1. United Kingdom Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
S&U plc

S&U plc

22.20
EUR
0.00
(0.00%)
235.72MMarket Cap
Mar 30Next Earn
S&U plc
FRA:97V
(Frankfurt Stock Exchange)

Recent

price

22.20

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
GBP
4.09
4.38
4.64
5.11
2.92
3.66
4.95
6.44
6.55
7.07
6.62
6.94
7.85
8.27
8.04
6.65
- -
Revenue per Share
0.6
0.75
0.91
1.12
1.55
5.81
1.69
2.03
2.32
2.38
1.21
3.13
2.78
2.09
1.47
1.69
- -
Basic EPS, GAAP
0.76
0.61
0.26
-0.53
-1.23
-1.42
-2.33
-3.71
0.81
0.38
2.62
-0.2
-4.62
-0.06
5.29
-1.6
- -
Free Cash Flow per Basic Share
0.35
0.37
0.42
0.48
0.57
1.94
0.8
0.95
1.09
1.2
1.08
1.01
1.28
1.33
1.15
0.91
- -
Dividend per Share
4.23
4.65
5.18
5.86
6.84
10.73
11.64
12.73
13.75
14.79
14.9
17.01
18.49
19.25
19.58
20.48
19.58
Book Value per Share
4.23
4.65
5.18
5.86
6.84
10.73
11.64
12.73
13.75
14.79
14.9
17.01
18.49
19.25
19.58
20.48
19.58
Tangible Book Value per Share
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
14
14
Basic Weighted Avg Shares
48
51
55
60
35
44
59
77
79
85
80
84
95
101
98
93
- -
Sales/Revenue/Turnover
22.36
24.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
1
1
1
- -
- -
- -
- -
- -
1
1
1
1
- -
- -
- -
Depreciation Expense
7
9
11
13
18
69
20
24
28
29
15
38
34
25
18
24
- -
Net Income, GAAP
28.56
26.86
23.54
22.88
19.78
18.4
19.29
19.05
19.01
17.79
19.21
19.22
18.58
24.26
25.29
25.47
- -
Effective Tax Rate (%)
14.67
17.36
19.94
22.13
53.41
158.89
34.48
31.66
35.62
33.89
18.23
45.08
35.36
25.31
18.35
25.44
- -
Profit Margin (%)
45
44
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
22
19
21
32
55
30
49
105
108
119
99
114
196
225
198
242
198
LT Debt
50
55
61
69
81
128
139
153
165
179
181
207
225
234
238
249
238
Total Equity
10.43
12.49
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
10.53
12.67
13.94
14.54
15.53
47.01
11.72
10.94
10.53
10.1
5.06
12.64
9.09
5.78
4
5.12
- -
Return on Capital (%)
14.66
16.86
18.59
20.28
24.35
65.97
15.11
16.63
17.53
16.69
8.13
19.61
15.64
11.09
7.59
9.74
- -
Return on Common Equity (%)

Capital Structure

GBP

•

in mil. unless spec.
Jan'24
Jul'25
Jan'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
12
12
Market Capitalization
240
225
197

Working Capital

GBP

•

in mil. unless spec.
Jan'24
Jul'25
Jan'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
- -
5
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.93%
6.67%
4.59%
Free Cash Flow
-677.57%
-1,462.01%
-134.83%
Net Income, GAAP
4.43%
25.27%
32.38%
Sales/Revenue/Turnover
8.69%
3.21%
-4.52%
Total Cash Common Dividend
-2.02%
0.41%
-8.7%

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
101
2025
- -
- -
98
2026
- -
- -
93

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
2.09
2025
- -
- -
1.47
2026
- -
- -
1.69

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1.33
2025
- -
- -
1.15
2026
- -
- -
0.91
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
S&U plc provides specialist motor finance and property bridging loans in the United Kingdom through its principal subsidiaries, Advantage Finance Limited and Aspen Bridging Limited; Advantage Finance offers hire purchase financing for new and used cars, vans, motorbikes, and caravans primarily in the non-prime lending sector to over 80,000 customers via motor dealers nationwide; Aspen Bridging delivers short-term secured loans for residential and commercial properties, including products for refinancing, capital raising, auction purchases, and refurbishments, with loan sizes up to more than 15 million pounds and an average of around 1 million pounds for individual and business borrowers. The company, founded in 1938 and headquartered at 2 Stratford Court, Cranmore Boulevard, Shirley, Solihull, England, operates exclusively in the UK financial services industry, focusing on credit services within the motor and property bridging segments. In recent developments, Aspen Bridging achieves a record annual profit before tax of 7.2 million pounds in 2025 through enhanced lending and repayment volumes; the group maintains steady operations following the 2015 divestiture of its former home credit business and continues to leverage in-house systems and introducer networks established post-2011 credit crunch recovery.

Company News

Company News APIChatGPT