First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

FCNCA
First Citizens BancShares, Inc.US flagNASDAQ Global Select
1,955.08
USD
-41.35
- -
22.65BMarket Cap
First Citizens BancShares, Inc.
FCNCA
(NASDAQ Global Select)

Recent

price

2,023.07

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
100.09
114.19
108.05
104.75
97.39
105.02
107.99
117.31
130.04
152.38
180.97
187.24
291.4
602.56
662.4
711.56
731
Revenue per Share
18.5
18.8
12.92
17.35
13.56
17.52
18.77
26.96
33.53
41.05
47.53
53.89
67.47
785.18
189.38
165.28
173.82
Basic EPS, GAAP
2.25
24.94
10.97
27.55
9.74
11.93
12.38
22.52
26.25
41.03
24.16
-39.83
120.08
84.8
101.31
104.67
109.02
Free Cash Flow per Basic Share
1.2
1.2
1.5
0.9
1.13
1.5
1.2
1.2
1.41
1.63
2.98
4.28
5.34
8.05
11.02
12.38
13.5
Dividend per Share
155.8
171.92
175.93
203.03
203.65
189.64
207.21
232.92
270.57
329.31
385.52
447.01
348.12
1,153.44
1,350.94
1,598.16
1,616.29
Book Value per Share
155.29
168.79
171.59
204.55
238.83
219.92
231.78
258.97
266.39
284.4
346.86
408.5
532.45
1,355.39
1,445.07
1,560.47
1,566.03
Tangible Book Value per Share
10
10
10
10
10
12
12
12
12
11
10
10
16
15
14
13
13
Basic Weighted Avg Shares
1,044
1,185
1,107
1,008
996
1,261
1,297
1,409
1,552
1,698
1,820
1,838
4,526
8,754
9,500
9,252
9,206
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
63
65
72
73
82
111
111
114
120
128
133
143
533
-57
130
405
492
Depreciation Expense
193
195
132
167
139
210
225
324
400
457
492
547
1,098
11,466
2,777
2,206
2,257
Net Income, GAAP
36.41
37.11
32.84
37.84
31.94
36.71
35.77
40.45
20.51
22.75
20.39
21.97
19.38
5.06
22.69
25.75
25.39
Effective Tax Rate (%)
18.48
16.46
11.96
16.56
13.92
16.68
17.39
22.98
25.79
26.94
27.03
29.76
24.26
130.98
29.23
23.84
24.52
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
810
688
445
511
551
704
833
885
348
884
1,248
1,259
4,811
37,565
37,041
36,113
34,109
LT Debt
1,733
1,861
1,864
2,071
2,688
2,872
3,012
3,334
3,489
3,586
4,229
4,738
9,662
21,255
22,228
22,238
22,048
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.59
11.44
7.38
8.89
6.87
9.65
9.46
12.25
13.28
13.26
12.67
12.8
21.4
102.93
15.03
10.7
10.9
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
38,185
35,712
33,719
LT Finance Leases
408
401
390
Preferred Equity and Hybrid Capital
881
1,375
1,765
Shares Outstanding
13
12
12
Market Capitalization
23,970
27,914
23,735

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
38,900
52,392
57,583
Accounts Receivable, Net
945
912
955
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
105
3,959
3,934
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
28.15%
48.11%
0.04%
Free Cash Flow
-75.97%
-172.04%
-6.33%
Net Income, GAAP
105.61%
191.97%
-20.56%
Sales/Revenue/Turnover
28.48%
49.31%
-2.61%
Total Cash Common Dividend
- -
47.54%
7.22%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,436
2,398
2,441
2,167
9,500
2025
2,293
2,302
2,430
2,164
9,252
2026
2,310
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
49.27
47.54
43.41
49.18
189.38
2025
34.47
42.38
43.12
45.78
165.28
2026
42.6
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.68
2.68
2.64
3.02
11.02
2025
3.09
3.02
3.04
3.24
12.38
2026
4.28
- -
- -
- -
- -
Business
First Citizens BancShares, Inc. functions as the holding entity for First-Citizens Bank & Trust Company, a prominent financial institution delivering extensive retail and commercial banking solutions to individuals, enterprises, and specialized professionals. The company's deposit offerings encompass a variety of checking, savings, money market, and certificate accounts. Its lending portfolio spans a wide range, including commercial construction and property development, commercial mortgage, commercial and industrial financing, equipment lease financing, and various consumer credit options such as residential mortgages, revolving lines of credit, and vehicle loans. Beyond traditional banking, First Citizens provides treasury management products, cardholder and merchant processing services, and comprehensive wealth management. This includes investment products like annuities and third-party mutual funds, along with tailored investment management and advisory services. Further specialized services comprise defined benefit and contribution plans, insurance, private banking, trust, fiduciary, philanthropic guidance, and unique asset management. Operating as a top 20 U.S. financial institution with assets exceeding $200 billion, First Citizens BancShares conducts its operations across several key segments: the General Bank, serving everyday banking needs; the Commercial Bank, focused on small and middle-market businesses; SVB Commercial, catering to the innovation economy following its strategic acquisition in 2023; and a dedicated Rail segment, providing equipment leasing and financing for the railway industry. This broad array of products and services is accessible through its expansive branch network, supplemented by robust digital banking, telephone banking, and ATM services. Established in 1898, First Citizens BancShares, Inc. maintains its corporate headquarters in Raleigh, North Carolina, and has significantly expanded its presence to over 500 branches and offices across 30 states. The company debuted on the Fortune 500 list in 2024 and was recognized as a top-performing large bank.

Company News

APIChat
  • Silicon Valley Bank Expands Life Science & Healthcare Team

  • First Citizens: Credit Trends Cap Upside

  • Evergreen Capital Management LLC Takes Position in First Citizens BancShares, Inc. $FCNCA

  • Head to Head Review: First Citizens BancShares (NASDAQ:FCNCA) and Community Trust Bancorp (NASDAQ:CTBI)

  • Compared to Estimates, First Citizens (FCNCA) Q1 Earnings: A Look at Key Metrics

  • First Citizens Plans to Retire Silicon Valley Bank Name

  • First Citizens BancShares (FCNCA) Q1 Earnings Surpass Estimates

  • First Citizens BancShares Reports First Quarter 2026 Earnings

  • First Citizens Bank to Expand Commercial Solutions and Align Brand Names in Q4 2026

  • First Citizens BancShares Declares Dividends

  • Cortland Associates Inc. MO Lowers Holdings in First Citizens BancShares, Inc. $FCNCA

  • Unveiling First Citizens (FCNCA) Q1 Outlook: Wall Street Estimates for Key Metrics

  • First Citizens Appoints New Executive Vice President for its South Region

  • First Citizens BancShares (FCNCA) Reports Next Week: Wall Street Expects Earnings Growth

  • Why First Citizens (FCNCA) Could Beat Earnings Estimates Again

  • First Citizens Appoints Chris Stringer to Lead the Dallas Market

  • Critical Review: Security Federal (OTCMKTS:SFDL) versus First Citizens BancShares (NASDAQ:FCNCA)

  • Here Are Wednesday’s Top Wall Street Analyst Research Calls: Boeing, Datadog, Disney, Formula One Group, Nike, Rivian, Rocket Lab, ServiceNow, and More

  • First Citizens BancShares, Inc. Announces Date of First Quarter 2026 Earnings Call

  • Allspring Global Investments Holdings LLC Has $164.25 Million Stock Position in First Citizens BancShares, Inc. $FCNCA