Farmers Bancorp (Frankfort IN)

Farmers Bancorp (Frankfort IN)

FABP
Farmers Bancorp (Frankfort IN)US flagOther OTC
48.50
USD
-0.48
- -
89.05MMarket Cap
Farmers Bancorp (Frankfort IN)
FABP
(Other OTC)

Recent

price

48.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2020
2021
2022
2023
2024
2025
TTM
FRC
13.95
15.68
16.84
18.43
18.27
- -
21.42
Revenue per Share
4.1
5.41
5.74
5.76
2.6
- -
5.06
Basic EPS, GAAP
4.55
6.16
5.91
4.7
3.19
- -
- -
Free Cash Flow per Basic Share
1.12
1.16
1.28
1.36
1.44
- -
- -
Dividend per Share
36.66
40.95
41.87
48.79
49.06
- -
52.46
Book Value per Share
39.27
43.23
31.62
36.41
37.21
- -
41.37
Tangible Book Value per Share
2
2
2
2
2
- -
2
Basic Weighted Avg Shares
29
32
32
33
33
39
39
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
- -
- -
Depreciation Expense
8
11
11
10
5
9
9
Net Income, GAAP
15.53
16.03
16.28
15.89
4.01
14.68
14.66
Effective Tax Rate (%)
29.39
34.51
34.09
31.26
14.23
23.61
23.62
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
Working Capital
11
8
27
111
103
128
128
LT Debt
81
89
61
66
68
76
76
Total Equity
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
13.94
13.38
12.39
5.32
9.99
9.99
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
70
69
73

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
24
30
66
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
0.32%
11.76%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
13.35%
95.57%
Sales/Revenue/Turnover
- -
6.69%
17.88%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8
9
9
8
33
2025
9
10
10
10
39
2026
11
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.8
1.15
1.17
-0.51
2.6
2025
1.13
1.53
1.1
1.3
- -
2026
1.38
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.44
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Farmers Bancorp (Frankfort, Indiana) (OTCPK:FABP) operates as the holding company for The Farmers Bank, a full-service community bank founded in 1876 and headquartered at 9 East Clinton Street in Frankfort, Indiana, that provides a broad range of banking products and services to individuals and businesses in north central Indiana; deposit products including checking, savings, health savings, and individual retirement accounts; lending solutions such as mortgage, home equity, personal, consumer, auto, student, agricultural, Small Business Administration, commercial, commercial real estate, construction, residential, and installment loans, together with home equity lines of credit, personal financial statements, and revolving lines of credit; debit and credit cards; treasury management; trust and estate, investment, and farm management services; asset management; mobile and electronic banking; merchant services; and convenience services comprising eStatements, notification alerts, change order requests, and reorder checks. The bank maintains its main office in Frankfort, a loan production office in Carmel, and additional branches within Clinton County and surrounding areas. In November 2025, Farmers Bancorp entered into a definitive all-stock merger agreement with Richmond Mutual Bancorporation (NASDAQ:RMBI), the holding company of First Bank Richmond, under which Farmers Bancorp will merge with and into Richmond Mutual in a transaction valued at approximately $82 million or $44.71 per Farmers Bancorp share based on an exchange ratio of 3.40 Richmond Mutual shares per Farmers Bancorp share, creating a combined $2.6 billion asset community bank with 24 branches across central and east-central Indiana and western and central Ohio, expected to deliver EPS accretion of about 35% for Richmond Mutual shareholders and 27.5% dividend per share accretion for Farmers Bancorp shareholders upon full cost savings realization while enhancing lending limits, product offerings, technology investments, and trading liquidity.