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    Banks - Regional
Finward Bancorp

Finward Bancorp

FNWD
Finward BancorpUS flagNASDAQ Capital Market
32.62
USD
-0.20
- -
141.24MMarket Cap
Finward Bancorp
FNWD
(NASDAQ Capital Market)

Recent

price

32.62

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
10.98
10.58
11.01
10.48
11.05
12
13.17
13.45
14.35
15.59
18.49
18.56
18.83
15.27
16.69
15.46
15.88
Revenue per Share
1.83
1.9
2.41
2.51
2.6
2.75
3.2
3.13
3.08
3.5
4.6
4.3
3.61
1.96
2.85
1.89
2.31
Basic EPS, GAAP
4.53
5.08
2.72
3.58
3.07
2.86
3.03
3.71
3.15
2.29
4.62
4
3.52
5.39
1.58
2.12
3.86
Free Cash Flow per Basic Share
0.78
0.6
0.68
0.82
0.94
1.04
1.1
1.14
1.13
1.18
1.24
1.24
1.21
1.25
0.49
0.36
0.36
Dividend per Share
18.56
19.89
21.55
23.19
24.79
26.42
28.43
30.33
30.48
29.02
32.13
35.06
31.52
30.27
32.74
34.18
34.5
Book Value per Share
19.86
22.2
23.83
23.5
26.21
27.48
28.43
31.16
30.8
35.63
39.41
40.95
26.14
28.46
29.85
35.37
34.79
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
Basic Weighted Avg Shares
31
30
31
30
31
34
38
39
43
54
64
65
79
65
71
66
68
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
2
2
2
2
2
3
3
3
2
3
5
6
7
7
6
6
Depreciation Expense
5
5
7
7
7
8
9
9
9
12
16
15
15
8
12
8
10
Net Income, GAAP
13.34
17.96
22.07
25.19
22.55
18.63
21.8
24.25
13.28
12.69
14.83
8.63
8.93
- -
9.85
0.28
2.81
Effective Tax Rate (%)
16.7
17.95
21.92
23.9
23.52
22.95
24.27
23.26
21.49
22.47
24.88
23.19
19.17
12.83
17.06
12.25
14.52
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
33
37
33
31
36
39
26
21
43
14
6
- -
120
80
65
45
50
LT Debt
56
63
68
67
76
81
84
92
101
134
152
157
136
147
151
175
172
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.18
9.9
11.66
11.2
10.84
10.77
11.67
10.66
10.42
12.57
15.07
12.83
11.89
6.42
9.02
5.67
6.87
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
45
50
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
136
150
155

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
104
120
120
Accounts Receivable, Net
8
8
8
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.54%
3.3%
15.35%
Free Cash Flow
11.69%
2.62%
34.42%
Net Income, GAAP
4.16%
-7.66%
-33.33%
Sales/Revenue/Turnover
7.54%
1.49%
-7.11%
Total Cash Common Dividend
-2.35%
-12.53%
-24.75%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
25
15
15
16
71
2025
16
17
17
17
66
2026
17
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.18
0.03
0.14
- -
2.85
2025
0.11
0.5
0.82
0.46
1.89
2026
0.52
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
0.11
0.12
- -
0.49
2025
0.12
- -
0.12
0.12
0.36
2026
0.12
- -
- -
- -
- -
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Business
Finward Bancorp (Nasdaq: FNWD) operates as the holding company for Peoples Bank, an Indiana-chartered commercial bank providing a comprehensive range of personal, business, electronic and wealth management financial services across Northwest Indiana and the Chicagoland area. Deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts and retirement savings plans; loan products encompass residential mortgage loans for purchasing, refinancing or constructing homes, construction loans to individuals and contractors, commercial real estate and multifamily loans, consumer loans for personal, household or family purposes, home equity lines of credit, home improvement and equity loans, commercial business loans, government loans and municipal loans. Wealth management services feature estate and retirement planning, custodial services, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, investment agency accounts, personal representative services for estates and trusteeship for revocable and irrevocable trusts; additional offerings comprise insurance and annuity investments, digital banking tools, cash management and real estate investment activities. Founded in 1916 and headquartered at 9204 Columbia Avenue in Munster, Indiana, the company maintains 26 banking locations primarily in Lake and Porter Counties, Indiana, and Cook County, Illinois. In May 2021, Finward Bancorp changed its name from NorthWest Indiana Bancorp to reflect its forward-looking strategy. The company appointed three new directors to its board in September 2024 to support strategic goals amid economic uncertainty. Recent financial performance includes Q3 2025 earnings releases highlighting stable liquidity of approximately $697 million as of March 31, 2025, with 72% of deposits fully FDIC-insured and non-performing loans showing improvement; loan originations reached $36.7 million in new commercial loans during Q1 2025, while total assets stood at elevated levels into 2025 supported by a $1.5 billion loan portfolio.

Company News

APIChat

  • businesswire.com

    Finward Bancorp Announces First Quarter 2026 Results

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    Contrasting Finward Bancorp (NASDAQ:FNWD) and WisdomTree (NYSE:WT)

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    Finward Bancorp Announces Dividend

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    Finward Bancorp (NASDAQ:FNWD) and Synchrony Financial (NYSE:SYF) Head to Head Analysis

  • businesswire.com

    Finward Bancorp Announces Fourth Quarter 2025 Results

  • defenseworld.net

    Finward Bancorp (FNWD) Projected to Post Earnings on Tuesday

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    Head-To-Head Survey: Jefferies Financial Group (NYSE:JEF) versus Finward Bancorp (NASDAQ:FNWD)

  • businesswire.com

    Finward Bancorp Announces Dividend

  • businesswire.com

    Finward Bancorp Announces Third Quarter 2025 Results

  • businesswire.com

    Finward Bancorp Announces Dividend

  • businesswire.com

    Finward Bancorp Announces Second Quarter 2025 Results

  • globenewswire.com

    Finward Bancorp Announces Earnings for the Quarter Ended March 31, 2025

  • globenewswire.com

    FINWARD BANCORP ANNOUNCES DIVIDEND

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    3 Small-Cap Financial Services Stocks to Buy Amid Tariff Uncertainty

  • globenewswire.com

    Finward Bancorp Announces Earnings for the Quarter and Twelve Months Ended December 31, 2024

  • globenewswire.com

    Finward Bancorp Announces Fourth Quarter Dividend

  • globenewswire.com

    Finward Bancorp Announces Earnings for the Quarter and Nine Months Ended September 30, 2024

  • globenewswire.com

    FINWARD BANCORP ANNOUNCES THIRD QUARTER DIVIDEND

  • zacks.com

    Recent Price Trend in Finward Bancorp (FNWD) is Your Friend, Here's Why

  • zacks.com

    Finward Bancorp (FNWD) Is a Great Choice for 'Trend' Investors, Here's Why