Catskill Hudson Bancorp, Inc.

Catskill Hudson Bancorp, Inc.

CSKL
Catskill Hudson Bancorp, Inc.US flagOther OTC
40.15
USD
+0.15
- -
28.35MMarket Cap
Catskill Hudson Bancorp, Inc.
CSKL
(Other OTC)

Recent

price

40.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
FRC
21.48
20.33
21.33
23.48
Revenue per Share
2.62
1.61
2.17
2.14
Basic EPS, GAAP
-4.25
-0.6
3.61
6.91
Free Cash Flow per Basic Share
0.44
0.44
0.45
0.48
Dividend per Share
25.53
26.7
28.42
29.83
Book Value per Share
35.59
38.19
38.94
35
Tangible Book Value per Share
1
1
1
1
Basic Weighted Avg Shares
15
14
15
17
Sales/Revenue/Turnover
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
Depreciation Expense
2
1
2
2
Net Income, GAAP
15.73
12.16
15.02
16.01
Effective Tax Rate (%)
12.22
7.94
10.16
9.11
Profit Margin (%)
- -
- -
- -
- -
Working Capital
14
14
15
18
LT Debt
25
27
27
25
Total Equity
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
Return on Capital (%)
- -
6.18
7.86
7.35
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-9.89%
Free Cash Flow
- -
- -
92.07%
Net Income, GAAP
- -
- -
-1.05%
Sales/Revenue/Turnover
- -
- -
10.34%
Total Cash Common Dividend
- -
- -
6.65%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2020
- -
- -
- -
- -
14
2021
- -
- -
- -
- -
15
2022
- -
- -
- -
- -
17

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2020
- -
- -
- -
- -
1.61
2021
- -
- -
- -
- -
2.17
2022
- -
- -
- -
- -
2.14

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2020
- -
- -
- -
- -
0.44
2021
- -
- -
- -
- -
0.45
2022
- -
- -
- -
- -
0.48
Business
Catskill Hudson Bancorp, Inc. (CSKL) serves as the holding company for Catskill Hudson Bank, a regional commercial bank offering deposit and lending products to consumers and businesses in New York State. Deposit products include checking accounts, savings accounts, certificates of deposit, and individual retirement accounts; loan products comprise commercial loans such as revolving lines of credit, term loans, letters of credit, bridge loans, and commercial real estate loans, alongside personal loans including mortgage loans, fixed- and adjustable-rate mortgages, and home equity lines of credit. The bank provides debit, credit, and ATM cards; merchant services; remote deposit capture; overdraft protection; safe deposit boxes; reorder checks; and online, mobile, and traditional banking services, operating through eleven branches primarily in Sullivan, Ulster, Orange, Saratoga, and Albany counties. Founded in 1993 as Community Bank of Sullivan County and renamed Catskill Hudson Bank in 2006, the company maintains headquarters in Monticello, New York. In January 2024, Catskill Hudson Bancorp enters a definitive merger agreement with Hudson Valley Credit Union (HVCU), under which Catskill Hudson Bank merges into HVCU for $40.50 per share in cash, totaling approximately $28.6 million; the transaction completes in early 2025, with branches transitioning to HVCU operations by March 2025 and the bank ceasing independent activities as of June 30, 2025. Former Chairman and CEO Mario Martinez joins HVCU as Senior Market President, enhancing HVCU's presence in the Mid-Hudson and Capital regions with added commercial banking capabilities.