1. United States of America Stocks

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    Banks - Regional
First Bancorp

First Bancorp

FBNC
First BancorpUS flagNASDAQ Global Select
65.04
USD
+0.70
- -
2.69BMarket Cap
First Bancorp
FBNC
(NASDAQ Global Select)

Recent

price

65.04

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
8.96
9.23
9.45
8.48
8.06
7.44
7.97
8.47
8.99
9.28
10.46
8.85
10.97
9.71
8.35
9.32
10.1
Revenue per Share
0.4
0.62
-1.54
1.01
1.22
1.34
1.37
1.82
3.02
3.11
2.85
2.68
4.12
2.53
1.85
2.7
3.23
Basic EPS, GAAP
2.78
1.81
1.92
3.33
2.19
1.61
1.63
0.88
1.21
1.61
1.61
3.73
6.31
3.09
4.18
4.83
5.5
Free Cash Flow per Basic Share
0.51
0.49
0.5
0.38
0.36
0.36
0.33
0.3
0.38
0.46
0.73
0.62
0.86
0.85
0.88
0.91
0.93
Dividend per Share
16.64
16.66
14.51
15.3
16.08
16.96
17.66
23.38
25.71
28.8
31.26
34.54
28.89
33.38
34.96
39.89
41.49
Book Value per Share
12.45
12.53
11
11.81
12.63
13.56
13.85
14.69
17.12
20.3
22.35
23.81
18.34
21.02
22.83
27.93
29.56
Tangible Book Value per Share
17
17
17
20
20
20
20
25
30
30
29
36
36
41
41
41
41
Basic Weighted Avg Shares
150
156
161
167
159
147
159
213
266
275
299
315
392
399
344
384
417
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
5
5
5
5
5
5
6
10
13
14
14
14
15
19
18
15
14
Depreciation Expense
10
14
-23
21
25
27
28
46
89
92
81
96
147
104
76
111
133
Net Income, GAAP
33.2
35.08
- -
36.85
35.13
34.32
34.71
32.13
21.32
20.84
21
20.51
20.67
21.09
22.32
20.4
19.37
Effective Tax Rate (%)
6.65
8.77
-14.55
12.41
15.74
18.37
17.28
21.54
33.59
33.5
27.26
30.33
37.53
26.1
22.17
28.92
31.98
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
197
134
46
46
116
186
271
351
350
264
23
20
238
304
15
-3
-3
LT Debt
345
345
356
372
388
342
368
693
764
852
893
1,231
1,032
1,372
1,446
1,654
1,716
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.42
3.71
-9.25
6.75
7.81
8.11
7.78
8.67
12.25
11.39
9.33
9.01
12.99
8.66
5.41
7.16
8.14
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
-3
-3
-3
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
41
41
41
Market Capitalization
2,106
2,331
2,645

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
462
2,895
2,305
Accounts Receivable, Net
39
37
38
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
4
4
4
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.68%
14.87%
14.43%
Free Cash Flow
32.74%
53.23%
15.55%
Net Income, GAAP
21.55%
12.16%
45.7%
Sales/Revenue/Turnover
10.84%
5.88%
11.69%
Total Cash Common Dividend
20.45%
12.93%
2.86%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
91
94
95
64
344
2025
105
109
88
82
384
2026
121
126
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.61
0.7
0.45
0.09
1.85
2025
0.89
0.94
0.49
0.38
2.7
2026
1.13
1.23
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.22
0.22
0.22
0.23
0.88
2025
0.22
0.22
0.23
0.23
0.91
2026
0.23
0.24
- -
- -
- -
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Business
First Bancorp (NASDAQ: FBNC) operates as the holding company for First Bank, a North Carolina-chartered commercial bank that provides a range of banking products and services to individuals, businesses, and municipalities primarily in the southeastern United States. First Bank offers deposit products including checking, savings, and money market accounts; time deposits; and individual retirement accounts, as well as non-interest-bearing demand deposits and NOW accounts. The bank provides loan products such as commercial real estate loans secured by nonresidential and residential properties; commercial and industrial loans for working capital, equipment purchases, and other needs; construction and land development loans; single-family residential loans including first lien mortgages and second mortgages; small business administration loans; and consumer loans comprising new and used automobile financing, loans on certificates of deposit, and mortgages on one-to-four family residences and homes. Additionally, it offers credit cards, letters of credit, safe deposit box services, and treasury management services including wire transfers, cash management, and ACH services; debit cards; remote deposit capture and internet banking services; mobile banking; and overdraft protection plans. First Bancorp maintains operations across North Carolina, South Carolina, and Virginia, with headquarters in Southern Pines, North Carolina, where it traces its founding to 1935 through its banking subsidiary. In recent developments, First Bank announced the acquisition of Carolina Bank in 2024, expanding its branch network and deposit base in the Triad region of North Carolina; entered a strategic alliance with fintech provider Jack Henry & Associates in early 2025 to enhance its digital banking platform; and launched a new suite of small business lending products tailored for regional entrepreneurs amid economic recovery efforts.

Company News

Company News APIChatGPT

  • defenseworld.net

    BlackRock Inc. Invests $16.49 Million in First Bancorp $FBNC

  • defenseworld.net

    Connor Clark & Lunn Investment Management Ltd. Takes $1.09 Million Position in First Bancorp $FBNC

  • defenseworld.net

    Bank of New York Mellon Corp Purchases Shares of 1,728,218 First Bancorp $FBNC

  • defenseworld.net

    Ancora Advisors LLC Makes New $1.88 Million Investment in First Bancorp $FBNC

  • defenseworld.net

    Great Lakes Advisors LLC Purchases Shares of 18,295 First Bancorp $FBNC

  • defenseworld.net

    Fifth Third Bancorp Purchases 9,066 Shares of First Bancorp $FBNC

  • zacks.com

    First Bancorp (FBNC) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

  • zacks.com

    First Bancorp (FBNC) Q2 Earnings and Revenues Beat Estimates

  • prnewswire.com

    First Bancorp Reports Second Quarter Results

  • zacks.com

    Is the Options Market Predicting a Spike in First Bancorp Stock?

  • prnewswire.com

    FIRST BANCORP ANNOUNCES ACQUISITION OF FIRST CAROLINA BANCSHARES CORPORATION TO EXPAND ITS SOUTH CAROLINA PRESENCE

  • seekingalpha.com

    First BanCorp: Strong Will For Growth In A Distressed Economy

  • prnewswire.com

    First Bancorp Announces Cash Dividend

  • gurufocus.com

    Is First Bancorp (FBNC) Overvalued After 3.7% Rally? GF Value Says Overvalued

  • zacks.com

    First Bancorp (FBNC) Upgraded to Buy: What Does It Mean for the Stock?

  • prnewswire.com

    FIRST BANK APPOINTS ANDY SCOTT AS TRIANGLE REGIONAL EXECUTIVE

  • prnewswire.com

    FIRST BANCORP ANNOUNCES APPOINTMENT OF TWO NEW DIRECTORS

  • zacks.com

    First Bancorp (FBNC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • zacks.com

    First Bancorp (FBNC) Beats Q1 Earnings Estimates

  • prnewswire.com

    First Bancorp Reports First Quarter Results