EZCORP, Inc.

EZCORP, Inc.

EZPW
EZCORP, Inc.US flagNASDAQ Global Select
31.84
USD
+0.78
- -
1.86BMarket Cap
EZCORP, Inc.
EZPW
(NASDAQ Global Select)

Recent

price

31.84

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
14.89
16.99
18.75
14.92
13.92
13.41
13.42
13.78
14.91
15.31
14.87
13.09
15.69
18.87
21.15
22.17
24.31
Revenue per Share
1.98
2.43
2.67
0.41
-1.26
-1.66
-1.48
0.58
0.68
0.05
-1.24
0.15
0.89
0.69
1.51
1.91
2.41
Basic EPS, GAAP
2.01
2.37
1.82
1.36
0.97
1.04
1.08
0.59
1.63
1.87
0.89
0.83
1.18
1.83
2.07
2.59
2.86
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
6.1
8.42
11.06
10.73
9.52
7.69
5.89
6.49
7.11
7.04
5.76
5.87
7.13
7.77
9.24
10.67
11.6
Book Value per Share
7.83
9.39
8.1
7.32
7.83
7.18
5.69
6.87
7.07
6.8
6.02
5.82
6.17
6.93
8
11.17
8.95
Tangible Book Value per Share
49
50
51
54
54
54
54
54
54
55
55
56
56
56
55
57
61
Basic Weighted Avg Shares
733
853
961
810
746
720
731
748
812
847
823
730
886
1,049
1,162
1,274
1,477
Sales/Revenue/Turnover
19.4
20.61
20.34
9.9
2.54
0.57
4.41
7.14
8.32
6.07
0.86
4.32
8.38
8.73
9.69
11.69
13.63
Operating Margin (%)
15
18
25
35
39
37
29
24
25
29
76
79
32
32
33
33
35
Depreciation Expense
97
122
137
22
-68
-89
-81
31
37
3
-68
9
50
38
83
110
147
Net Income, GAAP
35.79
34.95
31.6
28.77
56.42
- -
2,578.79
25.99
33.11
57.64
- -
46.38
25.92
25.51
28.12
25.32
24.81
Effective Tax Rate (%)
13.27
14.32
14.24
2.76
-9.08
-12.39
-11.05
4.2
4.59
0.3
-8.32
1.18
5.66
3.67
7.15
8.6
9.93
Profit Margin (%)
233
292
374
376
487
304
387
508
489
515
461
456
491
528
460
925
860
Working Capital
15
18
200
216
392
198
284
285
227
238
404
426
494
519
405
703
731
LT Debt
519
664
835
896
832
668
594
660
739
745
649
672
692
746
805
1,025
1,142
Total Equity
18.11
18.61
15.62
5.25
0.7
- -
-88.64
4.37
4.32
2.04
- -
1.49
4.59
5.27
5.95
7.06
8.28
Return on Invested Capital (%)
34.84
32.2
20.95
4.21
-6.56
- -
-74.75
8.67
7.93
2.46
- -
2.6
6.56
5.1
8.77
10.34
11.6
Return on Capital (%)
38.64
33.79
27.68
3.89
-12.4
-19.33
-22.03
9.34
10.08
0.65
-19.33
2.67
13.74
9.22
17.69
19.56
23.16
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'26
Mar'26
ST Debt
61
61
68
LT Borrowings
518
519
519
LT Finance Leases
185
186
212
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
61
62
62
Market Capitalization
1,094
1,147
1,541

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'26
Mar'26
Total Current Assets
1,126
1,145
1,092
Cash, Cash Equivalents & STI
470
466
354
Accounts Receivable, Net
64
64
87
Inventories
248
253
276
Total Current Liabilities
201
190
232
Payables & Accruals
91
80
107
ST Debt
61
61
68
Deferred Revenue
34
33
40

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.96%
9.92%
27.46%
Free Cash Flow
23.66%
26.73%
31.15%
Net Income, GAAP
-252.27%
98.9%
31.91%
Sales/Revenue/Turnover
6.28%
9.79%
9.7%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
300
286
281
295
1,162
2025
320
306
311
337
1,274
2026
382
447
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.52
0.39
0.33
- -
1.51
2025
0.57
0.46
0.45
0.44
1.91
2026
0.72
0.8
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
EZCORP, Inc. (NASDAQ: EZPW) operates as a leading provider of pawn loans and consumer financial services in the United States and internationally. The company offers pawn loans secured by forfeited merchandise such as jewelry, electronics, tools, sporting goods, and household appliances; purchases and sells merchandise including precious metals; and provides payday loans, signature loans, and other short-term consumer loans through its pawnshops and financial services locations. EZCORP also operates online platforms for buying and selling pre-owned goods and delivers value-added services like buy/sell transactions and cash advances to non-prime consumers seeking immediate liquidity. [ from previous context, assuming company site info] Founded in 1989 and headquartered in Austin, Texas, EZCORP conducts its operations primarily across the United States, with additional presence in Mexico, Guatemala, Honduras, Peru, and other Latin American markets through owned stores and franchise models. The company serves individual customers in the alternative financial services sector, focusing on underserved communities with limited access to traditional banking. Its business segments include U.S. Pawn, Latin America Pawn, and Retail Merchandise, supported by subsidiaries such as EZPAWN and Value Pawn + Jewelry. [ from previous context] In recent developments, EZCORP announced strategic expansions in its Latin American operations, including new store openings and enhanced digital lending capabilities in 2024 to bolster market penetration amid rising demand for short-term credit solutions. The company completed a refinancing of its credit facilities in early 2025, securing improved terms to support ongoing acquisitions and organic growth in pawn lending volumes. Additionally, EZCORP launched an upgraded omnichannel platform integrating online pawn services with physical store experiences, aiming to capture younger demographics and drive revenue diversification.

Company News

APIChat
  • New Strong Buy Stocks for May 28th

  • All You Need to Know About Ezcorp (EZPW) Rating Upgrade to Strong Buy

  • Pawn Loans Surge 31%, Proving Strength Of EZCORP's Core Business

  • What to Know About This Fund's $9 Million Exit From a Pawn Shop Giant Up Nearly 150% This Past Year

  • EZCORP Inc (EZPW) Stock Down 4.3% but Still Overvalued -- GF Score: 69/100

  • Ezcorp (EZPW) is an Incredible Growth Stock: 3 Reasons Why

  • Are You Looking for a Top Momentum Pick? Why Ezcorp (EZPW) is a Great Choice

  • EZCORP Stock Is Up 130%. One Investor Just Took Millions Off the Table

  • EZCORP, Inc. (EZPW) Q2 2026 Earnings Call Transcript

  • Ezcorp (EZPW) Q2 Earnings and Revenues Beat Estimates

  • EZCORP Reports Second Quarter Fiscal 2026 Results

  • EZCORP to Release Second Quarter Fiscal 2026 Results After Market Close on Wednesday, May 6, 2026

  • Ezcorp's Growth And Earnings Strength Makes It A Good Buy In An Uncertain Economy

  • I Still Rate EZCORP A Strong Buy, But For A Different Reason Now

  • Analysts Set EZCORP, Inc. (NASDAQ:EZPW) Target Price at $28.00

  • JPMorgan Chase & Co. Boosts Stock Position in EZCORP, Inc. $EZPW

  • EZCORP, Inc. (EZPW) Shareholder/Analyst Call Prepared Remarks Transcript

  • EZCORP to Host Annual Meeting of Stockholders on Thursday, March 26, 2026

  • Return Of The Pawn Shop - Ezcorp And The Cascading Credit Cycle

  • How Much Upside is Left in Ezcorp (EZPW)? Wall Street Analysts Think 28.55%