CW Bancorp

CW Bancorp

CWBK
CW BancorpUS flagOther OTC
37.75
USD
-0.05
- -
110.62MMarket Cap
2003 Y
2004 Y
2005 Y
2006 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.14
2.24
3.28
7.88
5.72
6.24
6.74
9.34
9.77
12.84
14.6
15.23
- -
15.99
Basic EPS, GAAP
0.3
0.45
0.61
1.81
1.31
1.58
2.24
2.55
4.04
5.14
5.46
4.34
- -
4.34
Free Cash Flow per Basic Share
0.55
0.31
0.64
- -
1.73
2.78
2.22
4.15
3.29
6.21
5.39
4.53
- -
- -
Dividend per Share
- -
- -
- -
- -
0.51
0.69
0.51
0.98
0.81
0.88
0.91
0.92
- -
- -
Book Value per Share
3.61
3.19
4.17
9.54
14.82
14.93
16.41
17.91
19.66
23.41
26.62
30.57
- -
34.59
Tangible Book Value per Share
8.12
6.67
8.97
18.65
14.9
14.91
16.83
18.86
20.06
19.69
23.5
26.93
- -
31.67
Basic Weighted Avg Shares
2
3
3
2
4
4
4
4
4
3
3
3
- -
3
Sales/Revenue/Turnover
4
6
9
12
22
24
25
33
34
43
47
46
47
47
Operating Margin (%)
14.29
20.15
28.62
38.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
1
2
3
5
6
8
9
14
17
18
13
12
13
Effective Tax Rate (%)
0.83
0.08
35.48
40.75
41.24
26.42
23.4
25.77
23.75
27.97
27.64
28.12
28.28
27.94
Profit Margin (%)
14.17
20.13
18.47
22.96
22.84
25.26
33.14
27.34
41.29
40.02
37.39
28.51
26.21
27.14
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
6
2
1
- -
- -
- -
- -
55
54
54
53
52
52
Total Equity
16
18
25
28
60
59
65
70
74
70
79
85
95
97
Return on Invested Capital (%)
5.02
5.37
4.76
6.55
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.94
15.26
16.93
21
14.02
10.5
14.09
14.66
21.35
23.43
21.35
14.74
12.75
12.86

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
50
50
50
LT Finance Leases
3
2
2
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
103
106
110

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
263
573
420
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.23%
6.43%
12.22%
Free Cash Flow
- -
6.69%
11.88%
Net Income, GAAP
25.84%
9.53%
-6.86%
Sales/Revenue/Turnover
19.66%
7.48%
1.31%
Total Cash Common Dividend
- -
-4.43%
-2.01%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
10
11
12
13
46
2025
11
11
12
12
47
2026
12
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.97
1.02
1.04
- -
4.34
2025
0.98
1.04
0.94
- -
- -
2026
1.19
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.92
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Ivo A. Tjan
Full Time Employees
47
Sector
Financial Services
Industry
Banks - Regional
Address
2445 McCabe Way Irvine CA United States of America 92614
IPO Date
Oct 7, 2003
Website
cwbk.com
Business
CW Bancorp operates as the holding company for CommerceWest Bank, a California-based full-service commercial bank focused on providing banking products and services primarily to small and mid-sized businesses. The company offers a comprehensive range of commercial banking products, including checking accounts, money market deposit accounts, savings accounts, sweep accounts, escrow trust accounts, NOW accounts, attorney client trust accounts, and certificates of deposit. Its lending portfolio encompasses commercial real estate loans, asset-based loans, mergers and acquisitions loans, international loans, term loans, and lines of credit. Additionally, CW Bancorp delivers various digital banking solutions such as remote deposit services, online and mobile banking platforms, and treasury management services tailored to business clients. Founded in 2001 and headquartered in Irvine, California, CW Bancorp serves the California business community with a strategic focus on scalability and client-centric banking experiences. In the last 1-2 years, CW Bancorp has sustained strong financial growth and operational performance. Notably, the company reported a 13% year-over-year increase in total loans reaching $811.1 million and a 4% rise in deposits totaling $1.03 billion as of mid-2025. It continues to maintain solid capital ratios and a conservative credit quality approach. Recent strategic initiatives include leveraging advanced technologies such as artificial intelligence to enhance client experience and operational efficiency. The company emphasizes growth in core deposits and quality commercial lending relationships while positioning itself for enduring growth and innovation. It also successfully completed a $17.5 million subordinated note capital raise in 2021 to support balance sheet growth and regulatory capital. CW Bancorp maintains a legacy of profitability with 62 consecutive profitable quarters reported as of 2025, reflecting its stability and resilience in the regional banking sector. CW Bancorp’s strategic focus remains concentrated on the California commercial banking market through its subsidiary CommerceWest Bank, catering mainly to small and medium enterprises. The company continues to expand its product offerings and digital capabilities to address the evolving banking needs of its target market, underpinning its role as a key regional financial institution. Recent quarterly earnings reports underscore steady revenue growth, solid return on assets, and improving net interest income, supported by prudent risk management and robust financial controls. Its proactive adoption of technology-driven banking solutions sustains its competitive position in a dynamic financial services landscape.

Company News

APIChat
  • CW BANCORP Quarterly Cash Dividend

  • CW Bancorp Reports First Quarter 2026 EPS of $1.18, up 22%

  • CW BANCORP Quarterly Cash Dividend

  • CW Bancorp Reports Fourth Quarter 2025 and Full Year Financial Results

  • CommerceWest Bank Named as One of America's Best Regional Banks & Credit Unions 2026

  • CW BANCORP Quarterly Cash Dividend

  • CW Bancorp Reports Third Quarter 2025 Financial Results

  • CW BANCORP Quarterly Cash Dividend

  • Ivo Tjan of CommerceWest Bank Honored in the 2025 LA Times OC Executive Forum & Leadership Awards

  • CW Bancorp Reports Second Quarter 2025 Financial Results

  • CommerceWest Bank Named in The Top 20 Best Performing Public Banks in the Nation By American Banker

  • CW BANCORP Quarterly Cash Dividend

  • CW Bancorp Reports First Quarter 2025 Financial Results

  • CW BANCORP Quarterly Cash Dividend

  • CW Bancorp Reports 2024 Full Year Earnings of $13.1 million, EPS of $4.30, ROA of 1.19% and ROTE of 16.69%

  • Ivo Tjan of CommerceWest Bank Honored in the 2024 OC500 Directory of Influence & OC50 List

  • CW Bancorp Reports Q3 2024 ROA 1.11% and ROTE of 15.64%

  • CommerceWest Bank Recognized in the Annual List of the Top 100 Publicly Traded Community Banks

  • CW BANCORP Quarterly Cash Dividend

  • CW Bancorp Reports First Quarter 2024 Financial Results