FNCB Bancorp, Inc.

FNCB Bancorp, Inc.

FNCB
FNCB Bancorp, Inc.US flagNASDAQ Capital Market
6.75
USD
+0.34
- -
133.62MMarket Cap
FNCB Bancorp, Inc.
FNCB
(NASDAQ Capital Market)

Recent

price

6.75

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
3.03
2.97
2.12
2.56
1.95
2.11
2.35
2.13
2.22
2.41
2.87
2.22
2.45
2.85
3.14
2.76
2.84
Revenue per Share
0.95
-2.74
-1.93
-0.02
-0.83
0.39
0.81
2.17
0.38
0.01
0.79
0.56
0.76
1.06
1.04
0.66
0.7
Basic EPS, GAAP
0.52
- -
0.28
0.15
-0.77
1.07
0.44
0.18
-0.03
0.64
1.02
0.51
0.88
1.14
0.97
0.79
1.1
Free Cash Flow per Basic Share
0.46
0.17
- -
- -
- -
- -
- -
- -
0.09
0.13
0.17
0.2
0.22
0.27
0.33
0.36
0.36
Dividend per Share
3.84
0.88
-1.06
-1.07
-1.91
-1.52
-0.7
1.48
1.77
1.66
2.27
2.5
2.99
3.78
4.53
4.89
4.97
Book Value per Share
5.71
3.83
1.89
2.38
2.21
2.01
3.1
5.21
5.45
5.33
5.79
6.75
7.71
8.06
6.01
6.81
6.97
Tangible Book Value per Share
16
16
16
16
16
16
16
16
17
17
17
20
20
20
20
20
20
Basic Weighted Avg Shares
48
48
35
42
32
35
39
35
37
40
48
44
49
57
62
55
56
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
-2
-2
2
1
1
1
1
2
3
3
3
1
2
2
2
1
1
Depreciation Expense
15
-44
-32
- -
-14
6
13
36
6
- -
13
11
15
21
20
13
14
Net Income, GAAP
23.39
- -
- -
- -
- -
- -
2.37
- -
21.69
98.71
18.7
17.36
17.36
17.89
16.85
17.52
16.37
Effective Tax Rate (%)
31.41
-92.32
-90.93
-0.8
-42.72
18.35
34.67
101.82
17.17
0.37
27.64
25.24
31.05
37.32
32.96
23.8
24.67
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
245
217
138
84
54
62
97
160
79
60
34
57
10
30
182
175
205
LT Debt
100
63
32
40
37
34
51
86
90
89
97
134
156
162
119
135
138
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
26.51
-117.94
- -
- -
- -
- -
- -
- -
23.5
0.52
40.49
25.28
27.95
31.34
24.71
13.96
14.6
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'23
Dec'23
Mar'24
ST Debt
- -
- -
- -
LT Borrowings
187
175
205
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
20
20
20
Market Capitalization
112
130
118

Working Capital

FRC

in mil. unless spec.
Sep'23
Dec'23
Mar'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
514
559
513
Accounts Receivable, Net
7
7
8
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
1
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.8%
8.94%
13.16%
Free Cash Flow
-273.56%
5.76%
-18.44%
Net Income, GAAP
909.82%
3.99%
-36.5%
Sales/Revenue/Turnover
5.18%
3.12%
-12.06%
Total Cash Common Dividend
- -
20.53%
9.05%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
15
15
16
16
62
2023
13
13
14
15
55
2024
15
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.22
0.29
0.28
0.25
1.04
2023
0.14
0.14
0.21
0.17
0.66
2024
0.18
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.08
0.08
0.09
0.09
0.33
2023
0.09
0.09
0.09
0.09
0.36
2024
0.09
- -
- -
- -
- -
Business
FNCB Bancorp, Inc. operates as the bank holding company of FNCB Bank, a community-focused financial institution founded in 1910 and headquartered in Dunmore, Pennsylvania. The company provides a comprehensive range of retail and commercial banking products and services primarily serving Northeastern Pennsylvania. Its offerings include deposit products such as savings accounts, money market accounts, checking accounts, and certificates of deposit; various lending solutions including residential mortgage loans, home equity term loans and lines of credit, construction and development loans, commercial real estate and industrial loans, consumer loans (secured and unsecured), equipment financing, and dealer floor plan lines. FNCB also provides digital banking services including online, mobile, and telephone banking, alongside debit cards and various wealth management services. For business clients, the company delivers treasury management, merchant services, remote deposit capture, and purchasing card services. In July 2024, FNCB Bancorp completed a strategic merger with Peoples Financial Services Corp., creating a larger community bank with approximately $5.5 billion in assets, $4.0 billion in loans, and $4.7 billion in deposits. This merger expanded the geographic footprint across Pennsylvania, New York, and New Jersey and consolidated operations under Peoples Financial Services Corp., significantly broadening product and service capabilities for customers while maintaining community banking principles. The combined entity offers enhanced financial solutions leveraging the strengths of both organizations to deliver improved service and operational efficiencies. FNCB operates within the financial services industry focusing on community and regional banking. Its target markets include individual consumers, small to medium businesses, local governments, and municipalities within its operational regions. The company emphasizes personalized banking experiences supported by its long-standing community presence and modern digital access. The firm’s latest operational changes reflect a strategic expansion and integration initiative following the merger, facilitating broader financial product offerings and extended service coverage in the mid-Atlantic region.

Company News

APIChatGPT
  • Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Receipt of Regulatory Approvals for Merger

  • FNCB Bancorp, Inc. Announces First Quarter 2024 Earnings

  • Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Receipt of Shareholder Approval for Merger

  • FNCB Bancorp, Inc. Announces Fourth Quarter and Year to Date 2023 Earnings

  • FNCB BANCORP INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of FNCB Bancorp, Inc. - FNCB

  • FNCB Bancorp, Inc. Declares First Quarter 2024 Dividend

  • FNCB Bancorp: High-Yield Stock Likely To Trade Sideways

  • FNCB Bancorp, Inc. Announces Third Quarter 2023 Results

  • FNCB Bancorp, Inc. Declares Fourth Quarter 2023 Dividend

  • FNCB BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of FNCB Bancorp, Inc. - FNCB

  • Shareholder Alert: Ademi LLP investigates whether FNCB Bancorp, Inc. has obtained a Fair Price in its transaction with Peoples Financial Services Corp.

  • FNCB Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of FNCB Bancorp, Inc. Is Fair to Shareholders

  • Peoples Financial Services Corp. and FNCB Bancorp, Inc. Announce Transformational Strategic Merger

  • FNCB Bancorp: Attractive Dividend Yield But Earnings Outlook Is Negative

  • FNCB Bancorp, Inc. Announces Second Quarter 2023 Results

  • FNCB Bancorp: High Dividend Yield With A Flattish Earnings Outlook

  • 7 Stocks to Buy This Week

  • FNCB Bancorp: High Dividend Yield, Flattish Earnings Outlook

  • FNCB Bancorp: A 3.16% Yield With A Sub-30% Payout Ratio

  • FNCB Bancorp: This Undervalued Under-The-Radar Bank Has Upside