1. United Arab Emirates Stocks

  2. •

    Finance

  3. •

    Major banks
Ajman Bank PJSC

Ajman Bank PJSC

DDFM:AJMANBANK
1.37
AED
-0.01
(-0.72%)
3.80BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.17
0.24
0.26
0.29
0.29
0.26
0.32
0.29
0.28
0.26
0.34
0.27
0.33
- -
Basic EPS, GAAP
0.01
0.05
0.08
0.07
0.07
0.08
0.03
0.02
0.05
0.07
-0.15
0.15
0.18
- -
Free Cash Flow per Basic Share
0.05
0.97
0.04
-0.32
0.48
0.47
-0.51
-0.45
1.14
-0.42
0.29
0.12
0.66
- -
Dividend per Share
- -
- -
- -
- -
- -
0.03
0.03
- -
- -
- -
- -
- -
0.07
0.09
Book Value per Share
0.7
0.74
0.83
1.03
1.08
1
1.03
1.02
1.08
1.03
0.99
1.16
1.28
1.26
Tangible Book Value per Share
0.7
0.74
0.83
1.03
1.08
1
1.03
1.02
1.08
1.03
0.99
1.16
1.28
1.26
Basic Weighted Avg Shares
1,491
1,491
1,595
1,749
1,960
2,019
2,449
2,449
2,449
2,449
2,557
2,692
2,704
2,714
Sales/Revenue/Turnover
251
357
422
505
566
533
785
703
675
646
859
736
895
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
15
14
17
15
17
16
17
26
25
27
29
23
23
- -
Net Income, GAAP
11
71
121
123
130
168
82
52
116
162
-390
401
500
- -
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
8.9
8.82
- -
Profit Margin (%)
4.22
19.99
28.62
24.35
23
31.42
10.43
7.42
17.21
25.08
-45.46
54.42
55.88
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
12
9
6
8
10
12
1,833
1,835
Total Equity
1,039
1,103
1,231
2,011
2,110
2,447
2,512
2,503
2,635
2,515
2,675
3,112
3,472
3,416
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.01
6.67
10.34
7.59
6.31
7.35
3.29
2.07
4.51
6.28
- -
13.79
11.86
- -
Return on Common Equity (%)
1.01
6.67
10.34
7.59
6.31
7.35
3.3
2.08
4.52
6.29
-15.04
13.85
15.19
- -

Capital Structure

AED

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,720
2,721
2,717
Market Capitalization
3,617
3,673
3,803

Working Capital

AED

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
10,754
9,639
9,830
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

AED

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.16%
7%
11.58%
Free Cash Flow
-187.25%
-53.11%
456.45%
Net Income, GAAP
-40.74%
-71.29%
24.81%
Sales/Revenue/Turnover
9.47%
6.39%
21.55%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

AED

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
192
233
188
114
736
2025
197
200
- -
246
895
2026
222
216
- -
- -
- -

Quarterly Earnings Per Share

AED

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.04
0.03
0.04
0.15
2025
0.05
0.04
- -
0.04
0.18
2026
0.05
0.04
- -
- -
- -

Quarterly Dividends Per Share

AED

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
0.07
- -
- -
- -
0.07
2026
0.09
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Mustafa Mohammed Saeed Al Khalfawi
Sector
Finance
Industry
Major banks
Address
Ajman Bank Building Ajman AJ United Arab Emirates
IPO Date
Feb 27, 2008
Website
ajmanbank.ae
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Business
Ajman Bank PJSC engages in the provision of banking and financial services. It operates through the following segments: Retail Banking, Corporate Banking, and Treasury. The Retail Banking caters private customer current and savings accounts, deposits, credit and debit cards, and personal and real estate finance. The Corporate Banking segment tender services corporate bodies such as government, Islamic financing and investment products, deposits, and trade finance transactions. The Treasury segment includes activities of the dealing room, related money market, foreign exchange transactions with other banks and financial institutions. The company was founded by Salem Al-Shamsi in 2007 and is headquartered in Ajman, the United Arab Emirates.