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    Banks - Regional
First International Bank of Israel Ltd

First International Bank of Israel Ltd

FBKIF
First International Bank of Israel LtdUS flagOther OTC
50.00
USD
- -
- -
5.01BMarket Cap
First International Bank of Israel Ltd
FBKIF
(Other OTC)

Recent

price

50.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
35.04
34.43
36.85
37.09
35.99
34.08
35.11
35.88
39.3
39.94
39.92
43.79
52.4
64.4
65.37
66.17
65.94
Revenue per Share
4.37
4.78
5.61
5.36
4.54
4.45
5.19
6.76
7.31
8.62
7.48
14
16.62
21.65
23.63
22.53
22.02
Basic EPS, GAAP
-54.54
-12.21
29.89
46.63
49.33
55.29
9.04
6.46
27.06
6.2
4.63
-12.69
32.48
11.42
12.3
4.68
3.47
Free Cash Flow per Basic Share
7.97
- -
- -
1.99
2.84
1.3
1.99
3.09
3.54
4.09
1.25
5.43
9.42
7.95
9.86
11.91
14.74
Dividend per Share
54.72
55.67
61.42
64.14
65.29
68.42
71.61
78.5
82.25
86.7
92.93
101.5
108.26
121.86
135.63
146.28
145.8
Book Value per Share
54.78
53.27
61.53
65.96
66.86
73.67
76.66
81.22
81.47
86.47
92.33
101.04
106.83
122.77
136.76
147.46
146.3
Tangible Book Value per Share
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
Basic Weighted Avg Shares
3,516
3,454
3,697
3,721
3,611
3,419
3,523
3,600
3,943
4,007
4,005
4,393
5,257
6,461
6,559
6,639
6,618
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
268
108
244
241
237
220
209
172
166
161
167
171
178
186
230
210
214
Depreciation Expense
438
480
563
538
455
446
521
678
733
865
750
1,405
1,667
2,172
2,371
2,260
2,210
Net Income, GAAP
43.58
32.73
37.1
40.94
42.76
42.56
44.92
34.96
35.85
35.94
32.65
34.44
34.86
33.65
36.54
37.33
37.73
Effective Tax Rate (%)
12.46
13.9
15.23
14.46
12.6
13.04
14.79
18.83
18.59
21.59
18.73
31.98
31.71
33.62
36.15
34.04
33.39
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
4,837
5,010
5,620
5,702
4,903
5,862
5,801
5,249
4,989
3,674
4,783
3,705
5,127
5,134
4,817
7,095
9,623
LT Debt
6,159
5,995
6,772
7,025
7,043
7,663
7,934
8,384
8,413
8,924
9,535
10,437
11,035
12,646
14,084
15,199
15,071
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.75
8.67
9.59
8.54
7.01
6.65
7.42
9
9.09
10.21
8.32
14.4
15.84
18.81
18.36
15.98
15.49
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
100
100
100
Market Capitalization
16,627
15,987
15,791

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
81,921
83,776
70,439
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.16%
9.82%
7.92%
Free Cash Flow
-74.44%
-169.77%
-61.91%
Net Income, GAAP
20.05%
28.15%
-4.68%
Sales/Revenue/Turnover
7.13%
11%
1.22%
Total Cash Common Dividend
50.79%
87.72%
20.83%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,581
1,639
1,817
1,522
6,559
2025
1,668
1,841
1,828
1,301
6,639
2026
1,648
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5.67
6.07
6.18
- -
23.63
2025
5.28
6.35
5.79
- -
22.53
2026
4.78
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.68
2.27
2.43
- -
9.86
2025
2.27
2.11
3.18
- -
11.91
2026
5.1
- -
- -
- -
- -
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Business
First International Bank of Israel Ltd. (FIBI) operates as a universal bank in Israel, providing a comprehensive range of retail, corporate, private, and capital market banking services to individuals, households, small businesses, mid-sized firms, large corporations, and high-net-worth clients; core offerings include deposits and savings products, structured deposits, credit cards, mortgages, foreign exchange, portfolio management, structured financing, mobile and online banking, and premium private banking services. The bank maintains a primary focus on corporate banking for large clients alongside consumer-oriented segments, with operations centered in Israel and historic international branches in London and Zurich that have been divested. Founded in 1972 and headquartered at 42 Rothschild Boulevard in Tel Aviv, Israel, FIBI trades on the Tel Aviv Stock Exchange under the ticker FIBI.TA as part of the TA-35 Index, with subsidiaries including Bank Massad (51% owned, serving teachers), Bank Otsar Ha-Hayal (fully merged in 2019 following a 2006 acquisition), U-Bank Israel for private banking, and Poaley Agudat Israel Bank for the Orthodox community. In recent developments, the bank reported a 9% net profit increase for 2024 driven by 10% loan growth and elevated interest rates, alongside a third-quarter 2025 net income of NIS 581 million with a 16.9% return on equity; it completed the full integration of Bank Otsar Ha-Hayal in 2019 to expand into mortgages and industrial finance, divested its UK division to Tungsten Corporation in 2015, and joined the Factors Chain International as an associate member to enhance trade finance capabilities.

Company News

APIChat

  • prnewswire.com

    First International Bank of Israel Reports Financial Results for the First Quarter of 2026

  • prnewswire.com

    First International Bank of Israel Reports Financial Results for the Fourth Quarter of 2025 and full year of 2025

  • prnewswire.com

    First International Bank of Israel Reports Financial Results for the Third Quarter of 2025

  • prnewswire.com

    First International Bank of Israel Reports Financial Results for the Second Quarter of 2025

  • prnewswire.com

    First International Bank of Israel Reports Financial Results for the First Quarter of 2025

  • prnewswire.com

    First International Bank of Israel Reports Financial Results for the Fourth Quarter and Full Year of 2024

  • prnewswire.com

    First International Bank of Israel Reports Financial Results for the Third Quarter of 2024