Hansard Global plc

Hansard Global plc

0.68
EUR
-0.01
(-1.46%)
74.44MMarket Cap
Mar 04Next Earn
Hansard Global plc
FRA:H9G
(Frankfurt Stock Exchange)

Recent

price

0.68

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
GBP
- -
1.23
0.4
0.42
0.43
0.41
0.37
0.38
0.38
0.35
0.36
0.37
0.35
0.33
0.35
0.35
- -
Revenue per Share
0.12
0.12
0.08
0.08
0.06
0.11
0.06
0.06
0.05
0.03
0.03
0.04
0.03
0.04
0.04
0.01
- -
Basic EPS, GAAP
-0.02
0.16
0.03
0.13
0.18
0.14
0.03
0.06
0.05
-0.05
0.04
0.16
0.05
- -
0.02
0.09
- -
Free Cash Flow per Basic Share
0.13
0.13
0.14
0.11
0.08
0.09
0.09
0.09
0.07
0.04
0.04
0.04
0.04
0.04
0.04
0.04
- -
Dividend per Share
0.4
0.38
0.33
0.29
0.27
0.29
0.26
0.23
0.21
0.2
0.19
0.18
0.16
0.16
0.15
0.12
0.11
Book Value per Share
0.4
0.38
0.33
0.29
0.27
0.29
0.26
0.23
0.2
0.18
0.15
0.11
0.06
0.01
-0.02
-0.04
-0.04
Tangible Book Value per Share
137
137
137
137
137
137
137
137
138
138
138
138
138
138
138
138
158
Basic Weighted Avg Shares
- -
169
55
57
60
56
51
53
53
49
50
51
49
46
49
48
- -
Sales/Revenue/Turnover
- -
9.91
324.77
-72.68
38.99
-24.87
-65.69
-237.64
8.56
-88.25
44.65
-278.02
255.33
-43.76
-196.52
-26.56
- -
Operating Margin (%)
1
1
1
1
1
1
1
- -
- -
- -
1
1
1
1
1
2
- -
Depreciation Expense
16
17
11
10
8
15
8
8
7
5
5
5
4
6
5
2
- -
Net Income, GAAP
1.2
1.2
- -
2.8
- -
- -
1.19
- -
1.45
- -
4.26
3.92
5.26
3.39
1.89
- -
- -
Effective Tax Rate (%)
- -
9.79
20.55
18.21
13.95
26.47
16.18
14.64
12.93
9.48
9.09
9.7
7.38
12.47
10.66
3.73
- -
Profit Margin (%)
-78
-83
178
168
139
139
158
135
124
92
100
66
79
53
50
37
89
Working Capital
- -
- -
- -
1,010
- -
- -
- -
- -
- -
- -
3
2
2
3
3
2
2
LT Debt
55
53
45
40
37
40
36
32
29
27
26
25
22
22
21
17
15
Total Equity
29.74
30.78
- -
1.87
1.5
38.7
21.76
22.68
-48.13
-158.71
9.56
-541.66
391.72
-148.06
-464.92
-143.33
- -
Return on Invested Capital (%)
29.74
30.78
- -
1.87
1.5
38.7
21.76
22.68
22.59
16.52
16.04
17.41
13.87
23.17
21.58
8.43
- -
Return on Capital (%)
29.74
30.78
22.97
24.56
21.64
38.7
21.76
22.68
22.59
16.52
16.95
19.37
15.35
25.91
24.41
9.65
- -
Return on Common Equity (%)

Capital Structure

GBP

•

in mil. unless spec.
Dec'24
Jun'24
Dec'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
3
3
2
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
136
136
137
Market Capitalization
58
60
65

Working Capital

GBP

•

in mil. unless spec.
Dec'24
Jun'24
Dec'26
Total Current Assets
152
154
167
Cash, Cash Equivalents & STI
130
136
146
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
70
104
78
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-8.34%
-8.36%
-20.67%
Free Cash Flow
62.45%
206.66%
460.87%
Net Income, GAAP
-13.12%
-6.69%
-65.38%
Sales/Revenue/Turnover
- -
-0.43%
-1.23%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
49
2025
- -
- -
48
2026
- -
- -
- -

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.04
2025
- -
- -
0.01
2026
- -
- -
- -

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.04
2025
- -
- -
0.04
2026
- -
- -
- -
Business
Hansard Global plc is a specialist long-term savings provider headquartered in Douglas, Isle of Man, operating since its founding in 1970. The company offers a comprehensive range of savings and investment solutions, including personal portfolio bonds for lump sum investors, regular savings contracts for regular savers, and flexible contribution plans. Its product suite primarily comprises unit-linked life assurance policies, including the Vantage Platinum II, Capital Builder Family, and Universal Personal Portfolio. These products are distributed primarily through independent financial advisors and financial institutions, targeting international clients across key markets such as the Middle East, Africa, the Far East, Latin America, the Isle of Man, the Bahamas, and the Republic of Ireland. Hansard Global’s principal activities encompass the transaction of life assurance business and related investment management services, operating through subsidiaries such as Hansard International Limited and Hansard Worldwide Limited. The company also provides administration, marketing, and development services to support these activities. Its services are designed to offer flexible, tax-efficient investment options within life assurance policy wrappers aimed at wealth management clients, institutions, and private investors. In recent developments, Hansard Global has executed a major digital transformation by partnering with Majesco to migrate its entire portfolio to the cloud-native LifePlus platform. This move integrates advanced administration, distribution, illustration, and client/broker portals to enhance operational efficiency and provide an improved digital experience for brokers and clients globally. Alongside this technological upgrade, the company has launched new savings and investment products, including the Ascend and Future Focus offerings, which have contributed to a 5.9% increase in new business on a Present Value of New Business Premiums (PVNBP) basis for the fiscal year 2025. Hansard also showed a strategic focus on expanding its geographic footprint, with notable growth expected in Latin America and an upcoming launch in the Japanese market planned for 2026. Despite some decline in overall IFRS profit due to continued investment and litigation costs, the company’s solvency ratio strengthened to 169%, reflecting robust financial health. The company continues to invest in its new policy administration system, positioning itself for long-term sustainable growth and operational optimization across its international markets. Hansard Global plc is listed on the London Stock Exchange under the ticker HSD.L and serves a global client base with an emphasis on providing long-term, flexible investment products wrapped in life assurance policies, backed by recent innovations in technology and product offerings to maintain a competitive edge in the international financial services industry.