1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
First Bancorp

First Bancorp

FBNC
First BancorpUS flagNASDAQ Global Select
63.93
USD
+0.13
- -
2.65BMarket Cap
First Bancorp
FBNC
(NASDAQ Global Select)

Recent

price

63.93

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
8.96
9.23
9.45
8.48
8.06
7.44
7.97
8.47
8.99
9.28
10.46
8.85
10.97
9.71
8.35
9.27
9.67
Revenue per Share
0.4
0.62
-1.54
1.01
1.22
1.34
1.37
1.82
3.02
3.11
2.85
2.68
4.12
2.53
1.85
2.68
2.93
Basic EPS, GAAP
2.78
1.81
1.92
3.33
2.19
1.61
1.63
0.88
1.21
1.61
1.61
3.73
6.31
3.09
4.18
4.8
4.97
Free Cash Flow per Basic Share
0.51
0.49
0.5
0.38
0.36
0.36
0.33
0.3
0.38
0.46
0.73
0.62
0.86
0.85
0.88
0.9
0.91
Dividend per Share
10.94
17.22
16.77
15.21
16.12
17.12
18.69
27.65
26.25
28.62
30.76
35.24
38.47
40.88
41.94
43.53
44.33
Book Value per Share
12.48
12.57
12.71
11.81
12.64
13.54
14.46
17.27
17.21
20.3
22.35
23.81
18.34
21.02
22.91
27.95
28.71
Tangible Book Value per Share
17
17
17
20
20
20
20
25
30
30
29
36
36
41
41
41
41
Basic Weighted Avg Shares
150
156
161
167
159
147
159
213
266
275
299
315
392
399
344
384
400
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
5
5
5
5
5
5
6
10
13
14
14
14
15
19
18
15
14
Depreciation Expense
10
14
-23
21
25
27
28
46
89
92
81
96
147
104
76
111
121
Net Income, GAAP
33.2
35.08
- -
36.85
35.13
34.32
34.71
32.13
21.32
20.84
21
20.51
20.67
21.09
22.32
20.4
20.05
Effective Tax Rate (%)
6.65
8.77
-14.55
12.41
15.74
18.37
17.28
21.54
33.59
33.5
27.26
30.33
37.53
26.1
22.17
28.92
30.29
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
197
134
46
46
116
186
271
351
350
264
23
20
238
304
15
-3
-3
LT Debt
345
345
356
372
388
342
368
693
764
852
893
1,231
1,032
1,372
1,446
1,654
1,683
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.68
4.39
-9.1
6.77
7.82
8.06
7.68
8.59
12.12
11.34
9.44
8.96
11.18
6.82
4.47
6.29
6.76
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
15
-3
-3
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
41
41
41
Market Capitalization
2,165
2,103
2,333

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,114
462
2,895
Accounts Receivable, Net
36
39
37
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
4
4
4
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.68%
14.87%
14.43%
Free Cash Flow
32.74%
53.23%
15.55%
Net Income, GAAP
21.55%
12.16%
45.7%
Sales/Revenue/Turnover
10.84%
5.88%
11.69%
Total Cash Common Dividend
20.45%
12.93%
2.86%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
91
94
95
64
344
2025
105
109
88
82
384
2026
121
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.61
0.7
0.45
0.09
1.85
2025
0.88
0.93
0.49
0.38
2.68
2026
1.13
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.22
0.22
0.22
0.23
0.88
2025
0.22
0.22
0.23
0.23
0.9
2026
0.23
- -
- -
- -
- -
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Business
First Bancorp (NASDAQ: FBNC) operates as the holding company for First Bank, a North Carolina-chartered commercial bank that provides a range of banking products and services to individuals, businesses, and municipalities primarily in the southeastern United States. First Bank offers deposit products including checking, savings, and money market accounts; time deposits; and individual retirement accounts, as well as non-interest-bearing demand deposits and NOW accounts. The bank provides loan products such as commercial real estate loans secured by nonresidential and residential properties; commercial and industrial loans for working capital, equipment purchases, and other needs; construction and land development loans; single-family residential loans including first lien mortgages and second mortgages; small business administration loans; and consumer loans comprising new and used automobile financing, loans on certificates of deposit, and mortgages on one-to-four family residences and homes. Additionally, it offers credit cards, letters of credit, safe deposit box services, and treasury management services including wire transfers, cash management, and ACH services; debit cards; remote deposit capture and internet banking services; mobile banking; and overdraft protection plans. First Bancorp maintains operations across North Carolina, South Carolina, and Virginia, with headquarters in Southern Pines, North Carolina, where it traces its founding to 1935 through its banking subsidiary. In recent developments, First Bank announced the acquisition of Carolina Bank in 2024, expanding its branch network and deposit base in the Triad region of North Carolina; entered a strategic alliance with fintech provider Jack Henry & Associates in early 2025 to enhance its digital banking platform; and launched a new suite of small business lending products tailored for regional entrepreneurs amid economic recovery efforts.

Company News

APIChatGPT

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    First BanCorp: Strong Will For Growth In A Distressed Economy

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    First Bancorp Announces Cash Dividend

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    First Bancorp (FBNC) Upgraded to Buy: What Does It Mean for the Stock?

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    FIRST BANK APPOINTS ANDY SCOTT AS TRIANGLE REGIONAL EXECUTIVE

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    FIRST BANCORP ANNOUNCES APPOINTMENT OF TWO NEW DIRECTORS

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    First Bancorp (FBNC) Beats Q1 Earnings Estimates

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    First Bancorp Reports First Quarter Results

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    FIRST BANK APPOINTS WILL AIKEN TO LEAD SPECIALTY BUSINESSES

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    First Bancorp (NASDAQ:FBNC) Share Price Passes Above Two Hundred Day Moving Average – Should You Sell?

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    First BanCorp. Isn't Prime For A Downgrade Yet

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    Regional Bank Stock Up 33% as $3.7 Million Exit Tells a Different Story

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    FIRST BANK RANKED #14 AMONG US PUBLIC BANKS BY S&P GLOBAL MARKET INTELLIGENCE

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    First Bancorp Announces Cash Dividend

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    Citigroup Inc. Trims Position in First Bancorp $FBNC

  • seekingalpha.com

    The First Bancorp Is Finally Deserving Of Some Love (Upgrade)

  • defenseworld.net

    First Bancorp (NASDAQ:FBNC) Stock Price Passes Above Two Hundred Day Moving Average – Time to Sell?