1. Bermuda Stocks

  2. •

    Financial Services

  3. •

    Insurance - Specialty
Essent Group Ltd.

Essent Group Ltd.

ESNT
Essent Group Ltd.US flagNew York Stock Exchange
69.18
USD
-0.45
- -
6.38BMarket Cap
Essent Group Ltd.
ESNT
(New York Stock Exchange)

Recent

price

69.18

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.16
0.37
1.27
9.36
2.85
3.91
5.04
6.18
7.39
8.87
9
9.25
9.5
10.65
12.02
13.01
14.16
Revenue per Share
-0.72
-0.87
-0.35
4.66
1.05
1.74
2.45
4.07
4.8
5.68
3.89
6.13
7.75
6.56
6.92
6.97
7.21
Basic EPS, GAAP
-0.62
-0.25
0.88
8.28
1.78
2.45
2.99
3.92
6.38
6
6.84
6.36
5.46
7.15
8.02
8.57
8.75
Free Cash Flow per Basic Share
0.05
- -
- -
- -
- -
- -
- -
- -
- -
0.3
0.65
0.7
0.86
1
1.12
1.23
1.31
Dividend per Share
- -
2.11
2.62
8.35
10.33
12.08
14.43
19.71
24.11
30.34
34.36
38.73
41.44
47.87
53.36
60.31
63.01
Book Value per Share
- -
2.11
2.62
8.35
10.33
12.08
14.43
19.71
24.11
30.34
34.36
38.73
41.44
47.18
52.6
59.49
62.15
Tangible Book Value per Share
38
38
38
14
84
90
91
93
97
98
106
111
107
106
105
99
94
Basic Weighted Avg Shares
6
14
49
131
239
353
458
577
719
868
955
1,029
1,018
1,131
1,267
1,288
1,337
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7
14
15
2
2
3
4
4
3
4
3
3
3
5
6
5
5
Depreciation Expense
-28
-34
-14
65
88
157
223
380
467
556
413
682
831
696
729
690
681
Net Income, GAAP
- -
- -
- -
- -
34.89
31.12
28.62
4.72
14.51
15.68
15.72
17.09
15.87
15.38
14.74
16.05
17.06
Effective Tax Rate (%)
-437.68
-233.22
-27.8
49.78
36.96
44.53
48.58
65.87
64.97
64.05
43.24
66.29
81.64
61.57
57.56
53.56
50.92
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
100
249
224
224
- -
- -
- -
- -
494
495
496
LT Debt
- -
176
219
722
956
1,119
1,344
1,940
2,366
2,985
3,863
4,236
4,462
5,103
5,604
5,757
5,663
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
10.55
15.16
16.74
19.32
18.13
18.07
11.05
15.58
17.71
13.87
13.07
11.62
11.48
Return on Capital (%)
- -
-38.12
-6.85
13.9
10.55
15.16
18.08
23.13
21.71
20.77
12.06
16.84
19.12
14.56
13.63
12.15
12.01
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
495
496
496
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
95
93
90
Market Capitalization
6,206
5,439
5,777

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,227
6,177
6,113
Accounts Receivable, Net
45
144
170
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
185
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.39%
8.38%
2.73%
Free Cash Flow
16.69%
4.34%
0.46%
Net Income, GAAP
19.85%
14.02%
-5.41%
Sales/Revenue/Turnover
14.24%
6.29%
1.66%
Total Cash Common Dividend
- -
12.07%
3.41%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
304
319
323
339
1,267
2025
318
319
319
319
1,288
2026
336
363
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.72
1.93
1.67
1.6
6.92
2025
1.71
1.95
1.69
1.62
6.97
2026
1.83
2.09
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.28
0.28
0.28
0.28
1.12
2025
0.31
0.31
0.31
0.31
1.23
2026
0.35
0.35
- -
- -
- -
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Business
Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company that provides private mortgage insurance, reinsurance, and title insurance and settlement services to participants in the U.S. housing finance industry; through subsidiaries Essent Guaranty, Inc., Essent Reinsurance Ltd., and Essent Title Insurance, Inc., it offers mortgage guaranty insurance for single-family residential loans, specialty reinsurance of U.S. mortgage credit risk including underwriting consulting, and title insurance products distributed via a network of agents with settlement services through affiliated Boston National Title; it also provides contract underwriting and other credit risk management solutions. Founded in 2008 and headquartered in Radnor, Pennsylvania, with its holding company domiciled in Hamilton, Bermuda, the company operates nationwide in the United States, is approved by Fannie Mae and Freddie Mac, and targets mortgage lenders, investors, and borrowers to mitigate credit risk and support homeownership. In recent developments, Essent closed a $363.4 million fully collateralized excess-of-loss reinsurance transaction in 2024 via Radnor Re 2024-1 Ltd. for policies written from July 2023 to July 2024, completed a $500 million senior unsecured notes offering and a $500 million revolving credit facility, launched EssentFLEX as a new flexible borrower-paid mortgage insurance product, upgraded financial strength ratings to A- from S&P Global Ratings, enhanced pricing integration with PMI Rate Pro for EssentEDGE, and added David Benson and April Galda Joyce to its board of directors.

Company News

Company News APIChatGPT

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    Essent Group Ltd. Schedules Second Quarter Earnings Conference Call for August 7, 2026

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