1. United Arab Emirates Stocks

  2. •

    Finance

  3. •

    Major banks
Ajman Bank PJSC

Ajman Bank PJSC

DDFM:AJMANBANK
1.35
AED
-0.02
(-1.46%)
3.80BMarket Cap
Ajman Bank PJSC
DFM:AJMANBANK
(Dubai Financial Market)

Recent

price

1.35

P/E

ratio

- -

div

yld

6.82%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
AED
0.22
0.32
0.15
0.17
0.24
0.26
0.29
0.29
0.26
0.32
0.29
0.28
0.26
0.34
0.27
0.33
- -
Revenue per Share
- -
0.12
0.02
0.01
0.05
0.08
0.07
0.07
0.08
0.03
0.02
0.05
0.07
-0.15
0.15
0.18
- -
Basic EPS, GAAP
0.11
0.15
0.03
0.05
0.97
0.04
-0.32
0.48
0.47
-0.51
-0.45
1.14
-0.42
0.29
0.12
0.66
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
0.03
0.03
- -
- -
- -
- -
- -
0.07
0.09
Dividend per Share
0.68
0.67
0.71
0.7
0.74
0.83
1.03
1.08
1
1.03
1.02
1.08
1.03
0.99
1.16
1.28
1.26
Book Value per Share
0.68
0.67
0.71
0.7
0.74
0.83
1.03
1.08
1
1.03
1.02
1.08
1.03
0.99
1.16
1.28
1.26
Tangible Book Value per Share
1,491
1,491
1,491
1,491
1,491
1,595
1,749
1,960
2,019
2,449
2,449
2,449
2,449
2,557
2,692
2,704
2,714
Basic Weighted Avg Shares
323
473
227
251
357
422
505
566
533
785
703
675
646
859
736
895
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
14
18
17
15
14
17
15
17
16
17
26
25
27
29
23
23
- -
Depreciation Expense
4
180
34
11
71
121
123
130
168
82
52
116
162
-390
401
500
- -
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
8.9
8.82
- -
Effective Tax Rate (%)
1.25
38.02
14.75
4.22
19.99
28.62
24.35
23
31.42
10.43
7.42
17.21
25.08
-45.46
54.42
55.88
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
12
9
6
8
10
12
1,833
1,835
LT Debt
1,007
998
1,055
1,039
1,103
1,231
2,011
2,110
2,447
2,512
2,503
2,635
2,515
2,675
3,112
3,472
3,416
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
3.26
1.01
6.67
10.34
7.59
6.31
7.35
3.29
2.07
4.51
6.28
- -
13.79
11.86
- -
Return on Capital (%)
0.4
17.95
3.26
1.01
6.67
10.34
7.59
6.31
7.35
3.3
2.08
4.52
6.29
-15.04
13.85
15.19
- -
Return on Common Equity (%)

Capital Structure

AED

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,720
2,721
2,717
Market Capitalization
3,617
3,673
3,803

Working Capital

AED

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
10,754
9,639
9,830
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

AED

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.16%
7%
11.58%
Free Cash Flow
-187.25%
-53.11%
456.45%
Net Income, GAAP
-40.74%
-71.29%
24.81%
Sales/Revenue/Turnover
9.47%
6.39%
21.55%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

AED

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
192
233
188
114
736
2025
197
200
- -
246
895
2026
222
216
- -
- -
- -

Quarterly Earnings Per Share

AED

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.04
0.03
0.04
0.15
2025
0.05
0.04
- -
0.04
0.18
2026
0.05
0.04
- -
- -
- -

Quarterly Dividends Per Share

AED

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
0.07
- -
- -
- -
0.07
2026
0.09
- -
- -
- -
- -
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Business
Ajman Bank PJSC engages in the provision of banking and financial services. It operates through the following segments: Retail Banking, Corporate Banking, and Treasury. The Retail Banking caters private customer current and savings accounts, deposits, credit and debit cards, and personal and real estate finance. The Corporate Banking segment tender services corporate bodies such as government, Islamic financing and investment products, deposits, and trade finance transactions. The Treasury segment includes activities of the dealing room, related money market, foreign exchange transactions with other banks and financial institutions. The company was founded by Salem Al-Shamsi in 2007 and is headquartered in Ajman, the United Arab Emirates.