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Firm Capital Mortgage Investment Corporation

Firm Capital Mortgage Investment Corporation

6.80
EUR
0.00
(0.00%)
0.64EPS
11.19P/E
271.87MMarket Cap
Nov 10Next Earn
Firm Capital Mortgage Investment Corporation
FRA:74X
(Frankfurt Stock Exchange)

Recent

price

6.80

P/E

ratio

11.19

div

yld

10.22%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CAD
1.22
1.17
1.2
1.18
1.15
1.22
1.17
1.26
1.24
1.25
1.17
1.08
1.26
1.46
1.44
1.52
1.49
Revenue per Share
0.58
1
1
0.99
0.98
0.99
0.97
1.02
0.99
1.01
0.91
0.95
0.94
0.99
1
1.02
1.07
Basic EPS, GAAP
1.06
1.26
1.47
1.44
1.39
1.38
1.47
1.6
1.57
1.46
1.31
1.3
1.51
3.27
-0.39
2.45
2.09
Free Cash Flow per Basic Share
1.01
1
0.98
0.99
0.98
0.97
0.98
0.96
1.01
0.98
1
0.94
0.95
0.95
0.98
0.99
1.13
Dividend per Share
9.58
9.73
10.12
10.24
10.38
10.41
10.63
10.9
10.94
11.08
11.13
11.39
11.57
11.57
11.53
11.57
11.57
Book Value per Share
9.58
9.73
10.12
10.24
10.38
10.41
10.63
10.9
10.94
11.08
11.13
11.39
11.57
11.57
11.53
11.57
11.57
Tangible Book Value per Share
14
15
17
18
20
20
22
24
26
28
29
32
34
34
35
37
33
Basic Weighted Avg Shares
17
17
20
21
23
25
25
31
32
35
34
34
43
51
51
56
50
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
15
17
18
20
20
21
25
26
28
26
30
32
34
35
37
36
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
47.51
85.16
83.23
83.64
85.08
81.45
83.38
80.96
79.47
80.76
78.34
87.65
74.8
67.63
69.32
67.23
71.88
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
54
85
92
104
116
148
164
209
195
139
137
178
178
158
134
136
112
LT Debt
138
148
176
186
209
211
239
284
286
314
343
383
399
399
423
425
425
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
6.22
5.95
5.61
5.78
5.42
4.99
4.96
4.83
5.67
5.14
5.05
5.02
5.54
5.85
6.2
6.08
Return on Capital (%)
6.05
10.26
10.33
9.73
9.88
9.55
9.41
9.49
9.03
9.33
8.02
8.26
8.25
8.56
8.57
8.83
8.39
Return on Common Equity (%)

Capital Structure

CAD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
25
18
35
LT Borrowings
136
111
112
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
37
37
37
Market Capitalization
443
425
441

Working Capital

CAD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
14
18
- -
Accounts Receivable, Net
6
5
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
9
5
6
ST Debt
25
18
35
Deferred Revenue
- -
- -
- -

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.39%
4.45%
0.41%
Free Cash Flow
-67.99%
-142.6%
-753.45%
Net Income, GAAP
6.6%
7.35%
6.37%
Sales/Revenue/Turnover
8.86%
11.03%
9.66%
Total Cash Common Dividend
6.43%
4.74%
4.58%

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11
13
14
12
51
2025
15
13
- -
14
56
2026
11
12
- -
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.25
0.25
0.25
0.37
1
2025
0.27
0.26
- -
0.38
1.02
2026
0.23
0.24
- -
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.29
0.23
0.23
0.35
0.98
2025
0.29
0.23
- -
0.38
0.99
2026
0.32
0.23
- -
- -
- -
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Business
Firm Capital Mortgage Investment Corporation (FCMIC), through its mortgage banker Firm Capital Corporation, operates as a non-bank lender focused on originating, funding, purchasing, and servicing short-term residential and commercial real estate mortgage loans and related debt investments primarily in Canada. The company provides a diversified portfolio of lending products and services, including construction and development lending; investment property financing; short-term lending; bridge financing; mezzanine and joint venture equity investments; capital market facilities; alternative residential lending programs; and infill construction lending; as well as loan origination, underwriting, servicing, syndication, asset management, real estate financing, investment financing, and advisory services targeting builders, developers, real estate owners, and investors in residential houses, small multi-family properties, mixed-use residential developments, and commercial assets. Founded in 1988 and headquartered at 163 Cartwright Avenue in Toronto, Ontario, FCMIC pursues growth in niche markets underserved by traditional banks, with revenue derived mainly from interest, fee income, and commissions in Canada and the United States. In October 2025, the company completed a $25 million bought deal financing of convertible debentures due December 31, 2032, led by a syndicate including CIBC Capital Markets, TD Securities, Canaccord Genuity, and others to support its investment activities. Earlier in 2025, FCMIC expanded an equity offering to raise over $22 million through 1.95 million common shares at $11.30 each, underwritten by TD Securities and CIBC Capital Markets. For the nine months ended September 30, 2025, the company reported new investment funding of $216.5 million and repayments of $243.3 million, while maintaining regular monthly dividends of $0.078 per share and achieving strong quarterly results, such as $9.7 million in comprehensive income for Q2 2025.

Company News

Company News APIChatGPT

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Election of Directors

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Q4 2025 Results And Declares Monthly Cash Dividends For April, May And June 2026

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation: Confirmation of Special Year-End Dividend Amount

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Completes $25 Million Bought Deal Financing

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces $20 Million Bought Deal Financing

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Q2/2025 Results, as Well as the Declaration of October, and November Monthly Cash Dividends

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Election of Directors

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Q1/2025 Results, as Well as the Declaration of July, August, and September Monthly Cash Dividends

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Early Redemption of 5.40% Convertible Debentures due June 30, 2025

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Monthly Cash Dividends

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Q4/2024 Results

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces a Special Dividend, Bringing the 2024 YTD Total to $0.992/Share

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Q3/2024 Results

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Exercise, in Full, of Over-Allotment Option

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Q2/2024 Results, as Well as the Declaration of October, and November Monthly Cash Dividends

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Completes $22 Million Bought Deal Financing

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Completes $22 Million Bought Deal Financing

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces Upsizing of Previously Announced Bought Deal Offering

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Announces $20 Million Bought Deal Offering

  • globenewswire.com

    Firm Capital Mortgage Investment Corporation Files (Final) Base Shelf Prospectus