1. People's Republic of China Stocks

  2. •

    Financial Services

  3. •

    Financial - Credit Services
FinVolution Group

FinVolution Group

FINV
FinVolution GroupUS flagNew York Stock Exchange
5.13
USD
-0.03
- -
1.29BMarket Cap
FinVolution Group
FINV
(New York Stock Exchange)

Recent

price

5.13

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.65
4.06
25.18
15.16
19.54
26.37
33.58
39.93
45.83
50.8
- -
53.68
Revenue per Share
-0.6
-0.2
-12.76
8.24
7.78
6.68
8.83
8.02
8.51
9.25
- -
8.9
Basic EPS, GAAP
-0.7
3.53
21.28
5.99
-0.87
7.36
2.02
0.65
2.99
11.12
- -
6.33
Free Cash Flow per Basic Share
- -
- -
- -
- -
1.28
0.89
1.12
1.32
1.57
1.71
- -
- -
Dividend per Share
-0.98
-1.23
-15.38
0.15
6.44
8.98
16.51
23
30.4
39.64
- -
48.14
Book Value per Share
-1.06
-1.46
22.88
19.57
25.88
28.03
37.16
43.52
49.91
59.66
- -
65.2
Tangible Book Value per Share
300
300
156
300
305
295
284
283
275
258
- -
248
Basic Weighted Avg Shares
196
1,216
3,927
4,544
5,963
7,791
9,544
11,281
12,601
13,085
13,606
13,335
Sales/Revenue/Turnover
-74.14
19.48
38.94
40.64
44.38
29.62
27.39
22.3
18.92
19.37
21.78
19.7
Operating Margin (%)
3
12
23
42
107
96
69
65
69
86
89
- -
Depreciation Expense
-72
501
1,083
2,469
2,373
1,973
2,509
2,266
2,341
2,383
2,542
2,211
Net Income, GAAP
- -
8.78
20.23
5.77
16.87
18.79
8.8
16.62
14.22
16.08
17.93
18.19
Effective Tax Rate (%)
-36.86
41.25
27.58
54.34
39.79
25.32
26.29
20.09
18.58
18.21
18.69
16.58
Profit Margin (%)
236
710
3,949
5,504
6,923
9,620
12,396
13,967
14,545
14,647
16,344
14,334
Working Capital
- -
- -
- -
- -
85
43
33
177
36
29
1,154
1,182
LT Debt
268
772
3,682
5,986
8,011
8,430
10,710
12,444
13,871
15,554
16,844
16,546
Total Equity
- -
36.73
50.86
34.37
30.34
22.37
24.92
18.28
15.69
14.27
14.3
12.46
Return on Invested Capital (%)
- -
89.75
-146.33
-228.93
206.77
84.58
66.9
39.07
30.11
24.89
21.13
18.04
Return on Capital (%)
- -
- -
- -
- -
235.81
85.42
68.34
40.51
31.52
25.67
22.84
19.74
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
92
170
192
LT Borrowings
1,029
1,109
1,137
LT Finance Leases
27
45
45
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,235
1,216
1,180
Market Capitalization
13,292
9,219
8,210

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
19,668
20,236
19,134
Cash, Cash Equivalents & STI
7,036
7,300
7,332
Accounts Receivable, Net
2,420
2,029
1,599
Inventories
- -
- -
- -
Total Current Liabilities
4,756
3,893
4,800
Payables & Accruals
3,341
2,603
3,477
ST Debt
92
170
192
Deferred Revenue
1,322
1,119
1,130

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
74.13%
15.03%
8.3%
Free Cash Flow
-106.02%
83.09%
-38.08%
Net Income, GAAP
-54.27%
5.86%
6.68%
Sales/Revenue/Turnover
88.21%
12.04%
3.98%
Total Cash Common Dividend
- -
14.3%
15.61%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,165
3,168
3,276
3,476
13,085
2025
3,481
3,578
3,487
3,061
13,606
2026
3,210
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.01
2.12
2.45
2.69
9.25
2025
2.95
2.92
2.49
1.71
- -
2026
1.74
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.71
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
FinVolution Group operates a prominent fintech ecosystem, linking underserved individual consumers and small businesses with diverse financial institutions across China and internationally. Positioned within the dynamic online consumer finance sector, the company leverages its proprietary, advanced technological capabilities, including artificial intelligence, big data analytics, and robust fraud detection, to power a highly streamlined and automated loan transaction experience. This sophisticated infrastructure supports tailored risk-based pricing and efficient credit assessments, enhancing access to financial services. Expanding significantly beyond its initial footprint, FinVolution Group now maintains a strong presence in markets such as Indonesia and the Philippines, with ongoing strategic growth into other Pan-Asian regions. As of September 30, 2025, its platforms collectively served a cumulative user base of 231.3 million registered individuals across its operational geographies. The company, which transitioned its name from PPDAI Group Inc. in November 2019, was founded in Shanghai, People's Republic of China, in 2007.

Company News

APIChat

  • globenewswire.com

    FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to Speak

  • seekingalpha.com

    FinVolution: International Growth Is Accelerating, Valuation Hasn't Moved

  • seekingalpha.com

    FinVolution Group (FINV) Q1 2026 Earnings Call Transcript

  • marketbeat.com

    PPDAI Group Q1 Earnings Call Highlights

  • prnewswire.com

    FinVolution Group Announces New Share Repurchase Program of Up to US$150 million

  • prnewswire.com

    FinVolution Group Reports First Quarter 2026 Unaudited Financial Results

  • globenewswire.com

    FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to Speak

  • prnewswire.com

    FinVolution Group to Report First Quarter 2026 Financial Results on Monday, May 25, 2026

  • seekingalpha.com

    Readers Nab 10 Ideal 'Safer' Dividend Dogs In April

  • seekingalpha.com

    FinVolution: China Risks Have Settled, What's Next (Rating Upgrade)

  • prnewswire.com

    FinVolution Group Files 2025 Annual Report on Form 20-F

  • defenseworld.net

    Short Interest in PPDAI Group Inc. Sponsored ADR (NYSE:FINV) Grows By 58.5%

  • defenseworld.net

    PPDAI Group (NYSE:FINV) Reaches New 1-Year Low – Here’s Why

  • seekingalpha.com

    FinVolution: Global Expansion And Massive Buybacks Forge Asymmetric Upside

  • seekingalpha.com

    7 Ideal 'Safer' Dividend Buys In 38 February ReFa/Ro Dogs

  • seekingalpha.com

    FinVolution Group (FINV) Q4 2025 Earnings Call Transcript

  • prnewswire.com

    FinVolution Group Announces Dividend Increase to US$0.306 per American Depositary Share, Up 10.5% Year-Over-Year

  • prnewswire.com

    FinVolution Group Reports Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results

  • seekingalpha.com

    14 Ideal 'Safer' Dividend Buys From 70 Mid-March Graham Value All-Stars (GVAS)

  • prnewswire.com

    FinVolution Group to Report Fourth Quarter and Fiscal Year 2025 Financial Results on Monday, March 16, 2026