FinVolution Group

FinVolution Group

FINV
FinVolution GroupUS flagNew York Stock Exchange
3.39
USD
+0.09
- -
842.06MMarket Cap
FinVolution Group
FINV
(New York Stock Exchange)

Recent

price

3.39

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.65
4.06
25.18
15.16
19.54
26.37
33.58
39.93
45.83
50.8
54
54.07
Revenue per Share
-0.6
-0.2
-12.76
8.24
7.78
6.68
8.83
8.02
8.51
9.25
10.09
7.83
Basic EPS, GAAP
-0.7
3.53
21.28
5.99
-0.87
7.36
2.02
0.65
2.99
11.12
7.04
4.82
Free Cash Flow per Basic Share
- -
- -
- -
- -
1.28
0.89
1.12
1.32
1.57
1.71
2.02
- -
Dividend per Share
-0.21
-0.29
2.41
3.98
5.2
5.95
7.43
8.75
10.37
12.01
13.61
14.09
Book Value per Share
-0.21
-0.29
2.33
3.9
5.12
5.85
7.33
8.65
10.25
11.86
13.32
13.85
Tangible Book Value per Share
300
300
156
300
305
295
284
283
275
258
252
243
Basic Weighted Avg Shares
196
1,216
3,927
4,544
5,963
7,791
9,544
11,281
12,601
13,085
13,606
13,161
Sales/Revenue/Turnover
-74.14
19.48
38.94
40.64
44.38
29.62
27.39
22.3
18.92
19.37
21.57
17.39
Operating Margin (%)
3
12
23
42
107
96
69
65
69
86
89
- -
Depreciation Expense
-72
501
1,083
2,469
2,373
1,973
2,509
2,266
2,341
2,383
2,542
1,906
Net Income, GAAP
- -
8.78
20.23
5.77
16.87
18.79
8.8
16.62
14.22
16.08
17.93
18.53
Effective Tax Rate (%)
-36.86
41.25
27.58
54.34
39.79
25.32
26.29
20.09
18.58
18.21
18.69
14.48
Profit Margin (%)
236
710
3,949
5,504
6,923
9,620
12,396
13,967
14,545
14,647
16,344
14,244
Working Capital
- -
- -
- -
- -
85
43
33
177
36
29
1,154
1,187
LT Debt
268
772
3,682
5,986
8,011
8,430
10,710
12,444
13,871
15,554
16,844
16,740
Total Equity
- -
36.73
50.86
34.37
30.34
22.37
24.92
18.28
15.69
14.27
14.17
10.4
Return on Invested Capital (%)
- -
97.7
49.19
52.11
35.8
25.73
26.25
19.27
17.32
16.12
15.19
10.8
Return on Capital (%)
- -
- -
- -
51.73
34.21
24.19
26.38
19.68
17.92
16.46
16.01
11.75
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
170
192
387
LT Borrowings
1,109
1,137
1,147
LT Finance Leases
45
45
40
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,216
1,180
1,180
Market Capitalization
44,502
39,015
38,419

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
20,236
19,134
18,968
Cash, Cash Equivalents & STI
7,300
7,332
6,421
Accounts Receivable, Net
2,029
1,599
2,896
Inventories
- -
- -
- -
Total Current Liabilities
3,893
4,800
4,724
Payables & Accruals
2,603
3,477
3,080
ST Debt
170
192
387
Deferred Revenue
1,119
1,130
1,256

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
74.13%
15.03%
8.3%
Free Cash Flow
-106.02%
83.09%
-38.08%
Net Income, GAAP
-54.27%
5.86%
6.68%
Sales/Revenue/Turnover
88.21%
12.04%
3.98%
Total Cash Common Dividend
- -
14.3%
15.61%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,165
3,168
3,276
3,476
13,085
2025
3,481
3,578
3,487
3,061
13,606
2026
3,210
3,403
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.01
2.12
2.45
2.69
9.25
2025
2.95
2.92
2.49
1.71
10.09
2026
1.74
1.87
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.71
2025
- -
- -
- -
- -
2.02
2026
- -
- -
- -
- -
- -
Business
FinVolution Group operates a prominent fintech ecosystem, linking underserved individual consumers and small businesses with diverse financial institutions across China and internationally. Positioned within the dynamic online consumer finance sector, the company leverages its proprietary, advanced technological capabilities, including artificial intelligence, big data analytics, and robust fraud detection, to power a highly streamlined and automated loan transaction experience. This sophisticated infrastructure supports tailored risk-based pricing and efficient credit assessments, enhancing access to financial services. Expanding significantly beyond its initial footprint, FinVolution Group now maintains a strong presence in markets such as Indonesia and the Philippines, with ongoing strategic growth into other Pan-Asian regions. As of September 30, 2025, its platforms collectively served a cumulative user base of 231.3 million registered individuals across its operational geographies. The company, which transitioned its name from PPDAI Group Inc. in November 2019, was founded in Shanghai, People's Republic of China, in 2007.

Company News

  • PPDAI Group Q2 Earnings Call Highlights

  • FinVolution Group (FINV) Q2 2026 Earnings Call Transcript

  • FinVolution Group Reports Second Quarter 2026 Unaudited Financial Results

  • FinVolution Group to Report Second Quarter 2026 Financial Results on Thursday, August 27, 2026

  • FinVolution Group Publishes Eighth Annual ESG Report

  • 13 Lucky Dogs: June Graham Value All-Stars (GVAS)

  • FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to Speak

  • FinVolution: International Growth Is Accelerating, Valuation Hasn't Moved

  • FinVolution Group (FINV) Q1 2026 Earnings Call Transcript

  • PPDAI Group Q1 Earnings Call Highlights

  • FinVolution Group Announces New Share Repurchase Program of Up to US$150 million

  • FinVolution Group Reports First Quarter 2026 Unaudited Financial Results

  • FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to Speak

  • FinVolution Group to Report First Quarter 2026 Financial Results on Monday, May 25, 2026

  • Readers Nab 10 Ideal 'Safer' Dividend Dogs In April

  • FinVolution: China Risks Have Settled, What's Next (Rating Upgrade)

  • FinVolution Group Files 2025 Annual Report on Form 20-F

  • Short Interest in PPDAI Group Inc. Sponsored ADR (NYSE:FINV) Grows By 58.5%

  • PPDAI Group (NYSE:FINV) Reaches New 1-Year Low – Here’s Why

  • FinVolution: Global Expansion And Massive Buybacks Forge Asymmetric Upside