Vanquis Banking Group plc
FPLPF
Other OTC1.56
USD
- -
- -
ISIN
GB00B1Z4ST84
Return %
Stock
S&P500
1Y
108.74
26.53
3Y
-21.15
76.60
5Y
61.78
80.11
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
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in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
FRC
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.- CEO
- Ian Michael Brian McLaughlin
- Full Time Employees
- 1,269
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- No. 1 Godwin Street Bradford United Kingdom BD1 2SU
- IPO Date
- Dec 16, 2010
- Website
- vanquisbankinggroup.com
- Similar Companies
- Business
- Vanquis Banking Group plc operates as a United Kingdom-based specialist bank focused on providing differentiated credit, savings, and money management solutions to underserved customers with sub-prime credit histories, primarily funded by retail deposits. The company offers core products and services through its key brands Vanquis, Moneybarn, and Snoop; Vanquis provides tailored credit cards with varying APRs and credit limits, unsecured personal loans, fixed-rate and notice savings accounts, and second charge mortgages; Moneybarn delivers secured vehicle finance for new and used cars, motorbikes, and light commercial vehicles; and Snoop supplies a data-driven platform utilizing artificial intelligence and open banking for personalized financial insights, money-saving opportunities targeting up to £1,500 annually per customer, and free credit scoring. Founded in 1880 and headquartered in Bradford, England, at Fairburn House, 5 Godwin Street, the company serves approximately 1.75 million UK customers with operations concentrated in the United Kingdom, including call centers in Bradford, Chatham, and London offices; it lists on the London Stock Exchange under the ticker VANQ, formerly known as Provident Financial plc until its rebranding in March 2023. Recent developments include the 2023 acquisition of financial technology firm Snoop to enhance money management offerings and integration into the Vanquis mobile app; expansion in second charge mortgages from near-zero balances in May 2024 to over £400 million through four partnerships; a capital optimization initiative in October 2025 featuring an £81 million issuance and Tier 2 tender offer to support lending growth above £2.6 billion; 6% credit card growth in Q2 2025; and proactive management of vehicle finance growth pending a new gateway strategic solution, alongside £40 million write-downs and capital ratio warnings announced in July 2024.
Vanquis Banking Group plc (FPLPF) Q4 2025 Earnings Call Transcript
Vanquis Banking Group plc (FPLPF) Q4 2025 Earnings Call Transcript