Fiserv, Inc.

Fiserv, Inc.

FISV
Fiserv, Inc.US flagNASDAQ Global Select
54.28
USD
-1.22
- -
28.95BMarket Cap
Fiserv, Inc.
FISV
(NASDAQ Global Select)

Recent

price

54.28

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
6.87
7.65
8.31
9.38
10.54
11.66
12.77
13.72
14.84
14.98
22.2
24.96
28.15
30.99
36.27
38.74
39.03
Revenue per Share
0.82
0.84
1.15
1.26
1.57
1.58
2.16
3
3.02
1.31
1.43
2.05
4.02
4.98
5.55
6.36
5.24
Basic EPS, GAAP
1.59
1.69
1.55
2.02
2.72
2.99
3.32
3.57
3.95
4.11
6.2
6.21
7.33
8.38
11.76
11.08
10.91
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
5.5
5.81
6.4
6.98
6.86
5.9
5.9
6.58
5.84
48.51
48.32
47.62
48.93
50.26
47.99
48.3
50.67
Book Value per Share
-5.15
-5.97
-5.68
-7.35
-8.15
-9.79
-10.82
-11.42
-14.15
-30.45
-28.92
-29.98
-29.2
-31.24
-34.5
-41.33
-38.29
Tangible Book Value per Share
602
560
534
513
481
451
431
415
392
680
669
650
630
616
564
547
535
Basic Weighted Avg Shares
4,133
4,289
4,436
4,814
5,066
5,254
5,505
5,696
5,823
10,187
14,852
16,226
17,737
19,093
20,456
21,193
20,866
Sales/Revenue/Turnover
24.36
23.08
23.62
22.04
23.88
24.95
26.25
26.72
26.21
15.65
9.35
14.1
20.78
25.39
28.74
26.89
21.41
Operating Margin (%)
339
345
350
403
404
417
421
429
545
1,651
3,210
3,196
3,169
3,121
3,095
3,161
3,267
Depreciation Expense
496
472
611
648
754
712
930
1,246
1,187
893
958
1,334
2,530
3,068
3,131
3,480
2,801
Net Income, GAAP
37.96
35.13
34.05
36.53
36.68
35.67
38.59
11.63
24.31
18.28
16.74
21.79
18.92
19.34
14.23
19.02
16.85
Effective Tax Rate (%)
12
11
13.77
13.46
14.88
13.55
16.89
21.88
20.38
8.77
6.45
8.22
14.26
16.07
15.31
16.42
13.42
Profit Margin (%)
526
-28
338
240
-42
4
-92
37
214
1,319
582
575
1,086
1,259
1,320
764
1,057
Working Capital
3,353
3,216
3,228
3,756
3,698
4,288
4,467
4,897
5,955
21,612
20,300
20,729
20,950
22,363
23,730
27,758
26,701
LT Debt
3,229
3,258
3,417
3,585
3,295
2,660
2,541
2,731
2,293
34,857
33,329
31,950
31,688
30,669
27,686
25,809
26,926
Total Equity
9.43
9.7
10.39
9.57
10.56
12.02
12.46
17.79
14.37
4
2.08
3.33
5.59
7.21
9.29
8.41
6.7
Return on Invested Capital (%)
9.34
8.97
10.91
10.67
11.82
11.7
14.66
19.01
16.75
3.96
2.78
3.38
5.79
7.13
7.78
8.76
7.39
Return on Capital (%)
15.86
14.55
18.31
18.51
21.92
23.91
35.76
47.27
47.25
5.06
2.93
4.22
8.19
10.11
11
13.17
10.75
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,365
1,447
1,333
LT Borrowings
26,123
26,115
24,944
LT Finance Leases
1,635
1,745
1,757
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
534
533
531
Market Capitalization
35,869
29,741
26,046

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
24,654
24,782
25,364
Cash, Cash Equivalents & STI
798
335
245
Accounts Receivable, Net
3,981
3,882
3,909
Inventories
- -
- -
- -
Total Current Liabilities
23,890
23,418
24,307
Payables & Accruals
3,894
3,184
3,291
ST Debt
1,365
1,447
1,333
Deferred Revenue
1,853
1,856
1,837

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
137.81%
-4.94%
-6.78%
Free Cash Flow
18.65%
8.68%
-8.58%
Net Income, GAAP
20.57%
32.67%
11.15%
Sales/Revenue/Turnover
16.82%
7.39%
3.6%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,883
5,107
5,215
5,251
20,456
2025
5,130
5,516
5,263
5,284
21,193
2026
5,027
5,292
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.25
1.55
0.99
1.66
5.55
2025
1.52
1.86
1.47
1.52
6.36
2026
1.07
1.18
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Fiserv, Inc. is a global provider of payments and financial technology solutions headquartered in Milwaukee, Wisconsin, founded in 1984. The company delivers a comprehensive suite of products and services including account processing and digital banking solutions; card issuer processing and network services; payment processing; e-commerce; merchant acquiring and processing; and point-of-sale systems through its Clover platform. Its client base primarily includes financial institutions such as banks, credit unions, securities broker-dealers, mortgage companies, insurance firms, and retailers, with operations concentrated mainly in the U.S. and Canada, where 85% of its 2024 revenue was generated, alongside a growing international presence. Fiserv's main product lines span payments and fintech solutions, including transaction processing, electronic bill payment and presentment, business process outsourcing, and integrated business management platforms. The Clover point-of-sale system is a key product for merchants, integrating payment acceptance and sales tracking. The company also provides CardHub for digital payment cards and Pinch Payments, a payment facilitator solution for SaaS businesses. In the past two years, Fiserv has pursued strategic expansions through acquisitions and partnerships to enhance its technology footprint and market reach. Notably, in 2024, it acquired Finxact, a core banking software provider, strengthening its cloud-native banking infrastructure capabilities. It fully acquired AIB Merchant Services in 2025 to expand its European market presence and accelerate the growth of its Clover platform within Ireland and the broader European region. Earlier acquisitions include MoneyPass, a surcharge-free debit card network, and recent investments in advisory services through acquiring Smith Consulting Group to deepen its operational consulting offerings for community banks and credit unions. Additionally, Fiserv has realigned its business segments since early 2024 into Merchant Solutions and Financial Solutions to streamline service delivery focused on integrated payment and financial technology offerings. These initiatives position Fiserv as a leader in facilitating payments and financial services technology globally, combining innovative product development with strategic acquisitions to maintain competitive differentiation and growth in the evolving fintech landscape. The company remains a Fortune 500 entity and a member of the S&P 500 index, reflecting its scale and industry influence.

Company News

APIChatGPT
  • Lawsuit Update: Investors in Fiserv, Inc. (NYSE: FI) shares should contact the Shareholders Foundation

  • Here Are Tuesday’s Top Wall Street Analyst Research Calls: Airbnb, AppLovin, Autodesk, Best Buy, BigBear.ai, Boeing, Fiserv, Jabil, Spotify Technology and More

  • Fiserv Cuts 2026 Outlook as Margin Pressure Tests Its Recovery Story

  • Is Fiserv Worth Buying Now After Earnings Cuts and a Deep Valuation?

  • Dudley & Shanley Inc. Cuts Stock Position in Fiserv, Inc. $FISV

  • FISV Q2 Earnings Call Resets Outlook on Delays, Tech Spend

  • Fiserv's New CEO Resets Guidance as Headwinds Hit Growth

  • Fiserv Inc (FISV) (Q2 2026) Earnings Call Highlights: Strategic Investments and Portfolio Review Amidst Lowered Guidance

  • Fiserv Q2 Earnings Call Highlights

  • Fiserv cuts 2026 outlook as Q2 earnings, revenue miss estimates

  • FISV Q2 Earnings Miss Estimates on Margin Pressure, Revenues Decline

  • Fiserv Q2: Being Greedy May Prove To Be A Big Mistake

  • Fiserv, Inc. (FISV) Q2 2026 Earnings Call Transcript

  • Compared to Estimates, Fiserv (FISV) Q2 Earnings: A Look at Key Metrics

  • Fiserv (FISV) Lags Q2 Earnings and Revenue Estimates

  • Fiserv's stock drops as the company goes through another bruising ‘reset'

  • Fiserv Reports Second Quarter 2026 Results

  • Fiserv Inc (FISV) Shares Fall 3.0% -- What GF Score of 71 Tells Investors

  • Fiserv and Stuut Team to Bring AI Agents to Accounts Receivable

  • MoneyPass Group Launches as an Independent Network and Cash Infrastructure Company