Essent Group Ltd.

Essent Group Ltd.

ESNT
Essent Group Ltd.US flagNew York Stock Exchange
55.84
USD
-0.35
- -
5.15BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.36
2.85
3.91
5.04
6.18
7.39
8.87
9
9.25
9.5
10.65
12.02
13.01
13.44
Basic EPS, GAAP
4.66
1.05
1.74
2.45
4.07
4.8
5.68
3.89
6.13
7.75
6.56
6.92
6.97
7.09
Free Cash Flow per Basic Share
8.28
1.78
2.45
2.99
3.92
6.38
6
6.84
6.36
5.46
7.15
8.02
8.57
8.46
Dividend per Share
- -
- -
- -
- -
- -
- -
0.3
0.65
0.7
0.86
1
1.12
1.23
1.27
Book Value per Share
-2.19
0.69
2.38
4.81
8.75
13.18
18.51
20.29
24.8
32.6
38.44
44.53
53.12
55.79
Tangible Book Value per Share
51.42
11.38
12.39
14.78
20.79
24.29
30.53
36.41
38.11
41.62
47.35
52.41
57.36
58.07
Basic Weighted Avg Shares
14
84
90
91
93
97
98
106
111
107
106
105
99
97
Sales/Revenue/Turnover
131
239
353
458
577
719
868
955
1,029
1,018
1,131
1,267
1,288
1,300
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
3
4
4
3
4
3
3
3
5
6
5
5
Net Income, GAAP
65
88
157
223
380
467
556
413
682
831
696
729
690
686
Effective Tax Rate (%)
- -
34.89
31.12
28.62
4.72
14.51
15.68
15.72
17.09
15.87
15.38
14.74
16.05
16.46
Profit Margin (%)
49.78
36.96
44.53
48.58
65.87
64.97
64.05
43.24
66.29
81.64
61.57
57.56
53.56
52.79
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
100
249
224
224
- -
- -
- -
- -
494
495
496
Total Equity
722
956
1,119
1,344
1,940
2,366
2,985
3,863
4,236
4,462
5,103
5,604
5,757
5,697
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
655.92
115.3
52.27
39.42
31.27
28.29
17.78
24.37
23.82
17.15
15.67
13.11
12.72
Return on Common Equity (%)
- -
- -
115.3
68.2
60.55
44.5
35.92
20.84
27.77
26.6
18.38
16.62
13.87
13.41

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
495
495
496
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
97
95
93
Market Capitalization
6,440
6,437
5,654

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,181
6,227
6,177
Accounts Receivable, Net
54
45
144
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
185
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.39%
8.38%
2.73%
Free Cash Flow
16.69%
4.34%
0.46%
Net Income, GAAP
19.85%
14.02%
-5.41%
Sales/Revenue/Turnover
14.24%
6.29%
1.66%
Total Cash Common Dividend
- -
12.07%
3.41%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
304
319
323
339
1,267
2025
318
326
319
319
1,288
2026
336
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.72
1.93
1.67
1.6
6.92
2025
1.71
1.95
1.69
1.62
6.97
2026
1.83
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.28
0.28
0.28
0.28
1.12
2025
0.31
0.31
0.31
0.31
1.23
2026
0.35
- -
- -
- -
- -

Company Description

APIChat
CEO
Mark Anthony Casale
Full Time Employees
555
Sector
Financial Services
Industry
Insurance - Specialty
Address
Clarendon House Hamilton United States of America HM 11
IPO Date
Oct 31, 2013
Business
Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company that provides private mortgage insurance, reinsurance, and title insurance and settlement services to participants in the U.S. housing finance industry; through subsidiaries Essent Guaranty, Inc., Essent Reinsurance Ltd., and Essent Title Insurance, Inc., it offers mortgage guaranty insurance for single-family residential loans, specialty reinsurance of U.S. mortgage credit risk including underwriting consulting, and title insurance products distributed via a network of agents with settlement services through affiliated Boston National Title; it also provides contract underwriting and other credit risk management solutions. Founded in 2008 and headquartered in Radnor, Pennsylvania, with its holding company domiciled in Hamilton, Bermuda, the company operates nationwide in the United States, is approved by Fannie Mae and Freddie Mac, and targets mortgage lenders, investors, and borrowers to mitigate credit risk and support homeownership. In recent developments, Essent closed a $363.4 million fully collateralized excess-of-loss reinsurance transaction in 2024 via Radnor Re 2024-1 Ltd. for policies written from July 2023 to July 2024, completed a $500 million senior unsecured notes offering and a $500 million revolving credit facility, launched EssentFLEX as a new flexible borrower-paid mortgage insurance product, upgraded financial strength ratings to A- from S&P Global Ratings, enhanced pricing integration with PMI Rate Pro for EssentEDGE, and added David Benson and April Galda Joyce to its board of directors.

Company News

APIChat
  • Until The Housing Market Improves, Essent Group Looks Like A Value Trap

  • Essent Group Q1 Earnings Call Highlights

  • Essent Group Ltd. (ESNT) Q1 2026 Earnings Call Transcript

  • Essent Group (ESNT) Q1 Earnings and Revenues Surpass Estimates

  • Essent Group Ltd. Announces First Quarter 2026 Results and Declares Quarterly Dividend

  • Essent Group Ltd. Announces First Quarter 2026 Results and Declares Quarterly Dividend

  • Essent Group Ltd. (ESNT) Shareholder/Analyst Call Prepared Remarks Transcript

  • Essent Group (ESNT) Earnings Expected to Grow: Should You Buy?

  • RenaissanceRe (RNR) Beats Q1 Earnings Estimates

  • Cwm LLC Buys 24,139 Shares of Essent Group Ltd. $ESNT

  • Essent Group Ltd. Schedules First Quarter Earnings Conference Call for May 8, 2026

  • Essent Group Ltd. (NYSE:ESNT) Given Consensus Rating of “Hold” by Analysts

  • Contrasting Essent Group (NYSE:ESNT) and American Financial Group (NYSE:AFG)

  • JPMorgan Chase & Co. Lowers Stock Position in Essent Group Ltd. $ESNT

  • Essent Group Ltd. $ESNT Shares Sold by Capital International Investors

  • Essent Group Ltd. $ESNT Shares Sold by Citigroup Inc.

  • Essent Group: Employment Threats Still A Concern

  • Essent Group Ltd. Announces Martin P.

  • Essent Group Ltd. (ESNT) Q4 2025 Earnings Call Transcript

  • Essent Group (ESNT) Q4 Earnings Miss Estimates