Raize-Instituicao De Pagamentos SA
EEURONEXT:MLRZE1.44
EUR
-0.11
(-7.10%)
ISIN
PTRIZ0AM0009
Return %
Stock
S&P 500
1Y
89.47
13.14
3Y
121.54
80.78
5Y
0.00
67.74
Capital Structure
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in mil. unless spec.Working Capital
EUR
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in mil. unless spec.Growth Rates
EUR
•
in mil. unless spec.Quarterly Revenue
EUR
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in mil. unless spec.Quarterly Earnings Per Share
EUR
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in mil. unless spec.Quarterly Dividends Per Share
EUR
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in mil. unless spec.Company Description
- CEO
- Alberto Jorge Silva Amaral
- Full Time Employees
- 12
- Sector
- Commercial services
- Industry
- Miscellaneous commercial services
- Address
- Torre 3 Lisbon LI Portugal 1070-274
- IPO Date
- Jul 18, 2018
- Website
- raize-ip.pt
- Similar Companies
- Business
- Raize - Instituição de Pagamentos, S.A. (MLRZE.LS) operates as a payment institution in Portugal, providing a comprehensive platform for secure fund transfers, payments, receipts, and monitoring. The company offers core services including loan servicing for small and medium-sized enterprises (SMEs), crowdfunding-based financing; payment processing with security and reliability features; bank deposit management; and life and non-life insurance products. Headquartered in Lisbon, Portugal, and founded around 2015, Raize primarily serves Portuguese SMEs and investors through its online platform, connecting lenders directly with businesses seeking medium- to long-term financing alternatives to traditional bank loans; it is authorized and supervised by the Bank of Portugal. Raize focuses on the financial services sector, particularly alternative financing and payments for companies and individuals, with over 100,000 customers including business and institutional investors; its operations emphasize transparency through detailed credit analyses, business plans, and regular investment updates. The platform manages accounts, supports investment opportunities in SME credit via subsidiary Raizecrowd Serviços de Informação e Tecnologia Lda, and handles bank deposits. In recent developments, Raize secured up to €4 million from C2 Capital Partners in July 2025, with €2 million immediately available to bolster equity and support international expansion into Spain, Luxembourg, and Italy under the new European Crowdfunding Regulation; this follows Flexdeal becoming its largest shareholder via a prior share acquisition. The funding aims to enhance technological functionalities, scale operations, and improve SME credit access across Europe, building on 2024 achievements of €29 million in new financing volume despite modest losses. Raize continues to consolidate as a leading Portuguese fintech for collaborative SME lending.