,252
1,252
1,246
1,188
1,097
1,092
Basic Weighted Avg Shares
13,124
10,080
10,281
9,638
9,581
9,841
9,138
8,605
8,571
8,843
8,758
9,645
10,390
11,812
12,362
12,934
13,090
Sales/Revenue/Turnover
10.31
- -
11.83
2.41
6.5
18.24
7.04
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
517
439
387
382
419
485
547
612
663
1,005
939
875
811
769
806
838
- -
Depreciation Expense
1,430
638
-47
81
266
1,084
279
128
862
585
-2,870
430
1,435
2,224
2,677
2,625
2,704
Net Income, GAAP
- -
- -
93.48
27.73
40.76
34.41
40.59
63.05
21.58
37.46
- -
- -
30.52
34.91
25.8
27.59
28.08
Effective Tax Rate (%)
10.9
6.33
-0.46
0.84
2.78
11.02
3.05
1.49
10.06
6.62
-32.77
4.46
13.81
18.83
21.66
20.3
20.66
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
148,385
120,995
93,270
78,356
61,169
52,416
46,760
44,041
46,390
45,276
46,123
43,845
43,765
48,254
54,886
72,543
- -
LT Debt
28,658
24,803
26,242
27,005
26,729
30,125
29,574
30,021
29,413
30,501
28,574
29,826
30,933
33,008
35,717
35,364
35,671
Total Equity
- -
- -
0.06
0.15
0.38
1.38
0.48
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.36
4.88
-0.31
0.57
2.3
9.03
2.22
1.03
7.25
5.18
-22.85
2.86
8.45
12.02
13.58
12.96
13.06
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,127
1,097
1,097
Market Capitalization
36,698
40,373
34,434

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
69,268
67,729
65,465
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.71%
4.4%
-0.99%
Free Cash Flow
9.28%
-134.94%
-63.28%
Net Income, GAAP
1.45%
38.43%
-1.94%
Sales/Revenue/Turnover
2.97%
8.17%
4.63%
Total Cash Common Dividend
- -
- -
76.63%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,747
3,367
2,131
4,117
12,362
2025
3,062
3,459
2,496
3,917
12,934
2026
3,218
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.62
- -
- -
- -
2.25
2025
0.73
- -
- -
0.67
2.39
2026
0.84
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.35
2025
- -
- -
- -
- -
0.67
2026
- -
- -
- -
- -
- -
Business
Commerzbank AG operates as a leading German universal bank, providing a comprehensive range of retail, corporate, and investment banking services primarily to private customers, small businesses, and mid-sized enterprises in Germany, with significant international exposure through corporate clients and subsidiaries like mBank in Poland. The bank offers deposit accounts including free checking accounts, loans, mortgages, payment transactions, securities trading, investment products, wealth management, and advisory services via online platforms, mobile apps, branches, and advisory centers under brands Commerzbank and comdirect; for corporate clients, it delivers specialized financing such as trade finance covering one-third of German foreign trade, cash management, capital markets solutions including foreign exchange, interest rate hedging, commodities, bonds issuance, transaction banking, and risk management, alongside real estate loans in partnership with KfW. Headquartered in the Commerzbank Tower in Frankfurt am Main since relocating its registered office there in 1990, the bank traces its origins to 1870 as Commerz- und Disconto-Bank in Hamburg and maintains around 400 branches across Germany plus 15 operational foreign branches and 27 representative offices in over 40 countries including New York, Singapore, London, and Asia-Pacific hubs. In recent developments, Commerzbank upgraded its Momentum strategy through 2028 in February 2025, targeting accelerated profitable growth in asset and wealth management via acquisitions like Aquila Capital for ESG-focused real assets, expansion in corporate clients with higher RWA efficiency particularly in the US and Asia, strengthened digital channels, and a long-term partnership with Visa for payment cards and innovations; it reported record 2024 results with plans for 3,900 job cuts by 2028 mostly in Germany, faced UniCredit increasing its stake to over 26% prompting takeover defenses, and provided acquisition financing for DEUTZ AG's purchase of SOBEK Group in the defense sector. Commerzbank serves as Germany's second-largest retail bank with about 20,000 full-time employees domestically, focuses on Mittelstand financing and German connectivity for international firms in selected industries, and emphasizes sustainability through green bonds, fossil fuel policies, and Science Based Targets Initiative alignment.

Company News

APIChat
  • Commerzbank in contact with German regulator on UniCredit stake buildup, staff message shows

  • UniCredit Clears Key 30% Threshold in Commerzbank Takeover Bid

  • UniCredit says take-up in Commerzbank takeover bid at 7.6% of capital

  • UniCredit set to exceed 30% stake in Commerzbank, Bloomberg News reports

  • Commerzbank workers protest UniCredit takeover attempt

  • UniCredit won't participate in Commerzbank shareholder meeting, sources say

  • Commerzbank Advises Shareholders Against Accepting UniCredit Offer

  • Commerzbank formally rejects UniCredit takeover offer

  • Commerzbank AG (CRZBY) Q1 2026 Earnings Call Transcript

  • Commerzbank Q1 Earnings Call Highlights

  • Commerzbank to Cut 3,000 Jobs, Spend on AI as it Raises Targets Amid UniCredit Bid

  • Commerzbank upgrades targets as it fends off UniCredit takeover

  • Commerzbank official rejects UniCredit CEO's calls for renewed talks

  • Germany ponders last-ditch plan to thwart Italian bid for Commerzbank

  • Commerzbank CEO calls UniCredit offer unusual for not offering premium

  • UniCredit CEO calls for Commerzbank core focus

  • What UniCredit's $28B Commerzbank bid mean for European banking?

  • UniCredit CEO: Taking control of Commerzbank is 'not the expected scenario'

  • UniCredit CEO says taking control of Commerzbank ‘not the expected scenario'

  • UniCredit posts record quarterly profit as it kicks off Commerzbank bid