Discover Financial Services

DFS

DFSDiscover Financial Services US flag

New York Stock Exchange

144.89

USD

+8.52

(+6.25%)

11.33EPS

12.79P/E

36.38BMarket Cap

Oct 16Next Earn

Discover Financial Services

DFS

(New York Stock Exchange)

Recent

price

144.89

P/E

ratio

12.79

div

yld

2.06%

ROIC.AI

Legends:

Stock price

Beta (1.0 Market)

% total return 10/04

Stock

S&P500

65.87

34.90

15.01

33.65

86.02

94.62

2009	2010	2011	2012	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	TTM
9.6	12.24	13.04	14.75	- -	16.96	18.35	20	22.47	26.46	31.13	35.81	36.12	40.17	47.99	62.44	67.88	Revenue per Share
2.42	1.24	4.11	4.51	- -	5.02	4.95	5.17	5.82	5.51	7.88	9.14	3.62	17.84	15.57	11.33	11.38	Basic EPS, GAAP
7.02	7.65	6.43	5.58	- -	6.78	7.97	8.44	10.48	13.34	14.35	18.48	19.33	19.42	24.92	32.52	37.58	Free Cash Flow per Basic Share
0.2	1.55	0.2	0.4	- -	0.82	1.01	1.18	1.27	1.41	1.6	1.79	1.88	2.12	2.54	2.96	3.08	Dividend per Share
7.69	5.76	9.68	14.22	14.49	19.83	24.83	30.33	37.37	44.63	54.98	66.55	65.02	82.57	101.85	119.9	127.35	Book Value per Share
13.53	11.05	14.39	16.84	17.13	20.16	21.95	23.55	25.54	26.5	29.51	34.02	30.87	40.32	47.05	53.22	58.97	Tangible Book Value per Share
505	544	542	519	516	485	462	437	405	374	344	320	307	300	277	254	250	Basic Weighted Avg Shares
4,843	6,658	7,065	7,653	- -	8,224	8,477	8,739	9,099	9,897	10,709	11,459	11,088	12,051	13,293	15,860	16,988	Sales/Revenue/Turnover
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Operating Margin (%)
203	172	246	267	- -	334	369	391	351	393	435	436	485	531	561	458	388	Depreciation Expense
1,276	765	2,227	2,345	- -	2,470	2,323	2,297	2,393	2,099	2,742	2,957	1,141	5,422	4,374	2,940	2,909	Net Income, GAAP
39.83	39.72	36.57	37.52	- -	37.37	37.11	36.41	34.55	40.66	23.77	22.89	20.49	22.85	23.5	23.16	24.91	Effective Tax Rate (%)
26.35	11.49	31.52	30.64	- -	30.03	27.4	26.28	26.3	21.21	25.6	25.81	10.29	44.99	32.9	18.54	17.12	Profit Margin (%)
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Working Capital
2,428	17,706	18,287	19,729	17,666	20,474	22,544	24,650	25,443	26,326	27,228	25,701	21,241	18,477	20,108	20,581	19,141	LT Debt
8,436	6,457	8,242	9,778	9,873	10,809	11,134	11,275	11,323	10,892	11,130	11,859	10,884	13,408	14,344	14,828	16,067	Total Equity
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Return on Invested Capital (%)
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Return on Capital (%)
35.29	19.26	53.15	37.07	- -	28.47	21.68	18.28	16.6	12.96	15.23	14.55	5.38	23.93	16.28	9.81	9.24	Return on Common Equity (%)

Capital Structure

•

in mil. unless spec.

Working Capital

•

in mil. unless spec.

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)	10 years	5 years	1 year
Sales/Revenue/Turnover	6.93%	8.41%	19.31%
Net Income, GAAP	28.5%	53.9%	-32.78%
Free Cash Flow	10.03%	11.29%	19.64%
Total Cash Common Dividend	6.81%	5.86%	7.64%
Total Equity	3.5%	6.37%	3.37%

Growth Rates

•

in mil. unless spec.

Quarterly Revenue

•

in mil. unless spec.

Quarterly Earnings Per Share

•

in mil. unless spec.

Quarterly Dividends Per Share

•

in mil. unless spec.

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L&T Finance Holdings Limited (L&TFH.NS)
Business: Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Company News

seekingalpha.com
2 days ago
Dividend Stocks With Strong Q4 Seasonality
businesswire.com
8 days ago
Discover Financial Services Announces Third Quarter 2024 Earnings Release on October 16, 2024, and Conference Call on October 17, 2024
seekingalpha.com
10 days ago
Discover Financial: A High-Return, Asset-Light Play With Big Growth Potential
seekingalpha.com
10 days ago
Good Value Despite Discover's Stalled Merger
globenewswire.com
a month ago
STOCKHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Discover Financial Services – DFS
pymnts.com
a month ago
Ex-Discover Exec Sues to Recoup Pay Ahead of Capital One Merger
prnewswire.com
a month ago
STOCKHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Discover Financial Services - DFS
zacks.com
2 months ago
Why Is Discover (DFS) Down 8.5% Since Last Earnings Report?
globenewswire.com
2 months ago
TNR, The Niche Research Reports: Discover the Surging Demand Fueling Nematicides Market Growth
forbes.com
2 months ago
Discover Financial Stock Topped The Estimates In Q2, Where Is It Headed?
benzinga.com
3 months ago
These Analysts Raise Their Forecasts On Discover Financial After Strong Q2 Earnings
zacks.com
3 months ago
Discover (DFS) is a Great Momentum Stock: Should You Buy?
reuters.com
3 months ago
Capital One, community groups to square off in public meeting on Discover deal
zacks.com
3 months ago
Don't Overlook These 2 Top-Rated Stocks After Earnings
benzinga.com
3 months ago
Analyst Expects Discover Financial To Further Narrow FY24 Guidance This Year: Details
zacks.com
3 months ago
Discover (DFS) Q2 Earnings Beat on High Interest Income
seekingalpha.com
3 months ago
Discover Financial Services (DFS) Q2 2024 Earnings Call Transcript
pymnts.com
3 months ago
Discover Financial Sees Card Spending Decline as Consumers Remain ‘Cautious'
zacks.com
3 months ago
Big Rotation Continues; DFS Beats Big in Q2, United Mixed
zacks.com
3 months ago
Discover (DFS) Reports Q2 Earnings: What Key Metrics Have to Say

2009	2010	2011	2012	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	TTM
9.6	12.24	13.04	14.75	- -	16.96	18.35	20	22.47	26.46	31.13	35.81	36.12	40.17	47.99	62.44	67.88	Revenue per Share
2.42	1.24	4.11	4.51	- -	5.02	4.95	5.17	5.82	5.51	7.88	9.14	3.62	17.84	15.57	11.33	11.38	Basic EPS, GAAP
7.02	7.65	6.43	5.58	- -	6.78	7.97	8.44	10.48	13.34	14.35	18.48	19.33	19.42	24.92	32.52	37.58	Free Cash Flow per Basic Share
0.2	1.55	0.2	0.4	- -	0.82	1.01	1.18	1.27	1.41	1.6	1.79	1.88	2.12	2.54	2.96	3.08	Dividend per Share
7.69	5.76	9.68	14.22	14.49	19.83	24.83	30.33	37.37	44.63	54.98	66.55	65.02	82.57	101.85	119.9	127.35	Book Value per Share
13.53	11.05	14.39	16.84	17.13	20.16	21.95	23.55	25.54	26.5	29.51	34.02	30.87	40.32	47.05	53.22	58.97	Tangible Book Value per Share
505	544	542	519	516	485	462	437	405	374	344	320	307	300	277	254	250	Basic Weighted Avg Shares
4,843	6,658	7,065	7,653	- -	8,224	8,477	8,739	9,099	9,897	10,709	11,459	11,088	12,051	13,293	15,860	16,988	Sales/Revenue/Turnover
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Operating Margin (%)
203	172	246	267	- -	334	369	391	351	393	435	436	485	531	561	458	388	Depreciation Expense
1,276	765	2,227	2,345	- -	2,470	2,323	2,297	2,393	2,099	2,742	2,957	1,141	5,422	4,374	2,940	2,909	Net Income, GAAP
39.83	39.72	36.57	37.52	- -	37.37	37.11	36.41	34.55	40.66	23.77	22.89	20.49	22.85	23.5	23.16	24.91	Effective Tax Rate (%)
26.35	11.49	31.52	30.64	- -	30.03	27.4	26.28	26.3	21.21	25.6	25.81	10.29	44.99	32.9	18.54	17.12	Profit Margin (%)
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Working Capital
2,428	17,706	18,287	19,729	17,666	20,474	22,544	24,650	25,443	26,326	27,228	25,701	21,241	18,477	20,108	20,581	19,141	LT Debt
8,436	6,457	8,242	9,778	9,873	10,809	11,134	11,275	11,323	10,892	11,130	11,859	10,884	13,408	14,344	14,828	16,067	Total Equity
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Return on Invested Capital (%)
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Return on Capital (%)
35.29	19.26	53.15	37.07	- -	28.47	21.68	18.28	16.6	12.96	15.23	14.55	5.38	23.93	16.28	9.81	9.24	Return on Common Equity (%)

	Dec'23	Mar'24	Jun'24
ST Debt	750	- -	- -
LT Borrowings	20,581	20,475	19,141
LT Finance Leases	- -	- -	- -
Preferred Equity and Hybrid Capital	1,056	1,056	1,056
Shares Outstanding	250	251	251
Market Capitalization	28,055	32,515	32,563

	Dec'23	Mar'24	Jun'24
Total Current Assets	- -	- -	- -
Accounts Receivable, Net	- -	- -	- -
Cash, Cash Equivalents & STI	13,778	15,975	12,593
Inventories	- -	- -	- -
Total Current Liabilities	- -	- -	- -
Payables & Accruals	- -	- -	- -
ST Debt	750	- -	- -
Deferred Revenue	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2022	2,902	3,213	3,468	3,732	13,293
2023	3,742	3,878	4,044	4,196	15,860
2024	4,210	4,538	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2022	4.25	3.95	3.6	3.8	15.57
2023	3.58	3.56	2.61	1.55	11.33
2024	1.11	6.1	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2022	0.56	0.66	0.66	0.66	2.54
2023	0.67	0.76	0.77	0.77	2.96
2024	0.78	0.77	- -	- -	- -

Discover Financial Services

Growth Rates

(avg. rate of change)

Company News

Growth Rates

(avg. rate of change)

Capital Structure

Working Capital

Quarterly Revenue

Year

Quarterly Earnings Per Share

Year

Quarterly Dividends Per Share

Year