Federal National Mortgage Association

Federal National Mortgage Association

FNMFN
Federal National Mortgage AssociationUS flagOther OTC
15.01
USD
+0.17
- -
7.00BMarket Cap
Federal National Mortgage Association
FNMFN
(Other OTC)

Recent

price

15.01

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
16,606
14,021
19,785
28,220
17,158
22,305
22,191
22,296
23,901
21,415
23,734
31,455
30,722
30,087
30,794
29,159
30,185
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
-14,014
-16,855
17,224
83,963
14,208
10,954
12,313
2,463
15,959
14,160
11,805
22,176
12,923
17,408
16,978
14,364
15,152
Net Income, GAAP
- -
- -
- -
- -
32.82
32.41
32.84
86.65
20.6
19.44
20.66
20.66
20.39
20.71
20.17
20.12
20.13
Effective Tax Rate (%)
-84.39
-120.21
87.06
297.53
82.81
49.11
55.49
11.05
66.77
66.12
49.74
70.5
42.06
57.86
55.13
49.26
50.2
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,039,757
3,189,872
3,189,517
3,234,523
3,115,583
3,125,721
3,226,737
3,296,677
3,367,024
3,440,724
3,923,563
4,155,396
4,211,684
4,205,404
4,216,909
4,155,891
4,199,417
LT Debt
-2,517
-4,571
7,224
9,591
3,720
4,059
6,071
-3,686
6,240
14,608
25,259
47,357
60,277
77,682
94,657
109,012
101,636
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
11,188
11,041
11,095
LT Borrowings
4,216,909
4,217,617
4,199,417
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
139,966
139,966
139,966
Shares Outstanding
1,158
1,158
1,158
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
13,946
39,797
38,667
Accounts Receivable, Net
11,364
11,592
11,678
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
11,585
11,902
11,841
ST Debt
11,188
11,041
11,095
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.72%
36.13%
15.17%
Free Cash Flow
-30.05%
-152.27%
-328.03%
Net Income, GAAP
51.54%
12.59%
-15.4%
Sales/Revenue/Turnover
3.28%
5.03%
-5.31%
Total Cash Common Dividend
1.71%
12.54%
-15.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7,597
7,721
7,405
8,129
30,794
2025
7,207
7,444
7,188
- -
29,159
2026
7,124
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
The Federal National Mortgage Association (Fannie Mae) is a government-sponsored enterprise primarily engaged in providing liquidity, stability, and affordability to the U.S. housing finance market. Founded in 1938 and headquartered in Washington, D.C., Fannie Mae operates by purchasing, guaranteeing, and securitizing residential mortgage loans, facilitating a robust secondary mortgage market. Its core products include a wide array of mortgage financing solutions such as conventional conforming loans; low down payment options like HomeReady®, HFA Preferred™, and 97% Loan to Value (LTV) programs; renovation and energy improvement loans under the HomeStyle® Renovation and HomeStyle® Energy programs; construction financing; and specialized lending for manufactured housing, Native American communities, and down payment assistance programs. Additionally, Fannie Mae supports shared equity programs and offers counseling services to consumers facing financial hardships. In recent strategic developments, Fannie Mae is exploring partnerships with major technology companies to invest in equity stakes in exchange for business collaboration aimed at enhancing its technology capabilities and broadening its market presence. The organization has continued to reduce its retained mortgage portfolio by selling non-performing loans to improve operational efficiency and risk management. It is also adjusting its business mix to respond to higher mortgage rates by increasing purchase volume relative to refinancing activity. Moreover, Fannie Mae maintains compliance with regulatory oversight under the Federal Housing Finance Agency (FHFA), which continues as its conservator, guiding efforts to optimize credit risk and support affordable housing goals. The company also recently announced sales of non-performing loan pools to major institutional investors as part of portfolio management initiatives. Fannie Mae operates primarily in the United States, serving lenders, mortgage originators, and investors by providing a dependable source of funding solutions that meet diverse borrower needs across income levels and geographic markets. Its business is integral to the residential mortgage finance ecosystem, supporting homeownership and rental housing production. The company remains under federal conservatorship but actively pursues innovation, strategic partnerships, and portfolio optimization to reinforce its mission within the housing finance sector. This description reflects Fannie Mae’s comprehensive mortgage product offerings, recent strategic moves including potential technology investments and portfolio management actions, and ongoing regulatory framework shaping its operational landscape.