Lion Finance Group PLC

Lion Finance Group PLC

156.00
EUR
-6.00
(-3.70%)
17.28EPS
7.57P/E
5.52BMarket Cap
Nov 04Next Earn
Lion Finance Group PLC
FRA:GEB
(Frankfurt Stock Exchange)

Recent

price

156.00

P/E

ratio

7.57

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
GEL
12.4
15.46
16.52
18.63
19.5
15.27
17.56
21.2
23.79
23.46
23.2
29.05
43.61
57.23
82.52
100.91
103.01
Revenue per Share
2.78
4.43
5.21
5.92
6.71
5.84
8.89
10.3
10.77
10.44
6.16
15.2
30.95
31.26
56.84
50.2
50.92
Basic EPS, GAAP
8.89
4.41
6.11
11.45
-2.86
16.12
23.65
19.47
11.58
12.12
19.97
-2.83
99.75
25
65.24
43.12
- -
Free Cash Flow per Basic Share
- -
0.31
0.71
1.51
2.01
1.58
2.17
2.4
2.8
2.6
0.05
1.51
4.23
8.94
8.57
10.99
- -
Dividend per Share
21.16
21.16
30.29
34.8
41.39
47.89
56.54
61.38
37.54
45.3
53.34
65.56
88.97
114.47
162.55
193.51
217.57
Book Value per Share
18.25
19.31
28.23
32.59
39.18
44.91
52.14
58.43
35.1
42.34
49.99
61.78
85.13
109.68
154.1
183.91
207.41
Tangible Book Value per Share
30
30
33
34
35
52
45
42
44
48
48
48
47
45
44
43
46
Basic Weighted Avg Shares
373
462
552
634
675
794
787
900
1,036
1,119
1,105
1,383
2,028
2,548
3,597
4,344
4,735
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
28
27
29
32
35
36
37
41
45
78
83
94
111
125
173
222
240
Depreciation Expense
84
133
174
201
233
304
399
438
469
498
294
724
1,440
1,391
2,477
2,161
2,341
Net Income, GAAP
16.03
12.28
15.61
14.64
12.95
14.56
- -
6.8
12.95
10.15
6.81
9.33
11.66
15.64
12.74
16.17
16.68
Effective Tax Rate (%)
22.43
28.66
31.57
31.79
34.43
38.27
50.63
48.61
45.25
44.49
26.56
52.33
70.97
54.61
68.87
49.75
49.43
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,004
863
1,226
1,402
1,571
2,075
2,914
3,562
3,273
4,098
3,972
4,115
2,873
3,056
6,854
8,609
10,123
LT Debt
693
813
1,060
1,241
1,634
2,042
2,388
2,732
1,798
2,151
2,550
3,093
4,249
5,020
7,015
8,422
9,392
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
5.25
7.67
8.55
7.86
7.67
8.1
- -
7.1
7.9
8.75
4.58
10.5
20.03
18.23
22.5
13.98
13.85
Return on Capital (%)
13.46
18.45
19.56
18.37
16.87
17.89
20.16
19.23
22.27
25.32
12.55
25.77
39.38
30.15
41.33
28.05
27.53
Return on Common Equity (%)

Capital Structure

GEL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
44
43
43
Market Capitalization
14,554
14,082
16,632

Working Capital

GEL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7,722
7,204
7,921
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

GEL

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.2%
27.32%
20.06%
Free Cash Flow
-357.05%
-723.02%
-34.71%
Net Income, GAAP
32.07%
61.47%
-12.74%
Sales/Revenue/Turnover
19.48%
31.87%
20.79%
Total Cash Common Dividend
346.16%
703.02%
26.72%

Quarterly Revenue

GEL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
644
965
938
1,070
3,597
2025
979
1,062
1,084
1,242
4,344
2026
1,126
1,283
- -
- -
- -

Quarterly Earnings Per Share

GEL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
23.5
8.29
9.75
11.73
56.84
2025
11.79
10.2
11.16
13.82
50.2
2026
13.7
12.51
- -
- -
- -

Quarterly Dividends Per Share

GEL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
8.57
2025
- -
- -
- -
- -
10.99
2026
- -
- -
- -
- -
- -
Business
Lion Finance Group PLC, through its various subsidiaries, delivers a broad spectrum of banking and financial solutions across the high-growth markets of Georgia and Armenia, with operations also extending to Belarus. The company structures its offerings through three principal divisions: Georgian Financial Services, Armenian Financial Services, and Other Businesses. The Georgian Financial Services segment offers extensive retail banking options, including personal and mortgage lending, credit cards, and deposit accounts for individuals across mass retail and affluent categories. It further supports small and medium enterprises and micro businesses with tailored loans and essential transaction services. This division also encompasses corporate and investment banking, providing credit facilities, trade finance, and treasury services to institutional clients, alongside wealth management and brokerage services for high-net-worth individuals. The Armenian Financial Services segment, significantly expanded through the acquisition of Ameriabank in March 2024, extends comprehensive corporate, investment, and retail banking offerings. The Other Businesses division primarily consists of Belarusky Narodny Bank, which provides retail and corporate banking services within Belarus, and JSC Digital Area, a digital ecosystem in Georgia focused on e-commerce and software-as-a-service solutions. Lion Finance Group PLC was established as a dedicated banking entity in 2017 and maintains its headquarters in London, United Kingdom.

Company News

  • Lion Finance Group PLC (OTCMKTS:BDGSF) Stock Short Interest Rises 228.5%

  • Lion Finance Group PLC (OTCMKTS:BDGSF) Short Interest Update

  • Lion Finance Group PLC (BDGSF) Q2 2026 Earnings Call Transcript

  • Lion Finance Group PLC (BDGSF) Q1 2026 Earnings Call Transcript

  • Short Interest in Lion Finance Group PLC (OTCMKTS:BDGSF) Declines By 40.0%

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  • Analyzing Lion Finance Group (OTCMKTS:BDGSF) & Hang Seng Bank (OTCMKTS:HSNGY)

  • Lion Finance Group PLC (BDGSF) Q4 2025 Earnings Call Transcript

  • Financial Comparison: Lion Finance Group (OTCMKTS:BDGSF) versus HDFC Bank (NYSE:HDB)

  • Analyzing Lion Finance Group (OTCMKTS:BDGSF) & Banco Santander Brasil (NYSE:BSBR)

  • Lion Finance Group PLC (BDGSF) Q3 2025 Earnings Call Transcript

  • Lion Finance Group PLC (BDGSF) Q2 2025 Earnings Call Transcript

  • Lion Finance Group PLC (BDGSF) Q1 2025 Earnings Call Transcript

  • Lion Finance Group PLC (BDGSF) Q4 2024 Earnings Call Transcript

  • Lion Finance leaps to new all-time high after solid results, name change from Bank of Georgia

  • Bank of Georgia Group (BDGSF) Q3 2024 Earnings Call Transcript