Federal National Mortgage Association
FNMAJ
Other OTC9.73
USD
-0.26
- -
CIK
0000310522
ISIN
US3135867600
CUSIP
313586760
Return %
Stock
S&P500
1Y
-18.30
26.53
3Y
610.22
76.60
5Y
66.32
80.11
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.- CEO
- Peter Andrew Akwaboah
- Full Time Employees
- 8,200
- Sector
- Financial Services
- Industry
- Financial - Mortgages
- Address
- Midtown Center Washington DC United States of America 20005
- IPO Date
- Jul 1, 2010
- CIK
- 0000310522
- Website
- fanniemae.com
- Similar Companies
- Business
- Federal National Mortgage Association (Fannie Mae) operates as a government-sponsored enterprise providing financing solutions for residential mortgages in the United States. Founded in 1938 and headquartered in Washington, D.C., Fannie Mae operates through two main business segments: Single-Family and Multifamily. The company specializes in mortgage acquisitions and securitizations; credit risk management through underwriting and servicing standards; credit loss management; and mortgage securitization transactions including lender swap, portfolio securitization, and structured securitization transactions. It also buys and sells multifamily agency mortgage-backed securities, invests in low-income housing tax credit projects, and provides credit enhancement for bonds issued by state and local housing finance authorities to finance multifamily housing. Fannie Mae offers a diverse range of mortgage products designed to expand access to homeownership and promote affordability. Core products include HomeReady®, an affordable mortgage program with flexible income requirements and down payments as low as 3%; HFA Preferred™, which combines HomeReady features with local housing finance agency flexibilities; 97% Loan-to-Value (LTV) options for qualified first-time homebuyers; HomeStyle® Renovation for financing home improvements; Construction loan products; HomeStyle® Energy for energy efficiency upgrades; and specialized programs such as MH Advantage® for manufactured homes, Native American lending, down payment assistance, and shared equity programs that support community land trusts. Recent major company changes include strategic moves to expand housing access by increasing loan-to-value ratios, optimizing home appraisal processes, and launching initiatives to support borrowers with thin credit files and affordable mortgage options. In 2025, Fannie Mae announced the sale of non-performing loans as part of ongoing efforts to reduce the size of its retained mortgage portfolio. The company has also enhanced its risk management strategies, including the Credit Insurance Risk Transfer program to reduce exposure and stabilize its financial footing. Additionally, Fannie Mae has focused on refining its Flex Modification programs that provide payment reductions to homeowners experiencing long-term financial hardships. These developments coincide with a cautious real estate market outlook influenced by higher mortgage rates and slower home price growth projections. Fannie Mae’s operations span the U.S. residential mortgage market, serving lenders and borrowers across all states with particular emphasis on expanding affordable housing solutions. The company supports a broad range of customers, including first-time homebuyers, low-to-moderate income families, manufactured housing residents, and communities requiring specialized financing solutions. As a pivotal participant in the U.S. housing finance system, Fannie Mae works closely with regulators such as the Federal Housing Finance Agency (FHFA), which oversees its safety, soundness, and housing mission execution. Through its comprehensive product offerings, innovative financing solutions, and strategic adjustments to market conditions, Fannie Mae remains a central facilitator of liquidity and stability in the U.S. residential mortgage market, promoting access to affordable and sustainable housing opportunities nationwide.