FlexShopper, Inc.

FlexShopper, Inc.

FPAY
FlexShopper, Inc.US flagNASDAQ Capital Market
0.00
USD
-NaN
- -
2,153.00Market Cap
FlexShopper, Inc.
FPAY
(NASDAQ Capital Market)

Recent

price

0.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
0.91
1.06
0.86
0.92
1
- -
1.3
3.59
8.15
11.47
6.5
4.55
4.4
5.31
4.73
4.88
5.66
Revenue per Share
-1.25
-1.62
-0.19
0.13
0.18
-0.3
-0.96
-1.53
-2.31
-1.82
-1.26
-0.1
-0.12
0.04
0.41
-0.35
-0.15
Basic EPS, GAAP
-3.05
-2.64
-0.81
0.78
-0.12
0.47
-1.86
-2.69
-3.29
-1.47
-2.16
-0.14
-0.36
-0.65
-1.58
-0.54
-1.67
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-2.38
-3.94
-3.12
-2.84
-2.66
-2.64
-2.56
-3.25
-5.3
-6.72
-5.15
-2.47
-2.09
-1.91
-1.32
-1.49
-1.48
Book Value per Share
-1.2
-2.06
0.68
0.79
0.99
0.49
1.19
0.78
-1.48
-2.88
-1.55
-0.66
-0.5
-0.28
-0.29
-0.29
-0.21
Tangible Book Value per Share
1
1
2
2
2
2
4
6
6
6
9
20
23
24
24
24
24
Basic Weighted Avg Shares
1
2
2
2
2
- -
5
21
48
67
61
89
102
125
113
117
135
Sales/Revenue/Turnover
-98.81
-122.1
0.67
- -
18.42
-550,526.05
-97.08
-38.7
-19.86
-5.83
-4.08
9.68
8.18
10.5
-5.58
8.56
19.06
Operating Margin (%)
- -
- -
- -
- -
- -
- -
2
12
24
34
43
58
66
82
77
64
66
Depreciation Expense
-1
-2
- -
- -
- -
-1
-4
-9
-12
-8
-9
1
- -
3
14
-4
1
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
27.26
205.18
19.35
- -
- -
31.27
Effective Tax Rate (%)
-98.81
-122.17
-22.39
14.58
18.42
-582,925.21
-74.39
-42.51
-25.75
-12.43
-15.39
0.65
-0.33
2.61
12.06
-3.62
0.67
Profit Margin (%)
- -
- -
- -
- -
- -
3
5
13
22
8
19
39
45
64
97
105
131
Working Capital
- -
- -
- -
- -
5
- -
1
9
10
5
14
35
40
56
96
115
139
LT Debt
4
3
2
2
3
3
6
6
15
6
8
10
11
16
31
29
30
Total Equity
- -
- -
0.15
- -
3.93
- -
- -
- -
- -
- -
- -
17.71
-24.83
26.46
- -
- -
13.25
Return on Invested Capital (%)
- -
- -
-11.44
-180.49
17.19
- -
- -
- -
- -
- -
- -
65.79
-44.31
37.24
- -
- -
15.71
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'24
ST Debt
- -
- -
11
LT Borrowings
123
135
138
LT Finance Leases
1
1
1
Preferred Equity and Hybrid Capital
23
23
23
Shares Outstanding
24
24
24
Market Capitalization
36
31
25

Working Capital

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'24
Total Current Assets
124
132
149
Cash, Cash Equivalents & STI
6
5
7
Accounts Receivable, Net
49
57
66
Inventories
26
26
24
Total Current Liabilities
9
8
19
Payables & Accruals
9
8
8
ST Debt
- -
- -
11
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
37.84%
32.09%
-5.81%
Free Cash Flow
-24.62%
56.98%
-65.55%
Net Income, GAAP
-54.8%
-228.48%
-131.06%
Sales/Revenue/Turnover
421,441.73%
15.17%
3.47%
Total Cash Common Dividend
- -
- -
7.07%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
29
37
26
21
113
2023
31
25
31
30
117
2024
34
32
39
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
-0.13
0.57
-0.29
- -
0.41
2023
-0.05
-0.26
-0.01
- -
-0.35
2024
-0.05
-0.11
0.05
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
Business
FlexShopper, Inc. (Nasdaq: FPAY) operates as a financial technology company that provides lease-to-own and lending payment solutions to underserved consumers for acquiring durable goods through its e-commerce marketplace at flexshopper.com and partnerships with retailers. The company offers consumer electronics including smartphones, laptops, tablets, gaming consoles, and smart home devices; home appliances such as refrigerators, washers, dryers, ranges, ovens, microwaves, and dishwashers; computers and wearables; tires; jewelry; furniture and accessories; and other categories like cameras and video gaming products from brands including LG, Samsung, Sony, TCL, Frigidaire, General Electric, Whirlpool, Apple, Asus, Dell, Hewlett Packard, Toshiba, Restonic, Sealy, and Ashley. FlexShopper serves consumers nationwide in the United States via direct-to-consumer online channels, business-to-business retail partnerships exceeding 7,800 locations across automotive, electronics, pawn, and other sectors, and flexible payment options including weekly or monthly lease-to-own plans with ownership typically achievable in 12 months or less, alongside its Revolution Loan product. Founded in 2003 and headquartered in Boca Raton, Florida, the company employs approximately 204 people and focuses on underserved customer segments lacking traditional cash or credit access. Recent developments include substantial B2B partnership expansion with 248% growth in store partnerships since 2023 driving 279% year-over-year application volume increases in January 2025; direct-to-consumer marketplace originations up 93% year-over-year amid 130% total new customer application growth; Revolution Loan new customer originations rising 88% year-over-year for the fifth consecutive month; improved profitability metrics such as 105% higher gross margin dollars and 34% lower marketing cost per new customer in January 2025; 13 consecutive months of enhanced asset quality; and a rights offering that raised approximately $12 million in early 2025.

Company News

APIChatGPT
  • FlexShopper (NASDAQ:FPAY) Shares Cross Below 200 Day Moving Average – Time to Sell?

  • FlexShopper, Inc. Announces Receipt of Delisting Notification from Nasdaq

  • FlexShopper Receives Notification of Deficiency from Nasdaq Related to Delayed Filing of Quarterly Report on Form 10-Q

  • FlexShopper Granted 180-Day Extension

  • FlexShopper Partners with ICON Vehicle Dynamics to Expand Lease-to-Own Financing Options for Premium Off-Road Vehicle Upgrades

  • FlexShopper, Inc. Reports 2024 Fourth-Quarter and Year-End Financial Results

  • FlexShopper Provides Business Update for January 2025

  • FlexShopper Updates Status of Rights Offering

  • FlexShopper Appoints Former North Carolina Governor Patrick McCrory to its Board of Directors

  • FlexShopper to Attend the Sidoti Micro-Cap Virtual Conference

  • FlexShopper Announces Preliminary Results of Unit Subscription Rights Offering

  • FlexShopper Inc. (FPAY) Hit a 52 Week High, Can the Run Continue?

  • FlexShopper (FPAY) Shows Fast-paced Momentum But Is Still a Bargain Stock

  • FlexShopper Provides Update on Holiday Season and 2024 Fourth Quarter Results

  • FlexShopper Expands Lease-to-Own Solutions at Jiffy Lube and Meineke Car Care Centers

  • FlexShopper Announces Record Initial Holiday Season Results

  • FlexShopper Announces First Come First Serve Extension of Rights Offering

  • FlexShopper Reminds Right Holders of Early Subscription Process Cutoff Dates

  • Argus Research Initiates Equity Research Report Coverage on FlexShopper, Inc. (NasdaqCM:FPAY)

  • FlexShopper Partners with Tire Agent to Expand Tire Shopping Options for Near-Prime Credit Consumers