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Finward Bancorp

Finward Bancorp

FNWD
Finward BancorpUS flagNASDAQ Capital Market
41.61
USD
-0.32
- -
180.21MMarket Cap
Finward Bancorp
FNWD
(NASDAQ Capital Market)

Recent

price

41.61

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
10.98
10.58
11.01
10.48
11.05
12
13.17
13.45
14.35
15.59
18.49
18.56
18.83
15.28
16.69
15.46
16.16
Revenue per Share
1.83
1.9
2.41
2.51
2.6
2.75
3.2
3.13
3.08
3.5
4.6
4.3
3.61
1.96
2.85
1.89
2.3
Basic EPS, GAAP
4.53
5.08
2.72
3.58
3.07
2.86
3.03
3.71
3.15
2.29
4.62
4
3.52
5.4
1.58
2.12
3.87
Free Cash Flow per Basic Share
0.78
0.6
0.68
0.82
0.94
1.04
1.1
1.14
1.13
1.18
1.24
1.24
1.21
1.25
0.49
0.36
0.49
Dividend per Share
19.84
22.2
23.83
23.5
26.78
28.38
29.41
32.14
33.5
38.85
43.8
45
31.73
34.28
35.1
40.37
41.15
Book Value per Share
19.84
22.2
23.83
23.5
26.21
27.48
28.43
31.16
30.8
35.63
39.41
40.91
25.41
28.31
29.48
34.92
35.75
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
Basic Weighted Avg Shares
31
30
31
30
31
34
38
39
43
54
64
65
79
65
71
66
69
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
2
2
2
2
2
3
3
3
2
3
5
6
7
7
6
5
Depreciation Expense
5
5
7
7
7
8
9
9
9
12
16
15
15
8
12
8
10
Net Income, GAAP
13.34
17.96
22.07
25.19
22.55
18.63
21.8
24.25
13.28
12.69
14.83
8.63
8.93
- -
9.85
0.28
6.51
Effective Tax Rate (%)
16.7
17.95
21.92
23.9
23.52
22.95
24.27
23.26
21.49
22.47
24.88
23.19
19.17
12.83
17.06
12.25
14.2
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
33
37
33
31
36
39
26
21
43
14
6
- -
120
80
65
45
65
LT Debt
56
63
68
67
76
81
84
92
101
134
152
157
136
147
151
175
178
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
9.49
9.05
10.49
10.59
10.35
10
11.08
10.17
9.65
10.27
11.15
9.71
10.29
5.91
8.12
4.96
5.9
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
45
50
65
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
152
157
159

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
120
120
94
Accounts Receivable, Net
8
8
8
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.54%
3.3%
15.35%
Free Cash Flow
11.69%
2.62%
34.42%
Net Income, GAAP
4.16%
-7.66%
-33.33%
Sales/Revenue/Turnover
7.54%
1.49%
-7.11%
Total Cash Common Dividend
-2.35%
-12.53%
-24.75%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
25
15
15
16
71
2025
16
17
17
17
66
2026
17
18
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.18
0.03
0.14
- -
2.85
2025
0.11
0.5
0.82
0.46
1.89
2026
0.52
0.49
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
0.12
0.12
- -
0.49
2025
0.12
- -
0.12
0.12
0.36
2026
0.12
0.12
- -
- -
- -
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Business
Finward Bancorp (Nasdaq: FNWD) operates as the holding company for Peoples Bank, an Indiana-chartered commercial bank providing a comprehensive range of personal, business, electronic and wealth management financial services across Northwest Indiana and the Chicagoland area. Deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts and retirement savings plans; loan products encompass residential mortgage loans for purchasing, refinancing or constructing homes, construction loans to individuals and contractors, commercial real estate and multifamily loans, consumer loans for personal, household or family purposes, home equity lines of credit, home improvement and equity loans, commercial business loans, government loans and municipal loans. Wealth management services feature estate and retirement planning, custodial services, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, investment agency accounts, personal representative services for estates and trusteeship for revocable and irrevocable trusts; additional offerings comprise insurance and annuity investments, digital banking tools, cash management and real estate investment activities. Founded in 1916 and headquartered at 9204 Columbia Avenue in Munster, Indiana, the company maintains 26 banking locations primarily in Lake and Porter Counties, Indiana, and Cook County, Illinois. In May 2021, Finward Bancorp changed its name from NorthWest Indiana Bancorp to reflect its forward-looking strategy. The company appointed three new directors to its board in September 2024 to support strategic goals amid economic uncertainty. Recent financial performance includes Q3 2025 earnings releases highlighting stable liquidity of approximately $697 million as of March 31, 2025, with 72% of deposits fully FDIC-insured and non-performing loans showing improvement; loan originations reached $36.7 million in new commercial loans during Q1 2025, while total assets stood at elevated levels into 2025 supported by a $1.5 billion loan portfolio.

Company News

Company News APIChatGPT

  • defenseworld.net

    Reviewing Finward Bancorp (NASDAQ:FNWD) & Lake Shore Bancorp (NASDAQ:LSBK)

  • businesswire.com

    Finward Bancorp Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Finward Bancorp - FNWD

  • globenewswire.com

    EQUITY ALERT - The M&A Class Action Firm Encourages $hareholders To Contact Monteverde Concerning the Merger—FNWD, FHB, FULCM and INDV

  • defenseworld.net

    Head-To-Head Review: Finward Bancorp (NASDAQ:FNWD) versus Banco Santander (NYSE:SAN)

  • businesswire.com

    Finward Bancorp Announces Dividend

  • globenewswire.com

    Halper Sadeh LLC is Investigating Whether FNWD and PSNL are Obtaining Fair Deals for their Shareholders

  • businesswire.com

    Finward Bancorp Announces Second Quarter 2026 Results

  • prnewswire.com

    Are FNWD, PSNL, DSGR Obtaining Fair Deals for their Shareholders?

  • defenseworld.net

    Finward Bancorp (FNWD) Expected to Announce Quarterly Earnings on Tuesday

  • businesswire.com

    Finward Bancorp Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Finward Bancorp - FNWD

  • newsfilecorp.com

    SHAREHOLDER NOTICE: Brodsky & Smith Announces an Investigation of Finward Bancorp (FNWD)

  • gurufocus.com

    $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Finward Bancorp (NASDAQ: FNWD)

  • prnewswire.com

    $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Finward Bancorp (NASDAQ: FNWD)

  • businesswire.com

    FNWD Stock Alert: Halper Sadeh LLC is Investigating Whether Finward Bancorp is Obtaining a Fair Price for its Shareholders

  • gurufocus.com

    Shareholder Alert: Ademi LLP investigates whether Finward Bancorp is obtaining a Fair Price for Public Shareholders

  • prnewswire.com

    Shareholder Alert: Ademi LLP investigates whether Finward Bancorp is obtaining a Fair Price for Public Shareholders

  • prnewswire.com

    First Financial Bancorp Announces Second Quarter 2026 Financial Results, Quarterly Dividend Increase & Acquisition of Finward Bancorp

  • businesswire.com

    Finward Bancorp Acquisition

  • businesswire.com

    Finward Bancorp Announces Dividend

  • businesswire.com

    Finward Bancorp Announces First Quarter 2026 Results