Essent Group Ltd.
New York Stock ExchangeTotal Valuation
Essent Group Ltd. carries a market capitalization of 5.29B, placing it among publicly traded companies globally. Its enterprise value stands at -26.40M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 5.29B |
| Enterprise Value | -26.40M |
Share Statistics
Essent Group Ltd. currently has 93.07M shares outstanding.
| Shares Outstanding | 93.07M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Essent Group Ltd. trades at a trailing price-to-earnings ratio of 8.24. The price-to-sales ratio is 4.35, and the price-to-book ratio stands at 1.05.
| PE Ratio | 8.24 |
| PS Ratio | 4.35 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 6.84 |
| P/OCF Ratio | 6.84 |
Enterprise Valuation
| EV / Sales | 1.16 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 1.73 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 8.70 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.41 |
| Return on Assets (ROA) | 9.29 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 12.72 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Essent Group Ltd. has paid 135.25M in income taxes, reflecting an effective tax rate of 16.46.
| Income Tax | 135.25M |
| Effective Tax Rate | 16.46 |
Stock Price Statistics
Essent Group Ltd.'s stock has declined approximately -0.65721204% over the past 52 weeks. The 50-day moving average sits at 60.52, while the 200-day moving average is 61.72.
| Beta (5Y) | N/A |
| 52-Week Price Change | -0.65721204% |
| 50-Day Moving Average | 60.52 |
| 200-Day Moving Average | 61.72 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Essent Group Ltd. generated 1.30B in revenue and converted that into 686.34M in net income, yielding earnings per share of 7.02.
| Revenue | 1.30B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 821.59M |
| Net Income | 686.34M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 7.02 |
Balance Sheet
Essent Group Ltd. holds 6.18B in cash and equivalents against 495.64M in total debt, resulting in a net debt position of 367.38M.
| Cash & Cash Equivalents | 6.18B |
| Total Debt | 495.64M |
| Net Debt | 367.38M |
| Equity (Book Value) | 5.40B |
| Book Value Per Share | 55.79 |
| Working Capital | N/A |
Cash Flow
Essent Group Ltd. produced 826.53M in operating cash flow over the past twelve months. After subtracting -7.96M in capital expenditures, free cash flow totaled 818.57M - equivalent to 8.46 per share.
| Operating Cash Flow | 826.53M |
| Capital Expenditures | -7.96M |
| Free Cash Flow | 818.57M |
| FCF Per Share | 8.46 |
Margins
Essent Group Ltd. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 63.19 |
| Profit Margin | 52.79 |
| EBITDA Margin | N/A |
Dividends & Yields
The company's payout ratio of 17.91 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.27 |
| Dividend Yield | N/A |
| Payout Ratio | 17.91 |
| Shareholder Yield | 12.60 |
| FCF Yield | 14.62 |
Scores
Essent Group Ltd. posts an Altman Z-Score of 2.99, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 2.99 |