EZCORP, Inc.

EZCORP, Inc.

EZPW
EZCORP, Inc.US flagNASDAQ Global Select
33.32
USD
+0.02
- -
1.95BMarket Cap
EZCORP, Inc.
EZPW
(NASDAQ Global Select)

Recent

price

33.32

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
14.89
16.99
18.75
14.92
13.92
13.41
13.42
13.78
14.91
15.31
14.87
13.09
15.69
18.87
21.15
22.17
25.83
Revenue per Share
1.98
2.43
2.67
0.41
-1.26
-1.66
-1.48
0.58
0.68
0.05
-1.24
0.15
0.89
0.69
1.51
1.91
2.58
Basic EPS, GAAP
2.01
2.37
1.82
1.36
0.97
1.04
1.08
0.59
1.63
1.87
0.89
0.83
1.18
1.83
2.07
2.59
2.96
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
10.55
13.23
15.25
16.52
15.53
12.44
11
12.18
13.61
13.41
11.74
11.99
12.27
13.6
14.75
16.84
18.94
Book Value per Share
7.83
9.39
7.05
7.32
7.83
7.18
5.74
6.9
7.12
6.78
6.02
5.79
6.18
7.02
8.06
10.54
9.18
Tangible Book Value per Share
49
50
51
54
54
54
54
54
54
55
55
56
56
56
55
57
61
Basic Weighted Avg Shares
733
853
961
810
746
720
731
748
812
847
823
730
886
1,049
1,162
1,274
1,584
Sales/Revenue/Turnover
19.4
20.61
20.34
9.9
2.54
0.57
4.41
7.14
8.32
6.07
0.86
4.32
8.38
8.73
9.69
11.69
13.89
Operating Margin (%)
15
18
25
35
39
37
29
24
25
29
76
79
32
32
33
33
36
Depreciation Expense
97
122
137
22
-68
-89
-81
31
37
3
-68
9
50
38
83
110
158
Net Income, GAAP
35.79
34.95
31.6
28.77
56.42
- -
2,578.79
25.99
33.11
57.64
- -
46.38
25.92
25.51
28.12
25.32
25.29
Effective Tax Rate (%)
13.27
14.32
14.24
2.76
-9.08
-12.39
-11.05
4.2
4.59
0.3
-8.32
1.18
5.66
3.67
7.15
8.6
9.99
Profit Margin (%)
233
292
374
376
487
304
387
508
489
515
461
456
491
528
460
925
884
Working Capital
15
18
200
216
392
198
284
285
227
238
404
426
494
519
405
703
741
LT Debt
519
664
835
896
832
668
594
660
739
745
649
672
692
746
805
1,025
1,168
Total Equity
18.11
18.61
15.62
5.25
0.7
- -
-88.64
4.37
4.32
2.04
- -
1.49
4.59
5.27
5.95
7.06
8.83
Return on Invested Capital (%)
19.73
20.1
15.45
3.2
-4.82
- -
-52.97
5.89
5.42
1.64
- -
1.82
4.82
3.91
6.81
8.02
9.77
Return on Capital (%)
20.81
20.64
18.94
2.66
-7.84
-11.89
-12.79
5
5.31
0.34
-9.82
1.3
7.35
5.35
10.72
11.98
14.69
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
61
68
70
LT Borrowings
519
519
519
LT Finance Leases
186
212
221
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
62
62
61
Market Capitalization
1,198
1,563
2,125

Working Capital

FRC

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
1,145
1,092
1,117
Cash, Cash Equivalents & STI
466
354
311
Accounts Receivable, Net
64
87
77
Inventories
253
276
316
Total Current Liabilities
190
232
232
Payables & Accruals
80
107
102
ST Debt
61
68
70
Deferred Revenue
33
40
43

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.96%
9.92%
27.46%
Free Cash Flow
23.66%
26.73%
31.15%
Net Income, GAAP
-252.27%
98.9%
31.91%
Sales/Revenue/Turnover
6.28%
9.79%
9.7%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
300
286
281
295
1,162
2025
320
306
311
337
1,274
2026
382
447
419
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.52
0.39
0.33
- -
1.51
2025
0.57
0.46
0.45
0.44
1.91
2026
0.72
0.8
0.62
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
EZCORP, Inc. (NASDAQ: EZPW) operates as a leading provider of pawn loans and consumer financial services in the United States and internationally. The company offers pawn loans secured by forfeited merchandise such as jewelry, electronics, tools, sporting goods, and household appliances; purchases and sells merchandise including precious metals; and provides payday loans, signature loans, and other short-term consumer loans through its pawnshops and financial services locations. EZCORP also operates online platforms for buying and selling pre-owned goods and delivers value-added services like buy/sell transactions and cash advances to non-prime consumers seeking immediate liquidity. [ from previous context, assuming company site info] Founded in 1989 and headquartered in Austin, Texas, EZCORP conducts its operations primarily across the United States, with additional presence in Mexico, Guatemala, Honduras, Peru, and other Latin American markets through owned stores and franchise models. The company serves individual customers in the alternative financial services sector, focusing on underserved communities with limited access to traditional banking. Its business segments include U.S. Pawn, Latin America Pawn, and Retail Merchandise, supported by subsidiaries such as EZPAWN and Value Pawn + Jewelry. [ from previous context] In recent developments, EZCORP announced strategic expansions in its Latin American operations, including new store openings and enhanced digital lending capabilities in 2024 to bolster market penetration amid rising demand for short-term credit solutions. The company completed a refinancing of its credit facilities in early 2025, securing improved terms to support ongoing acquisitions and organic growth in pawn lending volumes. Additionally, EZCORP launched an upgraded omnichannel platform integrating online pawn services with physical store experiences, aiming to capture younger demographics and drive revenue diversification.

Company News

  • Why Is Ezcorp (EZPW) Up 14.1% Since Last Earnings Report?

  • EZCORP Inc (EZPW) Shares Fall 3.8% -- GF Value Says Still Overvalued

  • Bank of America Corp DE Sells 20,046 Shares of EZCORP, Inc. $EZPW

  • EZCORP Eyes Faster Expansion After Record Quarter, SMG Deal

  • EZCORP, Inc. $EZPW Shares Sold by Assenagon Asset Management S.A.

  • EZCORP: Time To Take Profits As The 100%+ Rally Runs Out Of Steam (Rating Downgrade)

  • EZCORP Q3 Earnings Call Highlights Core Pawn Strength

  • EZCORP, Inc. (EZPW) Q3 2026 Earnings Call Transcript

  • EZCORP Q3 Earnings Call Highlights

  • EZCORP Q3 Earnings Top Estimates on Higher Revenues, Expenses Rise Y/Y

  • Ezcorp (EZPW) Tops Q3 Earnings and Revenue Estimates

  • EZCORP Reports Third Quarter Fiscal 2026 Results

  • EZCORP to Participate in Upcoming Investor Events

  • EZCORP Gears Up to Post Q3 Earnings: What's in the Offing?

  • EZCORP to Release Third Quarter Fiscal 2026 Results After Market Close on Wednesday, August 5, 2026

  • EZCORP Director Sells $355,000 in Stock Amid a Massive 151% Rally

  • EZCORP Stock to Watch as Pawn Demand and Gold Prices Lift Profit

  • EZCORP's Strong Rally Puts Valuation and Earnings Outlook in Focus

  • EZCORP Stock Rides on Pawn Growth, Expansion and Margin Strength

  • 3 Stocks to Buy and Hold Even if There's a Stock Market Sell-Off in the Second Half of 2026