Exchange Bank (Santa Rosa, CA)

Exchange Bank (Santa Rosa, CA)

EXSR
Exchange Bank (Santa Rosa, CA)US flagOther OTC
165.00
USD
+6.72
- -
282.87MMarket Cap
Exchange Bank (Santa Rosa, CA)
EXSR
(Other OTC)

Recent

price

165.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2024
2025
TTM
FRC
50.6
52.17
52.55
50.14
50.65
52.35
40.92
40.84
46.17
49.11
52.01
54.38
61.39
69.46
- -
- -
69.47
Revenue per Share
11.35
12.62
7.82
-10.79
-2.25
5.98
5.74
5.93
8.6
10.25
12.27
12.54
11.38
22.46
- -
- -
22.46
Basic EPS, GAAP
17.39
14.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
5.9
6
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
43.96
50.57
52.32
38.95
35.22
39.92
36.69
43.15
55.72
67.5
78.11
87.81
96.87
115.46
- -
- -
115.48
Book Value per Share
70.14
74.67
78.38
64.59
62.25
66.13
55.96
63.69
79.75
92.53
101.01
110.33
118.54
135.06
- -
- -
135.08
Tangible Book Value per Share
2
2
2
2
2
2
2
2
2
2
2
2
2
2
- -
- -
2
Basic Weighted Avg Shares
87
89
90
86
87
90
87
84
84
85
89
93
105
119
105
117
119
Sales/Revenue/Turnover
35.62
36.39
23.11
-42.06
-12.58
15.56
- -
21.78
28.36
33.32
38.17
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
19
22
13
-19
-4
10
12
12
16
18
21
22
20
39
- -
30
39
Net Income, GAAP
37.02
33.55
35.6
- -
- -
26.54
30.86
33.33
34.32
37.36
38.19
37.98
55.23
28.01
- -
23.06
28.01
Effective Tax Rate (%)
22.43
24.18
14.88
-21.52
-4.45
11.43
14.03
14.52
18.63
20.87
23.59
23.06
18.54
32.34
- -
25.51
32.34
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
59
109
94
151
51
47
41
38
24
22
8
8
- -
- -
- -
40
- -
LT Debt
120
128
134
154
150
157
163
156
155
160
173
189
203
232
- -
347
232
Total Equity
11.25
10.39
5.76
- -
- -
5.06
- -
6.15
8.42
9.81
11.59
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
27.53
26.69
15.2
-23.66
-6.08
15.92
16.65
14.68
16.46
16.21
16.79
15.12
12.32
21.16
- -
- -
21.16
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'18
Sep'18
Dec'18
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
315
320
283

Working Capital

FRC

in mil. unless spec.
Jun'18
Sep'18
Dec'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
910
1,021
1,042
Accounts Receivable, Net
- -
- -
60
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
43
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
49.73%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
-22.18%
Sales/Revenue/Turnover
3.03%
6.16%
12.28%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
27
27
26
105
2025
30
- -
- -
- -
117

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
5.14
3.7
- -
- -
2025
5.11
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
Exchange Bank (Santa Rosa, CA) (EXSR) operates as a full-service community bank offering personal banking, commercial banking, and trust and investment management services primarily in Sonoma County and the North Bay region of California; personal banking products include checking and savings accounts, home loans, personal lines of credit, unsecured personal loans, auto loans, overdraft lines of credit, credit cards, and community rebuild loan programs; commercial banking encompasses business checking and savings accounts, merchant services featuring Clover point-of-sale systems (countertop, handheld, mobile, and Clover Go options), business term loans, lines of credit, construction and commercial real estate loans, small business administration (SBA) loans, and specialized vineyard, winery, and agricultural loans; trust and investment services provide trust administration, investment management, estate settlement, and retirement accounts and plans, complemented by online and mobile banking across all segments. Founded in 1890 and headquartered at 545 Fourth Street in Santa Rosa, California, the bank maintains 17 retail branches in Sonoma County, one retail branch in Roseville, and trust and investment management offices in Santa Rosa, Roseville, Marin County, and Silicon Valley, with total assets approximating $3.3 billion; it functions as a subsidiary of the Frank P. Doyle Trust, which holds a controlling interest and directs dividends toward Doyle Scholarships at Santa Rosa Junior College, exceeding $105 million in funding since 1949. Recent developments include quarterly cash dividend declarations of $1.30 per share in 2024 and 2025, executive appointments such as Britt Cooper as Vice President of Business Banking Manager in May 2024, Evie Crittenden as Vice President of Personal Trust Officer in April 2024, Kevin Bender as Senior Vice President and Chief Banking Officer in February 2024, and Jessica Hidalgo's promotion to Vice President of Regional Sales Manager in February 2024, alongside a partnership with FHLBank San Francisco for local grants and sustained recognition as a top philanthropist and best bank in regional awards.

Company News

APIChatGPT
  • Exchange Bank Announces Common Stock Repurchase Program and Declares Second Quarter Cash Dividend

  • Exchange Bank Announces Promotion of Mindy Smith to Community Relations Officer

  • Exchange Bank Announces First Quarter 2026 Earnings

  • Exchange Bank Announces Promotion of Nick Bongiorno to Assistant Vice President, Marin Branch Manager

  • Exchange Bank Promotes Beth Ryan to Vice President Senior Retail Operations Manager

  • Exchange Bank Declares First Quarter Cash Dividend

  • Exchange Bank Announces Grand Opening of Marin and Petaluma Branches

  • Exchange Bank Announces Fourth Quarter and Year Ending 2025 Earnings

  • Exchange Bank Declares Fourth Quarter Cash Dividend

  • Exchange Bank Announces Third Quarter 2025 Earnings

  • Exchange Bank Welcomes Karen Serpa as Assistant Vice President, Marketing Communications Manager

  • Exchange Bank Welcomes Marbin Morales as Vice President, Branch Manager III

  • Exchange Bank Promotes Ivan Luna to Branch Manager Stony Point Location

  • Exchange Bank Announces the Appointment of Santiago Ramirez as Vice President, Branch Manager III of the Windsor Branch

  • Exchange Bank Welcomes Angelica Nuñez as Vice President, Commercial Relationship Manager

  • Exchange Bank Promotes Stacy McKee to Vice President & Controller

  • Exchange Bank Promotes Jamie Hidalgo to Senior Vice President, Risk Management

  • Exchange Bank Announces Second Quarter 2025 Earnings

  • Exchange Bank Promotes Lisa Ganame to Treasurer

  • Exchange Bank Promotes Ali Spitzer to Senior Vice President and Chief Credit Officer