Discover Financial Services
New York Stock ExchangeTotal Valuation
Discover Financial Services carries a market capitalization of 50.34B, placing it among publicly traded companies globally. Its enterprise value stands at 39.11B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 50.34B |
| Enterprise Value | 39.11B |
Share Statistics
Discover Financial Services currently has 251.63M shares outstanding.
| Shares Outstanding | 251.63M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Discover Financial Services trades at a trailing price-to-earnings ratio of 9.07. The price-to-sales ratio is 2.38, and the price-to-book ratio stands at 1.24.
| PE Ratio | 9.07 |
| PS Ratio | 2.38 |
| PB Ratio | 1.24 |
| P/TBV Ratio | 2.43 |
| P/FCF Ratio | 4.78 |
| P/OCF Ratio | 4.92 |
Enterprise Valuation
On an enterprise value basis, Discover Financial Services trades at an EV/EBITDA multiple of 181.89 and an EV/FCF ratio of 4.36.
| EV / Sales | 2.17 |
| EV / EBITDA | 181.89 |
| EV / EBIT | N/A |
| EV / FCF | 4.36 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 76.67 |
| Debt / EBITDA | 67.62 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 14.54 |
| Return on Assets (ROA) | 3.19 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Discover Financial Services has paid 1.61B in income taxes, reflecting an effective tax rate of 25.18.
| Income Tax | 1.61B |
| Effective Tax Rate | 25.18 |
Stock Price Statistics
Discover Financial Services's stock has gained approximately 59.13611% over the past 52 weeks. The 50-day moving average sits at 172.20, while the 200-day moving average is 167.08.
| Beta (5Y) | N/A |
| 52-Week Price Change | 59.13611% |
| 50-Day Moving Average | 172.20 |
| 200-Day Moving Average | 167.08 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Discover Financial Services generated 18.00B in revenue and converted that into 4.79B in net income, yielding earnings per share of 19.06.
| Revenue | 18.00B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 6.40B |
| Net Income | 4.79B |
| EBITDA | 215.00M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 19.06 |
Balance Sheet
Discover Financial Services holds 19.38B in cash and equivalents against 14.54B in total debt, resulting in a net debt position of 2.67B.
| Cash & Cash Equivalents | 19.38B |
| Total Debt | 14.54B |
| Net Debt | 2.67B |
| Equity (Book Value) | 34.48B |
| Book Value Per Share | 137.25 |
| Working Capital | N/A |
Cash Flow
Discover Financial Services produced 8.71B in operating cash flow over the past twelve months. After subtracting -261.00M in capital expenditures, free cash flow totaled 8.45B - equivalent to 33.64 per share.
| Operating Cash Flow | 8.71B |
| Capital Expenditures | -261.00M |
| Free Cash Flow | 8.45B |
| FCF Per Share | 33.64 |
Margins
Discover Financial Services operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 35.55 |
| Profit Margin | 26.60 |
| EBITDA Margin | 1.19 |
Dividends & Yields
The company's payout ratio of 15.00 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 3.07 |
| Dividend Yield | N/A |
| Payout Ratio | 15.00 |
| Shareholder Yield | 21.50 |
| FCF Yield | 20.93 |
Scores
Discover Financial Services posts an Altman Z-Score of 0.65, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.65 |