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    Regional banks
First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

1,910.00
EUR
+60.00
(+3.24%)
169.33EPS
11.09P/E
20.62BMarket Cap
Oct 23Next Earn
First Citizens BancShares, Inc.
FRA:FC6A
(Frankfurt Stock Exchange)

Recent

price

1,910.00

P/E

ratio

11.09

div

yld

0.70%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
USD
100.09
114.19
108.05
104.75
97.39
105.02
107.99
117.31
130.04
152.38
180.97
187.24
291.4
602.56
662.4
711.56
766.67
Revenue per Share
18.5
18.8
12.92
17.35
13.56
17.52
18.77
26.96
33.53
41.05
47.53
53.89
67.47
785.18
189.38
165.28
186.39
Basic EPS, GAAP
2.25
24.94
10.97
27.55
9.74
11.93
12.38
22.52
26.25
41.03
24.16
-39.83
120.08
84.8
101.31
104.67
132.15
Free Cash Flow per Basic Share
1.2
1.2
1.5
0.9
1.13
1.5
1.2
1.2
1.41
1.63
2.98
4.28
5.34
8.05
11.02
12.38
15.2
Dividend per Share
166.08
180.97
193.75
215.35
223.77
239.14
250.82
277.6
300.04
337.38
396.21
448.03
605.33
1,403.16
1,556.17
1,718.65
1,767.72
Book Value per Share
155.3
170.31
182.71
204.55
203.26
219.92
231.78
258.97
273.49
298.09
355.35
408.5
570.1
1,356.12
1,510.83
1,671.45
1,718.38
Tangible Book Value per Share
10
10
10
10
10
12
12
12
12
11
10
10
16
15
14
13
12
Basic Weighted Avg Shares
1,044
1,185
1,107
1,008
996
1,261
1,297
1,409
1,552
1,698
1,820
1,838
4,526
8,754
9,500
9,252
9,329
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
63
65
72
73
82
111
111
114
120
128
133
143
533
-57
130
405
548
Depreciation Expense
193
195
132
167
139
210
225
324
400
457
492
547
1,098
11,466
2,777
2,206
2,354
Net Income, GAAP
36.41
37.11
32.84
37.84
31.94
36.71
35.77
40.45
20.51
22.75
20.39
21.97
19.38
5.06
22.69
25.75
25.46
Effective Tax Rate (%)
18.48
16.46
11.96
16.56
13.92
16.68
17.39
22.98
25.79
26.94
27.03
29.76
24.26
130.98
29.23
23.84
25.23
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
810
688
445
511
551
704
833
885
348
884
1,248
1,259
4,811
37,565
37,041
36,113
32,346
LT Debt
1,733
1,861
1,864
2,071
2,688
2,872
3,012
3,334
3,489
3,586
4,229
4,738
9,662
21,255
22,228
22,238
21,900
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
6.34
6.42
4.6
5.8
4.12
5.76
6.07
7.93
9.79
10.97
9.89
9.53
9.88
30.56
4.7
3.75
4.11
Return on Capital (%)
11.73
10.85
7.11
8.48
5.82
7.57
7.66
10.2
11.73
12.93
12.79
12.77
15.9
78.25
13.02
10.18
10.92
Return on Common Equity (%)

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
35,712
33,719
31,951
LT Finance Leases
401
390
395
Preferred Equity and Hybrid Capital
1,375
1,765
1,765
Shares Outstanding
12
12
11
Market Capitalization
25,816
21,754
23,554

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
52,392
57,583
48,115
Accounts Receivable, Net
912
955
943
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3,959
3,934
3,972
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
28.15%
48.11%
0.04%
Free Cash Flow
-75.97%
-172.04%
-6.33%
Net Income, GAAP
105.61%
191.97%
-20.56%
Sales/Revenue/Turnover
28.48%
49.31%
-2.61%
Total Cash Common Dividend
- -
47.54%
7.22%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,436
2,398
2,441
2,167
9,500
2025
2,293
2,365
2,430
2,164
9,252
2026
2,310
2,425
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
49.27
47.54
43.41
49.18
189.38
2025
34.47
42.38
43.12
45.78
165.28
2026
42.6
55.48
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.68
2.68
2.64
3.02
11.02
2025
3.09
3.02
3.04
3.24
12.38
2026
4.28
4.77
- -
- -
- -
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Business
First Citizens BancShares, Inc. functions as the holding entity for First-Citizens Bank & Trust Company, a prominent financial institution delivering extensive retail and commercial banking solutions to individuals, enterprises, and specialized professionals. The company's deposit offerings encompass a variety of checking, savings, money market, and certificate accounts. Its lending portfolio spans a wide range, including commercial construction and property development, commercial mortgage, commercial and industrial financing, equipment lease financing, and various consumer credit options such as residential mortgages, revolving lines of credit, and vehicle loans. Beyond traditional banking, First Citizens provides treasury management products, cardholder and merchant processing services, and comprehensive wealth management. This includes investment products like annuities and third-party mutual funds, along with tailored investment management and advisory services. Further specialized services comprise defined benefit and contribution plans, insurance, private banking, trust, fiduciary, philanthropic guidance, and unique asset management. Operating as a top 20 U.S. financial institution with assets exceeding $200 billion, First Citizens BancShares conducts its operations across several key segments: the General Bank, serving everyday banking needs; the Commercial Bank, focused on small and middle-market businesses; SVB Commercial, catering to the innovation economy following its strategic acquisition in 2023; and a dedicated Rail segment, providing equipment leasing and financing for the railway industry. This broad array of products and services is accessible through its expansive branch network, supplemented by robust digital banking, telephone banking, and ATM services. Established in 1898, First Citizens BancShares, Inc. maintains its corporate headquarters in Raleigh, North Carolina, and has significantly expanded its presence to over 500 branches and offices across 30 states. The company debuted on the Fortune 500 list in 2024 and was recognized as a top-performing large bank.

Company News

Company News APIChatGPT

  • seekingalpha.com

    First Citizens BancShares, Inc. (FCNCA) Q3 2026 Earnings Call Transcript

  • zacks.com

    Here's What Key Metrics Tell Us About First Citizens (FCNCA) Q3 Earnings

  • zacks.com

    First Citizens BancShares (FCNCA) Surpasses Q3 Earnings and Revenue Estimates

  • prnewswire.com

    First Citizens BancShares Reports Third Quarter 2026 Earnings, Announces Additional Share Repurchase Plan

  • prnewswire.com

    First Citizens BancShares Declares Dividends

  • defenseworld.net

    SteelPeak Wealth LLC Makes New Investment in First Citizens BancShares, Inc. $FCNCA

  • zacks.com

    Will First Citizens (FCNCA) Beat Estimates Again in Its Next Earnings Report?

  • zacks.com

    First Citizens BancShares (FCNCA) Reports Next Week: Wall Street Expects Earnings Growth

  • prnewswire.com

    Pivot Energy Closes $173 Million Term Loan Facility for 135 MWdc Distributed Solar Portfolio

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    Halloween Budgets Top Thanksgiving: 38% Plan to Spend $300 or More, CIT Bank Survey Finds

  • prnewswire.com

    First Citizens Bank Launches New Innovation Banking Brand

  • marketbeat.com

    First Citizens BancShares vs MP Materials: A Tale of 2 Regulation Bets

  • prnewswire.com

    First Citizens BancShares, Inc. Announces Date of Third Quarter 2026 Earnings Call

  • defenseworld.net

    First Citizens BancShares (NASDAQ:FCNCA) Major Shareholder Sells $136,710.00 in Stock

  • prnewswire.com

    CB Insights Joins Silicon Valley Bank's Partner Network to Give Innovators a Competitive Edge

  • prnewswire.com

    First Citizens Bank Provides $157 Million to Morningstar Properties

  • prnewswire.com

    First Citizens Bank Completes Branch Acquisition, Expanding Presence Across the Midwest, Great Plains and West

  • defenseworld.net

    First Citizens BancShares, Inc. $FCNCA Shares Purchased by California State Teachers Retirement System

  • defenseworld.net

    Assenagon Asset Management S.A. Has $1.18 Million Stock Position in First Citizens BancShares, Inc. $FCNCA

  • prnewswire.com

    Revman International Secures $87 million from First Citizens Bank