Federal National Mortgage Association

Federal National Mortgage Association

FNMFM
Federal National Mortgage AssociationUS flagOther OTC
12.57
USD
+0.06
- -
6.84BMarket Cap
Federal National Mortgage Association
FNMFM
(Other OTC)

Recent

price

12.57

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
16,606
14,021
19,785
28,220
17,158
22,305
22,191
22,296
23,901
21,415
23,734
31,455
30,722
30,087
30,794
29,159
30,185
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
-14,014
-16,855
17,224
83,963
14,208
10,954
12,313
2,463
15,959
14,160
11,805
22,176
12,923
17,408
16,978
14,364
15,152
Net Income, GAAP
- -
- -
- -
- -
32.82
32.41
32.84
86.65
20.6
19.44
20.66
20.66
20.39
20.71
20.17
20.12
20.13
Effective Tax Rate (%)
-84.39
-120.21
87.06
297.53
82.81
49.11
55.49
11.05
66.77
66.12
49.74
70.5
42.06
57.86
55.13
49.26
50.2
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,039,757
3,189,872
3,189,517
3,234,523
3,115,583
3,125,721
3,226,737
3,296,677
3,367,024
3,440,724
3,923,563
4,155,396
4,211,684
4,205,404
4,216,909
4,155,891
4,199,417
LT Debt
-2,517
-4,571
7,224
9,591
3,720
4,059
6,071
-3,686
6,240
14,608
25,259
47,357
60,277
77,682
94,657
109,012
101,636
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
11,188
11,041
11,095
LT Borrowings
4,216,909
4,217,617
4,199,417
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
139,966
139,966
139,966
Shares Outstanding
1,158
1,158
1,158
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
13,946
39,797
38,667
Accounts Receivable, Net
11,364
11,592
11,678
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
11,585
11,902
11,841
ST Debt
11,188
11,041
11,095
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.72%
36.13%
15.17%
Free Cash Flow
-30.05%
-152.27%
-328.03%
Net Income, GAAP
51.54%
12.59%
-15.4%
Sales/Revenue/Turnover
3.28%
5.03%
-5.31%
Total Cash Common Dividend
1.71%
12.54%
-15.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7,597
7,721
7,405
8,129
30,794
2025
7,207
7,444
7,188
- -
29,159
2026
7,124
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Federal National Mortgage Association (Fannie Mae) is a U.S. government-sponsored enterprise operating primarily in the housing finance sector, focused on increasing access to long-term homeownership and affordable rental housing. It provides liquidity to the mortgage market by acquiring and securitizing single-family and multifamily mortgage loans, facilitating 30-year fixed-rate mortgages, and offering a range of mortgage products including the HomeReady program for low-income and first-time buyers, and HFA Preferred loans through partnerships with state Housing Finance Agencies. Fannie Mae also provides mortgage servicing oversight, credit risk management solutions, and consumer counseling services to support homeowners facing financial difficulties. Founded in 1938 and headquartered in Washington, D.C., Fannie Mae operates across the United States, providing capital markets access for lenders and affordable housing opportunities for consumers. The company securitizes mortgage loans into mortgage-backed securities (MBS) that it sells to investors, thereby ensuring liquidity and stability in the housing finance market. In recent developments, Fannie Mae has increased its conforming loan limits in response to rising home prices, supports a focus on mission-driven affordable housing with significant multifamily loan caps set for 2024, and continues to innovate with new underwriting technologies to enhance access for creditworthy borrowers, including those with gig economy income or consistent rent payments. The company reported strong third-quarter 2025 financial performance with net income of $3.9 billion and a substantial increase in single-family loan acquisitions, while also advancing its strategic initiatives to support affordable housing finance and expand its multifamily mortgage business under regulatory mandates. Fannie Mae also engages in social bond issuances exceeding billions of dollars to promote affordable housing solutions and has entered into strategic partnerships and refinements in product offerings to better serve underserved markets and enhance the fairness of mortgage underwriting.