EQB Inc.

EQB Inc.

EQGPF
EQB Inc.US flagOther OTC
82.74
USD
-0.61
- -
3.03BMarket Cap
EQB Inc.
EQGPF
(Other OTC)

Recent

price

82.74

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2024
2025
TTM
FRC
3.39
3.87
4.57
5.4
6.19
7.08
8.37
9.81
10.6
11.38
14.91
16.56
18.94
22.55
32.82
35.57
35.94
Revenue per Share
1.69
1.75
1.95
2.57
2.94
3.32
3.91
4.28
4.73
4.87
6.05
6.52
8.49
7.63
10.26
6.93
5.34
Basic EPS, GAAP
1.5
-1.84
2.49
7.14
-9.16
-1.85
7.88
-0.66
8.3
-0.92
9.23
8.84
19.29
0.86
-7.27
9.71
8.57
Free Cash Flow per Basic Share
0.23
0.31
0.32
0.34
0.38
0.55
0.43
0.56
0.6
0.67
0.93
0.87
0.87
1.38
1.95
2.14
2.31
Dividend per Share
9.51
11.07
12.81
15.19
17.76
20.68
24.22
29.58
32.31
36.77
42.19
47.76
55.41
67.25
78.13
80.13
78.27
Book Value per Share
9.44
11.16
12.62
15.03
17.67
20.12
22.78
28.4
31.55
35.5
39.73
44.22
52.21
61.99
73.95
77.55
80.71
Tangible Book Value per Share
30
30
30
30
31
31
31
31
33
33
33
34
34
35
38
38
37
Basic Weighted Avg Shares
101
116
137
163
189
218
259
306
349
376
497
557
643
782
1,255
1,363
1,333
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
3
4
8
9
9
17
23
33
47
60
68
66
Depreciation Expense
51
56
62
81
94
107
126
138
161
166
206
224
293
270
401
265
198
Net Income, GAAP
24.74
22.74
25.89
22.42
24.98
25.72
24.84
25.96
26.6
26.26
26.02
25.52
25.07
26.67
27.54
28.23
30.2
Effective Tax Rate (%)
51
48.33
45.45
49.87
49.51
48.97
48.58
45.23
45.97
44.04
41.54
40.19
45.5
34.54
31.91
19.47
14.86
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,950
4,597
5,154
5,381
4,693
4,452
6,189
8,001
7,741
9,413
11,099
12,844
13,376
18,297
18,325
15,979
15,308
LT Debt
329
381
427
502
588
704
796
977
1,138
1,280
1,468
1,648
1,953
2,535
3,138
3,212
3,239
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
17.95
17.04
16.4
18.43
17.97
17.32
17.48
15.98
15.69
14.11
15.39
14.56
16.53
12.56
14.75
8.76
6.58
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
ST Debt
1,454
577
686
LT Borrowings
15,870
15,766
15,200
LT Finance Leases
108
108
108
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
38
37
35
Market Capitalization
3,366
4,029
4,480

Working Capital

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,262
2,378
1,848
Accounts Receivable, Net
11
11
11
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
370
426
432
ST Debt
1,454
577
686
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.62%
17.35%
2.35%
Free Cash Flow
-453.02%
-248.67%
-233.67%
Net Income, GAAP
11.77%
9.19%
-33.77%
Sales/Revenue/Turnover
20.91%
23.63%
8.53%
Total Cash Common Dividend
24.63%
28.99%
23.2%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
327
313
299
317
1,255
2025
323
316
306
418
1,363
2026
307
302
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.86
- -
2.68
2.7
10.26
2025
2.79
2.34
1.91
- -
6.93
2026
2.13
1.42
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.51
- -
0.46
0.48
1.95
2025
0.51
0.52
0.54
- -
2.14
2026
0.59
0.6
- -
- -
- -
Business
EQB Inc. operates as a leading digital financial services company based in Toronto, Canada, founded in 1970 and formerly known as Equitable Group Inc. The company manages $137 billion in combined assets under management and administration as of July 2025. EQB provides comprehensive banking services through its wholly owned subsidiary, Equitable Bank, which is Canada’s seventh largest Schedule I bank by assets. Equitable Bank’s product offerings include residential lending such as alternative single-family mortgages, reverse mortgage lending, commercial lending including specialized finance and equipment financing, personal and business banking services, high-interest savings accounts, guaranteed investment certificates (GICs), and payments as a service supporting fintech partners. The company also offers wealth management services through ACM Advisors, a majority-owned subsidiary specializing in alternative assets. EQB’s operations extend across Canada with business lines including EQ Bank, Residential Lending, Wealth Decumulation, consumer lending through partnerships, and credit union and trust services. In the most recent corporate developments, EQB has undergone a strategic restructuring program announced in late 2025 aimed at improving operational efficiency and capital allocation, including a workforce reduction of approximately 8%, impairment charges mainly impacting intangible assets and the equipment financing business, and a renewed focus on core growth priorities and high-return initiatives. This restructuring reflects EQB’s strategic intent to reinforce its position as Canada’s Challenger Bank by reigniting its core franchise, advancing product diversification, especially within EQ Bank, and enhancing operational efficiency through world-class capabilities. The company continues to demonstrate strong financial discipline, consistently delivering a return on equity above 15%, with recent dividend increases of 18-24% year-over-year reflecting sustained earnings growth. EQB reports its fiscal year ending October 31 and maintains a commitment to sustainable practices through Environmental, Social, and Governance initiatives. EQB’s main customer base consists of retail and commercial clients across Canada, leveraging digital banking solutions combined with tailored lending products and wealth management services to meet diverse financial needs. The company’s product suite supports a broad spectrum of financial activities including mortgage financing, commercial and equipment loans, deposit accounts, and alternative asset management, positioning EQB as a significant player in the Canadian financial services industry with a digital-first approach and robust operational scale. The company is publicly traded on the Toronto Stock Exchange under ticker symbol EQB.

Company News

APIChat
  • EQB Inc. (EQB:CA) Q2 2026 Earnings Call Transcript

  • EQB to announce second quarter 2026 results and host earnings call

  • EQB Inc. (EQB:CA) Shareholder/Analyst Call Transcript

  • EQB: The Upside Of The PC Financial Acquisition Outweighs Credit Quality Concerns

  • EQB Inc. (EQB:CA) Q1 2026 Earnings Call Transcript

  • Mercedes-Benz Recalls Thousands Of EVs For Battery Issue That Could Cause Fires

  • EQB to announce first quarter 2026 results and host earnings call

  • EQB Inc. (EQB:CA) Presents at RBC Capital Markets Canadian Bank CEO Conference Transcript

  • EQB: The PC Financial Purchase Isn't Fully Reflected In Its Valuation

  • EQB Inc. (OTCMKTS:EQGPF) Given Average Recommendation of “Hold” by Analysts

  • EQB Inc. appoints Mike Pedersen to the Board of Directors effective immediately and will nominate him as Chair in April 2026 following the retirement of Vincenza Sera

  • EQB Inc. (EQB:CA) Q4 2025 Earnings Call Transcript

  • EQB reports fourth quarter and fiscal 2025 results

  • EQB redefines challenger banking in Canada with agreement to acquire PC Financial from Loblaw, delivering transformational benefits for Canadians

  • EQB to announce fourth quarter and fiscal 2025 results

  • EQB: Near Term Headwinds Offer A Buying Opportunity

  • EQB to announce third quarter 2025 results and host earnings call

  • EQB Inc. (EQGPF) Q2 2025 Earnings Call Transcript

  • EQB: A Dividend Aristocrat In The Making

  • EQB Inc. (EQGPF) Q1 2025 Earnings Call Transcript