Farmers Bancorp (Frankfort IN)

FABP

FABPFarmers Bancorp (Frankfort IN) US flag

Other OTC

48.50

USD

-0.48

- -

89.05MMarket Cap

Profitability (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	13.94	13.38	12.39	5.32	9.99
Return on Assets (%)	- -	1.55	1.42	1.24	0.5	0.89
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	34.79	41.1	40.72	37.17	14.83	27.67
Profit Margin (%)	29.39	34.51	34.09	31.26	14.23	23.61
Net Income to Common Margin (%)	29.39	34.51	34.09	31.26	14.23	23.61
Effective Tax Rate (%)	15.53	16.03	16.28	15.89	4.01	14.68
Dvd Payout Ratio (%)	27.31	21.43	22.37	23.59	55.39	- -
Sustainable Growth Rate (%)	- -	10.95	10.39	9.47	2.37	9.99

Credit (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	11	8	27	111	103	128
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	11	8	27	111	103	128
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.14	11.06	10.18	9.86	9.05	8.72
Long-Term Debt/Equity (%)	13.35	8.62	45.14	168.04	152.13	168.46
Long-Term Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Long-Term Debt/Total Assets (%)	1.59	1.01	3.47	12.37	10.45	11.58
Total Debt/Equity (%)	13.35	8.62	45.14	168.04	152.13	168.46
Total Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Total Debt/Total Assets (%)	1.59	1.01	3.47	12.37	10.45	11.58
Net Debt to Equity	-44.49	-68.83	-35.74	-53.93	-68.73	-87.39
Net Debt/Capital (%)	-71.53	-199.4	-25.2	-21.74	-31.93	-42.04
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	-2	-2	-6	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API Chat

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.14	11.06	10.18	9.86	9.05	8.72
Long-Term Debt/Equity (%)	13.35	8.62	45.14	168.04	152.13	168.46
Long-Term Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Long-Term Debt/Total Assets (%)	1.59	1.01	3.47	12.37	10.45	11.58
Total Debt/Equity (%)	13.35	8.62	45.14	168.04	152.13	168.46
Total Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Total Debt/Total Assets (%)	1.59	1.01	3.47	12.37	10.45	11.58
CFO/Total Liabilities	1.63	1.95	1.77	1.24	1.29	- -
CFO/CapEx	24.8	29.37	8.31	5.89	1.97	- -
Altman's Z-Score	0.27	0.28	0.25	0.23	0.2	0.15

Working Capital (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	75	94	89	80	70	- -
- Cash & Cash Equivalents	36	61	22	36	47	66
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	11	8	27	111	103	128
Enterprise Value	50	40	94	156	127	61
Total Capital	86	92	108	200	193	224
Total Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Total Debt / EV	0.22	0.19	0.29	0.71	0.81	2.08
EV/Sales	1.74	1.24	2.92	4.65	3.81	1.57
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	5.12	3.05	7.33	15.13	10.71	- -
EV/Free Cash Flow to Firm	4.93	2.95	6.54	12.93	7.1	- -
Diluted Market Cap	75	94	89	80	70	- -
Diluted Enterprise Value	50	40	94	156	127	61
EV per Share	24.27	19.47	49.22	85.65	69.54	- -
TTM Sales	29	32	32	33	33	39
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	10	13	13	10	12	- -
TTM Free Cash Flow to Firm	10	14	14	12	18	- -

Multiples (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	7.41	6.9	6.15	6.66	3.93	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	50	40	94	156	127	61
Low Price	28	34.65	45.5	44.1	37.75	32.5
EV/Sales	1.74	1.24	2.92	4.65	3.81	1.57
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	8.9	8.41	8.06	7.65	14.81	- -
Price/Earnings Average	9.77	7.37	8.46	7.96	15.72	- -
Price/Earnings High	10.97	8.69	9.41	8.25	17.02	- -
Price/Earnings Low	6.83	6.4	7.93	7.65	14.52	- -
Price/Book Value	1	1.11	1.1	0.9	0.78	- -
Price/Book Value Average	1.09	0.97	1.16	0.94	0.83	- -
Price/Book Value High	1.23	1.15	1.29	0.97	0.9	- -
Price/Book Value Low	0.76	0.85	1.09	0.9	0.77	- -
Price/Tangible Book Value	0.93	1.05	1.46	1.21	1.03	- -
Price/Tangible Book Value Average	1.02	0.92	1.54	1.26	1.1	- -
Price/Tangible Book Value High	1.15	1.09	1.71	1.3	1.19	- -
Price/Tangible Book Value Low	0.71	0.8	1.44	1.21	1.01	- -
Price/Sales	2.62	2.9	2.75	2.39	2.11	- -
Price/Sales Average	2.87	2.54	2.88	2.49	2.24	- -
Price/Sales High	3.22	3	3.21	2.58	2.42	- -
Price/Sales Low	2.01	2.21	2.7	2.39	2.07	- -
Price/Cash Flow	7.71	7.13	6.89	7.79	5.93	- -
Price/Cash Flow Average	8.46	6.25	7.23	8.1	6.3	- -
Price/Cash Flow High	9.5	7.37	8.04	8.39	6.82	- -
Price/Cash Flow Low	5.91	5.43	6.78	7.79	5.81	- -
Price/Free Cash Flow Average	8.13	6.04	6.45	6.93	4.17	- -
Price/Free Cash Flow High	9.13	7.13	7.18	7.17	4.52	- -
Price/Free Cash Flow Low	5.68	5.25	6.05	6.66	3.85	- -
EV/Sales Average	1.99	0.88	3.06	4.74	3.94	1.57
EV/Sales High	2.35	1.34	3.38	4.83	4.12	1.57
EV/Sales Low	1.13	0.55	2.88	4.65	3.77	1.57
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	36.5	45.5	46.25	44.1	38.5	40
High Price	45	47	54	47.51	44.25	40
Enterprise Value Average	57	28	99	159	131	61
Enterprise Value High	67	43	109	162	137	61
Enterprise Value Low	32	18	93	156	125	61

Profitability (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	13.94	13.38	12.39	5.32	9.99
Return on Assets (%)	- -	1.55	1.42	1.24	0.5	0.89
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	34.79	41.1	40.72	37.17	14.83	27.67
Profit Margin (%)	29.39	34.51	34.09	31.26	14.23	23.61
Net Income to Common Margin (%)	29.39	34.51	34.09	31.26	14.23	23.61
Effective Tax Rate (%)	15.53	16.03	16.28	15.89	4.01	14.68
Dvd Payout Ratio (%)	27.31	21.43	22.37	23.59	55.39	- -
Sustainable Growth Rate (%)	- -	10.95	10.39	9.47	2.37	9.99

Credit (USD)

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	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Debt	11	8	27	111	103	128
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	11	8	27	111	103	128
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.14	11.06	10.18	9.86	9.05	8.72
Long-Term Debt/Equity (%)	13.35	8.62	45.14	168.04	152.13	168.46
Long-Term Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Long-Term Debt/Total Assets (%)	1.59	1.01	3.47	12.37	10.45	11.58
Total Debt/Equity (%)	13.35	8.62	45.14	168.04	152.13	168.46
Total Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Total Debt/Total Assets (%)	1.59	1.01	3.47	12.37	10.45	11.58
Net Debt to Equity	-44.49	-68.83	-35.74	-53.93	-68.73	-87.39
Net Debt/Capital (%)	-71.53	-199.4	-25.2	-21.74	-31.93	-42.04
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	-2	-2	-6	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API Chat

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	11.14	11.06	10.18	9.86	9.05	8.72
Long-Term Debt/Equity (%)	13.35	8.62	45.14	168.04	152.13	168.46
Long-Term Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Long-Term Debt/Total Assets (%)	1.59	1.01	3.47	12.37	10.45	11.58
Total Debt/Equity (%)	13.35	8.62	45.14	168.04	152.13	168.46
Total Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Total Debt/Total Assets (%)	1.59	1.01	3.47	12.37	10.45	11.58
CFO/Total Liabilities	1.63	1.95	1.77	1.24	1.29	- -
CFO/CapEx	24.8	29.37	8.31	5.89	1.97	- -
Altman's Z-Score	0.27	0.28	0.25	0.23	0.2	0.15

Working Capital (USD)

API Chat

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API Chat

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Market Capitalization	75	94	89	80	70	- -
- Cash & Cash Equivalents	36	61	22	36	47	66
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	11	8	27	111	103	128
Enterprise Value	50	40	94	156	127	61
Total Capital	86	92	108	200	193	224
Total Debt/Capital (%)	12.51	8.34	25.42	55.64	53.57	57.05
Total Debt / EV	0.22	0.19	0.29	0.71	0.81	2.08
EV/Sales	1.74	1.24	2.92	4.65	3.81	1.57
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	5.12	3.05	7.33	15.13	10.71	- -
EV/Free Cash Flow to Firm	4.93	2.95	6.54	12.93	7.1	- -
Diluted Market Cap	75	94	89	80	70	- -
Diluted Enterprise Value	50	40	94	156	127	61
EV per Share	24.27	19.47	49.22	85.65	69.54	- -
TTM Sales	29	32	32	33	33	39
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	10	13	13	10	12	- -
TTM Free Cash Flow to Firm	10	14	14	12	18	- -

Multiples (USD)

API Chat

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	7.41	6.9	6.15	6.66	3.93	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	50	40	94	156	127	61
Low Price	28	34.65	45.5	44.1	37.75	32.5
EV/Sales	1.74	1.24	2.92	4.65	3.81	1.57
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	8.9	8.41	8.06	7.65	14.81	- -
Price/Earnings Average	9.77	7.37	8.46	7.96	15.72	- -
Price/Earnings High	10.97	8.69	9.41	8.25	17.02	- -
Price/Earnings Low	6.83	6.4	7.93	7.65	14.52	- -
Price/Book Value	1	1.11	1.1	0.9	0.78	- -
Price/Book Value Average	1.09	0.97	1.16	0.94	0.83	- -
Price/Book Value High	1.23	1.15	1.29	0.97	0.9	- -
Price/Book Value Low	0.76	0.85	1.09	0.9	0.77	- -
Price/Tangible Book Value	0.93	1.05	1.46	1.21	1.03	- -
Price/Tangible Book Value Average	1.02	0.92	1.54	1.26	1.1	- -
Price/Tangible Book Value High	1.15	1.09	1.71	1.3	1.19	- -
Price/Tangible Book Value Low	0.71	0.8	1.44	1.21	1.01	- -
Price/Sales	2.62	2.9	2.75	2.39	2.11	- -
Price/Sales Average	2.87	2.54	2.88	2.49	2.24	- -
Price/Sales High	3.22	3	3.21	2.58	2.42	- -
Price/Sales Low	2.01	2.21	2.7	2.39	2.07	- -
Price/Cash Flow	7.71	7.13	6.89	7.79	5.93	- -
Price/Cash Flow Average	8.46	6.25	7.23	8.1	6.3	- -
Price/Cash Flow High	9.5	7.37	8.04	8.39	6.82	- -
Price/Cash Flow Low	5.91	5.43	6.78	7.79	5.81	- -
Price/Free Cash Flow Average	8.13	6.04	6.45	6.93	4.17	- -
Price/Free Cash Flow High	9.13	7.13	7.18	7.17	4.52	- -
Price/Free Cash Flow Low	5.68	5.25	6.05	6.66	3.85	- -
EV/Sales Average	1.99	0.88	3.06	4.74	3.94	1.57
EV/Sales High	2.35	1.34	3.38	4.83	4.12	1.57
EV/Sales Low	1.13	0.55	2.88	4.65	3.77	1.57
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	36.5	45.5	46.25	44.1	38.5	40
High Price	45	47	54	47.51	44.25	40
Enterprise Value Average	57	28	99	159	131	61
Enterprise Value High	67	43	109	162	137	61
Enterprise Value Low	32	18	93	156	125	61

	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Shares Outstanding	- -	- -	2	2	- -	2
Diluted Weighted Avg Shares	2	2	2	2	2	- -
Basic Weighted Avg Shares	2	2	2	2	2	- -
Revenue per Share	13.95	15.68	16.84	18.43	18.27	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	4.1	5.41	5.74	5.76	2.6	- -
Basic EPS from Cont Ops	4.1	5.41	5.74	5.76	2.6	- -
Diluted EPS, GAAP	4.1	5.41	5.74	5.76	2.6	- -
Diluted EPS from Cont Ops	4.1	5.41	5.74	5.76	2.6	- -
Dividend per Share	1.12	1.16	1.28	1.36	1.44	- -
Cash Flow per Share	4.74	6.38	6.71	5.66	6.49	- -
Free Cash Flow per Basic Share	4.55	6.16	5.91	4.7	3.19	- -
Cash & Equivalents per Share	17.47	29.76	11.3	19.63	25.57	- -
Book Value per Share	36.66	40.95	41.87	48.79	49.06	- -
Tangible Book Value per Share	39.27	43.23	31.62	36.41	37.21	- -

Farmers Bancorp (Frankfort IN)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)