Foresight Financial Group, Inc.

Foresight Financial Group, Inc.

FGFH
Foresight Financial Group, Inc.US flagOther OTC
50.62
USD
- -
- -
182.95MMarket Cap
Foresight Financial Group, Inc.
FGFH
(Other OTC)

Recent

price

50.62

P/E

ratio

- -

div

yld

- -

ROIC.AI

2004
2005
2006
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.97
6.25
6.55
11.79
12.37
12.42
13.16
13.84
15.17
15.94
16.01
16.13
16.24
Revenue per Share
1.6
1.59
1.66
2.53
3.09
2.98
2.76
3.11
3.82
4.08
3.61
2.18
2.67
Basic EPS, GAAP
1.23
1.48
1.64
2.27
4.07
4.41
4.77
4.97
5.19
4.66
3.24
4.13
- -
Free Cash Flow per Basic Share
0.1
0.2
0.22
0.26
0.3
0.33
0.36
0.42
0.54
0.64
0.72
0.8
- -
Dividend per Share
10.65
12.07
13.59
31.4
33.98
36.43
38.59
41.99
46.45
49.32
53
53
52.22
Book Value per Share
12.47
13.3
14.7
31.42
33.52
37.6
40.89
41.8
34.78
38.58
42.89
46.46
44.36
Tangible Book Value per Share
4
4
4
4
4
4
4
4
4
4
4
4
4
Basic Weighted Avg Shares
22
23
24
43
46
46
49
51
54
57
56
58
59
Sales/Revenue/Turnover
38.12
35.55
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
2
1
1
- -
Depreciation Expense
6
6
6
9
11
11
10
11
14
15
13
8
10
Net Income, GAAP
29.42
28.46
28.44
36.23
18.67
22.41
21.19
22.14
23.05
23.92
21.99
22.42
19.28
Effective Tax Rate (%)
26.9
25.43
25.35
21.45
24.97
23.97
20.99
22.45
25.2
25.6
22.54
13.53
16.42
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
26
34
33
38
33
15
35
17
7
26
41
53
40
LT Debt
47
50
54
117
125
141
154
155
127
141
153
170
160
Total Equity
- -
7.61
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
13.98
12.9
11.19
9.48
8.48
7.38
7.65
8.53
8.52
7
4.17
10.21
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
41
38
40
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
116
114
111

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
437
449
404
Accounts Receivable, Net
11
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.71%
2.69%
10.99%
Free Cash Flow
13.8%
-1.35%
30.92%
Net Income, GAAP
5.35%
-2.75%
-37.87%
Sales/Revenue/Turnover
11.24%
3.5%
3.49%
Total Cash Common Dividend
14.59%
16.63%
14.2%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14
14
14
14
56
2025
14
16
16
- -
58
2026
16
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1
0.95
- -
0.69
3.61
2025
0.2
0.83
0.71
- -
2.18
2026
1.08
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.72
2025
- -
- -
- -
- -
0.8
2026
- -
- -
- -
- -
- -
Business
Foresight Financial Group, Inc. operates as a financial holding company, delivering a broad array of banking services to individuals and businesses throughout various communities in Northern Illinois. Its product offerings include diverse deposit solutions like demand and certificate accounts, complemented by a robust lending portfolio that spans agricultural, agribusiness, commercial, real estate, and installment financing. The company serves its client base via an extensive network of branches situated across Winnebago, Stephenson, Boone, and Kankakee counties, specifically covering locales such as Rockford, Freeport, German Valley, Davis, Lena, Winnebago, Pecatonica, Seward, Kankakee, Loves Park, Machesney Park, Belvidere, and Herscher. Notably, in May 2025, the group finalized the legal consolidation of its community bank charters, uniting them under the singular brand of Foresight Bank to enhance operational efficiency. Founded in 1986, Foresight Financial Group, Inc. is headquartered in Winnebago, Illinois.

Company News

APIChatGPT
  • Foresight Reports 2026 Second Quarter and First Half Results

  • Foresight Reports 2026 Second Quarter and First Half Results

  • Foresight Adopts Stock Repurchase Plan

  • Foresight Reports 2026 First Quarter Results

  • Foresight Reports 2025 Fourth Quarter and Full Year Results

  • Foresight Reports Third Quarter 2025 Results

  • Foresight Reports Second Quarter 2025 Results

  • Foresight Financial Group Finalizes Legal Consolidation, Unifies Community Banks as Foresight Bank

  • Foresight Reports First Quarter 2025 Results

  • Foresight Reports Full Year and Fourth Quarter 2024 Results

  • Foresight Financial Group to Become Region's Largest Locally Headquartered Bank

  • Foresight Reports Third Quarter 2024 Results

  • Foresight Financial Group, Inc. Appoints Todd J. James as Chief Financial Officer