goeasy Ltd.

goeasy Ltd.

EHMEF
goeasy Ltd.US flagOther OTC
29.34
USD
- -
- -
470.43MMarket Cap
goeasy Ltd.
EHMEF
(Other OTC)

Recent

price

29.34

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
16.6
15.89
16.64
17.87
19.27
22.44
25.63
29.66
36.04
41.64
44.07
51.03
62.63
74.11
89.79
- -
95.11
Revenue per Share
0.58
0.81
0.92
1.16
1.47
1.75
2.29
2.67
3.78
4.4
9.21
15.12
8.61
14.7
15.46
- -
16.94
Basic EPS, GAAP
0.28
-1.23
-0.74
-3.42
-5.08
-5.47
7.7
-7.49
-16.26
-11.8
3.09
-6.56
-32.8
-29.09
-28.81
- -
-36.01
Free Cash Flow per Basic Share
0.34
0.33
0.34
0.33
0.34
0.38
0.47
0.66
0.83
1.14
1.61
2.31
3.17
3.61
4.26
- -
4.77
Dividend per Share
2.73
7.97
8.51
10.71
10.92
12.18
13.66
15.71
20.06
21.39
28.96
46.84
51.95
61.6
70.91
- -
72.23
Book Value per Share
6.78
6.42
6.57
8.67
9.15
10.38
11.83
14.16
18.91
20.05
26.79
27.74
33.79
44.36
52.08
- -
55.08
Tangible Book Value per Share
10
12
12
12
13
14
14
14
14
15
15
16
16
17
17
- -
17
Basic Weighted Avg Shares
174
188
200
219
259
304
348
402
506
609
653
827
1,019
1,250
1,535
1,697
1,599
Sales/Revenue/Turnover
8.04
10.66
12.34
15.87
19.41
25.03
27.68
30.21
38.71
44.6
45.99
47.59
51.26
52.33
55.16
55.25
54.96
Operating Margin (%)
53
51
53
54
56
56
54
52
52
64
65
79
81
86
84
82
83
Depreciation Expense
6
10
11
14
20
24
31
36
53
64
137
245
140
248
264
-178
285
Net Income, GAAP
28.33
29.97
26.61
26.62
23.44
27.48
25.13
28.53
28.13
28.11
25.48
22.7
28.41
26.43
26.93
- -
26.79
Effective Tax Rate (%)
3.49
5.1
5.54
6.48
7.62
7.8
8.93
8.99
10.49
10.56
20.91
29.63
13.75
19.83
17.21
-10.51
17.81
Profit Margin (%)
-20
-17
-16
12
68
121
152
573
827
916
975
1,899
2,588
3,429
4,293
5,116
4,889
Working Capital
3
33
18
38
120
212
263
449
691
795
743
1,618
2,304
2,890
3,692
4,625
4,138
LT Debt
92
98
105
136
154
176
196
228
302
332
444
790
870
1,054
1,182
850
1,212
Total Equity
8.81
10.18
11.57
14.57
16.06
16.56
16.93
15.1
16.7
17.41
16.93
14.74
12.37
13.2
13.99
- -
13.13
Return on Invested Capital (%)
12.3
10.17
8.6
10.67
11.1
10.46
10.97
9.81
10.6
9.32
13.23
14.66
6.95
6.86
5.98
- -
5.82
Return on Capital (%)
19.44
15.62
11.25
12.16
14.21
15.21
17.72
18.16
21.48
21.64
36.79
41.24
17.47
26.31
23.47
-17.41
24.22
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
3,630
3,847
4,079
LT Finance Leases
62
60
59
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17
16
16
Market Capitalization
2,818
2,562
2,617

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
4,593
4,710
5,074
Cash, Cash Equivalents & STI
164
180
196
Accounts Receivable, Net
137
158
173
Inventories
- -
- -
- -
Total Current Liabilities
300
244
186
Payables & Accruals
274
219
157
ST Debt
- -
- -
- -
Deferred Revenue
26
26
28

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.7%
18.7%
-28.06%
Free Cash Flow
-32.37%
27.98%
78.05%
Net Income, GAAP
18.01%
-9.48%
-167.51%
Sales/Revenue/Turnover
18.92%
21.18%
10.55%
Total Cash Common Dividend
33.24%
30.42%
20.02%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
287
303
322
338
1,250
2024
357
378
383
405
1,535
2025
392
418
446
- -
1,697

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
3.06
3.29
3.93
- -
14.7
2024
3.46
3.82
4.95
- -
15.46
2025
2.35
5.25
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.88
0.92
0.91
- -
3.61
2024
0.91
1.11
1.11
- -
4.26
2025
1.13
1.4
- -
- -
- -
Business
goeasy Ltd. is a Canadian financial services company specializing in non-prime leasing and lending services primarily through its easyhome, easyfinancial, and LendCare brands. The company provides a range of unsecured and secured consumer loans including real estate-secured installment loans targeting non-prime borrowers, alongside leasing services for household furniture, appliances, and electronics. It also offers point-of-sale financing through LendCare for consumer purchases in powersports, automotive, retail, healthcare, and home improvement categories. goeasy operates an omnichannel platform combining online and mobile tools, over 400 retail locations across Canada, and financing at over 11,000 merchant partners nationwide. Founded in 1990 and headquartered in Mississauga, Ontario, the company serves a large non-prime consumer market across Canada. Recent major changes include significant growth in loan originations, with $2.53 billion funded in the first nine months of 2025, reflecting a 7% increase year-over-year. The consumer loan portfolio reached $5.44 billion by the third quarter of 2025, up 24% year-over-year, supported by record application volumes and expanded point-of-sale lending channels. The company continues to enhance its omnichannel capabilities and merchant partnerships, with over 11,300 merchant partners as of late 2025. Additionally, goeasy has maintained a strategic focus on supporting community initiatives and has committed $1.4 million over three years to address food insecurity in Canada. In 2025, the company completed a high-yield senior notes offering aimed at supporting its growth strategy. goeasy has originated approximately $18.5 billion in loans throughout its history, serving over 1.6 million Canadians. The company operates mainly in the consumer lending and leasing industry segments, focusing on underserved non-prime consumers across Canada. Its core segments include easyfinancial for consumer installment loans and easyhome for leasing services. goeasy is publicly traded with ticker EHMEF and continues to expand its financial product offerings and geographic merchant footprint across Canadian provinces. The company employs over 2,500 people and maintains a diversified, omnichannel service model tailored to the needs of financially underserved consumers. This description reflects goeasy Ltd.’s core products, service offerings, geographic reach, and recent business developments as of late 2025.

Company News

APIChat
  • goeasy Q1 Earnings Call Highlights

  • goeasy Ltd. (GSY:CA) Q1 2026 Earnings Call Transcript

  • goeasy: Catching A Falling Knife, Carefully

  • goeasy Ltd. (GSY:CA) Q4 2025 Earnings Call Transcript

  • WAARSCHUWING VOOR BELEGGERS: Collectieve rechtsvordering van aandeelhouders tegen Goeasy Ltd.

  • ANLEGERHINWEIS: Goeasy Ltd. Aktionärssammelklage

  • ALERTE AUX INVESTISSEURS : Recours collectif d'actionnaires de Goeasy Ltd.

  • Berger Montague PC Investigating Potential Claims on Behalf of goeasy Ltd. Investors (OTC: EHMEF)

  • Berger Montague PC Investigating Potential Claims on Behalf of goeasy Ltd. Investors (EHMEF)

  • goeasy's Investment Thesis Got Crushed Overnight, Don't Buy The Dip

  • Goeasy Investor Alert: SMK Law Investigates Possible Class Action Against Goeasy Ltd.

  • Berger Montague PC Investigating Potential Claims on Behalf of goeasy Ltd. Investors (OTC: EHMEF)

  • What the Goeasy Stock Crash Means for Canadian ETFs

  • goeasy Ltd. (OTCMKTS:EHMEF) Given Average Rating of “Moderate Buy” by Brokerages

  • goeasy (OTCMKTS:EHMEF) Trading 0.2% Higher – Here’s What Happened

  • goeasy: The Business Is Good, The Timing Not So Much

  • goeasy Ltd. (GSY:CA) Q3 2025 Earnings Call Transcript

  • Kalloghlian Myers LLP: Potential Investor Class Action Against goeasy Ltd.

  • goeasy Ltd. Closes US$450 Million and C$175 Million Offering of Senior Unsecured Notes

  • goeasy Ltd. (EHMEF) Q2 2025 Earnings Call Transcript